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LOANS AND ALLOWANCE FOR LOAN LOSSES, CREDIT QUALITY INDICATOR (Details) (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2013
Dec. 31, 2012
Finance receivable by credit quality indicator [Abstract]      
Loans $ 969,894,611 $ 969,894,611 $ 895,900,939
Deteriorated Loans Transferred in [Abstract]      
Contractually required principal and interest, opening balance 14,700,338 16,896,078  
Contractually required principal and interest, income accretion 0 0  
Contractually required principal and interest, all other adjustments (3,097,442) (5,293,182)  
Contractually required principal and interest, closing balance 11,602,896 11,602,896  
Contractual cash flows not expected to be collected (nonaccretable discount), opening balance (1,938,757) (3,655,500)  
Contractual cash flows not expected to be collected (nonaccretable discount), income accretion 0 0  
Contractual cash flows not expected to be collected (nonaccretable discount), all other adjustments 1,149,035 2,865,778  
Contractual cash flows not expected to be collected (nonaccretable discount), closing balance (789,722) (789,722)  
Cash flows expected to be collected, opening balance 12,761,581 13,240,578  
Cash flows expected to be collected, income accretion 0 0  
Cash flows expected to be collected, all other adjustments (1,948,407) (2,427,404)  
Cash flows expected to be collected, closing balance 10,813,174 10,813,174  
Interest component of expected cash flows (accretable yield), opening balance (2,552,297) (2,529,045)  
Interest component of expected cash flows (accretable yield), income accretion 154,919 818,780  
Interest component of expected cash flows (accretable yield), all other adjustments 1,328,414 641,301  
Interest component of expected cash flows (accretable yield, closing balance (1,068,964) (1,068,964)  
Fair value of loans acquired with deteriorating credit quality, opening balance 10,209,284 10,711,533  
Fair value of loans acquired with deteriorating credit quality, income accretion 154,919 818,780  
Fair value of loans acquired with deteriorating credit quality, all other adjustments (619,993) (1,786,103)  
Fair value of loans acquired with deteriorating credit quality, closing balance 9,744,210 9,744,210  
Commercial and agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 141,086,273 141,086,273 134,194,422
Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 625,031 625,031 698,452
Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 140,461,242 140,461,242 133,495,970
Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 194,551,089 194,551,089 200,998,777
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 194,551,089 194,551,089 200,998,777
Consumer Loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 273,282,141 273,282,141 239,689,455
Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,682,987 1,682,987 1,851,145
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 1,682,987 1,682,987 1,851,145
Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 93,637,774 93,637,774 87,269,885
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 93,637,774 93,637,774 87,269,885
Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 157,622,064 157,622,064 130,977,775
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 157,622,064 157,622,064 130,977,775
Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 20,339,316 20,339,316 19,590,650
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 20,339,316 20,339,316 19,590,650
Not Rated [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 464,058,063 464,058,063 437,016,980
Not Rated [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0  
Not Rated [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     0
Not Rated [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Not Rated [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 191,650,301 191,650,301 198,336,641
Not Rated [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 1,682,987 1,682,987 1,851,145
Not Rated [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 92,945,959 92,945,959 86,615,392
Not Rated [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 157,494,345 157,494,345 130,642,490
Not Rated [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 20,284,471 20,284,471 19,571,312
Pass [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 449,019,687 449,019,687 404,520,259
Pass [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 305,969,292 305,969,292  
Pass [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 17,361,075 17,361,075 34,882,896
Pass [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     247,793,150
Pass [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 625,031 625,031 698,452
Pass [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 125,064,289 125,064,289 12,145,761
Pass [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Pass [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 9,744,210 9,744,210 10,711,353
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 8,011,104 8,011,104  
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 773,841 773,841 1,182,037
Loans Acquired with deteriorated credit quality [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     8,043,810
Loans Acquired with deteriorated credit quality [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 702,070 702,070 1,241,418
Loans Acquired with deteriorated credit quality [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 257,195 257,195 244,268
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Loans Acquired with deteriorated credit quality [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 28,869,903 28,869,903 25,136,636
Special Mention [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 16,146,231 16,146,231  
Special Mention [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 2,797,055 2,797,055 5,153,918
Special Mention [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     11,974,716
Special Mention [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 9,926,617 9,926,617 8,008,002
Special Mention [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Special Mention [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 17,767,256 17,767,256 18,021,271
Substandard [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 9,047,840 9,047,840  
Substandard [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 868,670 868,670 2,161,377
Substandard [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     9,826,381
Substandard [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 4,332,774 4,332,774 2,606,529
Substandard [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 2,643,593 2,643,593 2,417,868
Substandard [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Substandard [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 691,815 691,815 654,493
Substandard [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 127,719 127,719 335,285
Substandard [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 54,845 54,845 19,338
Doubtful [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 435,492 435,492 494,260
Doubtful [Member] | Commercial mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0  
Doubtful [Member] | Commercial mortgages [Member] | Construction [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Commercial mortgages [Member] | Other [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     0
Doubtful [Member] | Commercial and agricultural [Member] | Agricultural [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 435,492 435,492 494,260
Doubtful [Member] | Residential mortgages [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     0
Doubtful [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans 0 0 0
Doubtful [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Finance receivable by credit quality indicator [Abstract]      
Loans     0
Performing [Member] | Residential mortgages [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 191,838,214 191,838,214 198,575,753
Performing [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 1,673,483 1,673,483 1,847,838
Performing [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 93,024,411 93,024,411 86,698,520
Performing [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 157,503,358 157,503,358 130,642,490
Performing [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 20,276,843 20,276,843 19,571,312
Non-Performing [Member] | Residential mortgages [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 2,712,875 2,712,875 2,423,024
Non-Performing [Member] | Consumer Loans [Member] | Credit Cards [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 9,504 9,504 3,307
Non-Performing [Member] | Consumer Loans [Member] | Home equity lines and loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 613,363 613,363 571,365
Non-Performing [Member] | Consumer Loans [Member] | Indirect consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable 118,706 118,706 335,285
Non-Performing [Member] | Consumer Loans [Member] | Direct consumer loans [Member]
     
Residential and consumer finance receivable [Abstract]      
Residential and consumer loans receivable $ 62,473 $ 62,473 $ 19,338