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FAIR VALUE (Details) (USD $)
3 Months Ended 9 Months Ended 3 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Level
Sep. 30, 2012
Dec. 31, 2012
Sep. 30, 2013
Carrying Amount [Member]
Dec. 31, 2012
Carrying Amount [Member]
Sep. 30, 2013
Estimated Fair Value [Member]
Dec. 31, 2012
Estimated Fair Value [Member]
Sep. 30, 2013
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Dec. 31, 2012
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Sep. 30, 2013
Significant Other Observable Inputs (Level 2) [Member]
Dec. 31, 2012
Significant Other Observable Inputs (Level 2) [Member]
Sep. 30, 2013
Significant Unobservable Inputs (Level 3) [Member]
Dec. 31, 2012
Significant Unobservable Inputs (Level 3) [Member]
Sep. 30, 2013
Impaired Loans [Member]
Sep. 30, 2013
Impaired Loans [Member]
Dec. 31, 2012
Impaired Loans [Member]
Sep. 30, 2013
Other real estate owned [Member]
Dec. 31, 2012
Other real estate owned [Member]
Sep. 30, 2013
Recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Dec. 31, 2012
Recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Sep. 30, 2013
Recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Dec. 31, 2012
Recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Sep. 30, 2013
Recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Dec. 31, 2012
Recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Sep. 30, 2013
Recurring [Member]
Fair Value [Member]
Dec. 31, 2012
Recurring [Member]
Fair Value [Member]
Sep. 30, 2013
Non-recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans [Member]
Dec. 31, 2012
Non-recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Impaired Loans [Member]
Sep. 30, 2013
Non-recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Other real estate owned [Member]
Dec. 31, 2012
Non-recurring [Member]
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Other real estate owned [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Impaired Loans [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Other real estate owned [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Other Observable Inputs (Level 2) [Member]
Other real estate owned [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Member]
Market Approach Valuation Technique [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Impaired Loans [Member]
Market Approach Valuation Technique [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Other real estate owned [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Other real estate owned [Member]
Sep. 30, 2013
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Other real estate owned [Member]
Market Approach Valuation Technique [Member]
Dec. 31, 2012
Non-recurring [Member]
Significant Unobservable Inputs (Level 3) [Member]
Other real estate owned [Member]
Market Approach Valuation Technique [Member]
Sep. 30, 2013
Non-recurring [Member]
Fair Value [Member]
Impaired Loans [Member]
Dec. 31, 2012
Non-recurring [Member]
Fair Value [Member]
Impaired Loans [Member]
Sep. 30, 2013
Non-recurring [Member]
Fair Value [Member]
Other real estate owned [Member]
Dec. 31, 2012
Non-recurring [Member]
Fair Value [Member]
Other real estate owned [Member]
FAIR VALUE [Abstract]                                                                                                
Number of levels     3                                                                                          
Financial Assets [Abstract]                                                                                                
Obligations of U.S. Government and U.S. Government sponsored enterprises                                         $ 31,593,500 $ 37,698,000 $ 133,036,376 $ 103,893,214 $ 0 $ 0 $ 164,629,876 $ 141,591,214                                        
Mortgage-backed securities, residential                                         0 0 39,032,987 31,515,249 0 0 39,032,987 31,515,249                                        
Obligations of states and political subdivisions                                         0 0 35,234,537 40,814,722 0 0 35,234,537 40,814,722                                        
Collateralized mortgage obligations                                         0 0 1,500,701 3,543,360 0 0 1,500,701 3,543,360                                        
Corporate bonds and notes                                         0 0 7,484,333 11,651,635 0 0 7,484,333 11,651,635                                        
SBA loan pools                                         0 0 1,540,274 1,724,140 0 0 1,540,274 1,724,140                                        
Trust Preferred securities                                         0 0 2,037,500 2,025,313 514,300 445,600 2,551,800 2,470,913                                        
Corporate stocks                                         6,657,475 5,720,533 643,134 653,997 0 0 7,300,609 6,374,530                                        
Estimated Fair Value 259,275,117   259,275,117   239,685,763                               38,250,975 43,418,533 220,509,842 195,821,630 514,300 445,600 259,275,117 239,685,763                                        
Trading assets                                         313,021 348,241 0 0 0 0 313,021 348,241                                        
Trust Preferred Securities Available for Sale [Rollforward]                                                                                                
Beginning balance 514,300 343,035 445,600 294,910                                                                                        
Included in earnings [Abstract]                                                                                                
Income on securities 0 0 0 0                                                                                        
Impairment charge on investment securities 0 0 0 0                                                                                        
Included in other comprehensive income 0 102,565 68,700 150,690                                                                                        
Transfers in and/or out of Level 3 0 0 0 0                                                                                        
Ending balance 514,300 445,600 514,300 445,600                                                                                        
Impaired Loans [Abstract]                                                                                                
Commercial & industrial                                                         0 0 0 0 0 0 0 0 471,954 235,501     101,200 101,200     471,954 235,501 101,200 101,200
Commercial mortgage other                                                         0 0 0 0 0 0 0 0 1,071,283 305,222     265,702 257,702     1,071,283 305,222 265,702 257,702
Residential mortgages                                                             0 0     0 0         129,939 201,679         129,939 201,679
Consumer loans [Abstract]                                                                                                
Home equity lines & loans                                                         0   0 0 0   0 0 53,856       66,959 4,000     53,856   66,959 4,000
Total Impaired Loans                                                         0 0     0 0     1,597,093 540,723             1,597,093 540,723    
Total Other real estate owned, net                                     756,167 756,948                     0 0     0 0         563,800 564,581         563,800 564,581
Information related to Level 3 non-recurring fair value measurement [Abstract]                                                                                                
Fair Value                                                                         1,597,093 540,723     563,800 564,581            
Valuation Techniques                                                                             Third party real estate and a 100% discount of personal property Third party real estate and a 100% discount of personal property     Third party appraisals Third party appraisals        
Unobservable Input 1                                                                         Management discount based on underlying collateral characteristics and market conditions Management discount based on underlying collateral characteristics and market conditions     Estimated holding  period Estimated holding  period            
Unobservable Input 2                                                                                 Estimated closing costs Estimated closing costs            
Financial Assets [Abstract]                                                                                                
Carrying amount of impaired loans                               2,678,430 2,678,430 733,361                                                            
Impaired loan valuation allowance 1,081,337   1,081,337   192,638                     1,081,337 1,081,337 192,638                                                            
Provision for loan losses 873,704 225,000 1,755,188 753,897                       311,110 888,699 0                                                            
OREO - Other real estate owned carrying value, net                                     563,800 564,581                                                        
OREO - Other real estate owned gross                                     756,167 756,948                     0 0     0 0         563,800 564,581         563,800 564,581
Other real estate owned valuation allowance                                     192,367 192,367                                                        
Write down of OREO                                     0 116,840                                                        
Financial Assets [Abstract]                                                                                                
Cash and due from financial institutions 37,490,812   37,490,812   29,239,309 37,491,000 29,239,000 37,491,000 [1] 29,239,000 [1] 37,491,000 29,239,000 0 0 0 0                                                                  
Interest-bearing deposits in other financial institutions 2,438,437   2,438,437   11,001,912 2,438,000 11,002,000 2,438,000 [1] 11,002,000 [1] 2,438,000 8,645,000 0 2,357,000 0 0                                                                  
Trading assets           313,000 348,000 313,000 [1] 348,000 [1] 313,000 348,000 0 0 0 0                                                                  
Securities available for sale 259,275,117   259,275,117   239,685,763 259,275,000 239,686,000 259,275,000 [1] 239,686,000 [1] 38,251,000 43,419,000 220,510,000 195,822,000 514,000 445,000                                                                  
Securities held to maturity 6,543,785   6,543,785   5,748,453 6,544,000 5,748,000 7,047,000 [1] 6,421,000 [1] 0 0 7,047,000 6,421,000 0 0                                                                  
Federal Home Loan and Federal Reserve Bank Stock           6,725,000 4,710,000     0 0 0 0 0 0                                                                  
Net loans 955,778,374   955,778,374   883,084,291 955,778,000 883,084,000 0 [1] 916,289,000 [1] 0 0 0 0 0 916,289,000                                                                  
Loans held for sale 866,430   866,430   1,057,309 866,000 1,057,000 0 [1] 1,057,000 [1] 0 0 866,000 1,057,000 0 0                                                                  
Accrued interest receivable 2,260,266   2,260,266   2,383,998 4,142,000 3,788,000 985,182,000 [1] 3,788,000 [1] 360,000 175,000 1,549,000 1,257,000 985,182,000 2,356,000                                                                  
Deposits [Abstract]                                                                                                
Demand, savings, and insured money market accounts           866,507,000 808,044,000 866,507,000 [1] 808,044,000 [1] 866,507,000 808,044,000 0 0 0 0                                                                  
Time deposits           221,938,000 236,690,000 222,944,000 [1] 238,245,000 [1] 0 0 222,944,000 238,245,000 0 0                                                                  
Securities sold under agreements to repurchase 30,499,228   30,499,228   32,710,650 30,499,000 32,711,000 31,757,000 [1] 35,260,000 [1] 0 0 31,757,000 35,260,000 0 0                                                                  
Federal Home Loan Bank term Advances 26,045,925   26,045,925   27,225,363 26,046,000 27,225,000 27,207,000 [1] 29,688,000 [1] 0 0 27,207,000 29,688,000 0 0                                                                  
Federal Home Loan Bank overnight advances 49,100,000   49,100,000   0 49,100,000   49,103,000 [1]   0   49,103,000   0                                                                    
Accrued interest payable           $ 339,000 $ 453,000 $ 339,000 [1] $ 453,000 [1] $ 13,000 $ 12,000 $ 174,000 $ 279,000 $ 152,000 $ 162,000                                                                  
[1] Fair value estimates are made at a specific point in time, based on relevant market information and information about the financial instrument.  These estimates are subjective in nature and involve uncertainties and matters of significant judgment and, therefore, cannot be determined with precision.  Changes in assumptions could significantly affect the estimates.