LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	$ 967,634,345	$ 893,516,941
Interest receivable on loans	2,260,266	2,383,998
Total	969,894,611	895,900,939
Commercial mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	338,428,531	276,928,123
Commercial and Agricultural [Member]
Composition of loan portfolio [Abstract]
Total	141,086,273	134,194,422
Commercial and Agricultural [Member] | Agricultural [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	623,656	696,666
Total	625,031	698,452
Commercial and Agricultural [Member] | Commercial and industrial [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	140,152,331	133,154,615
Total	140,461,242	133,495,970
Commercial mortgages: Construction [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	21,752,696	43,269,303
Residential mortgages [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	194,042,042	200,475,097
Total	194,551,089	200,998,777
Consumer Loans [Member]
Composition of loan portfolio [Abstract]
Total	273,282,141	239,689,455
Consumer Loans [Member] | Credit cards [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	1,682,987	1,851,145
Total	1,682,987	1,851,145
Consumer Loans [Member] | Home equity lines and loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	93,416,651	87,045,421
Total	93,637,774	87,269,885
Consumer Loans [Member] | Indirect consumer loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	157,257,713	130,573,200
Total	157,622,064	130,977,775
Consumer Loans [Member] | Direct consumer loans [Member]
Composition of loan portfolio [Abstract]
Total loans, net of deferred origination fees and cost, and unearned income	20,277,738	19,523,371
Total	$ 20,339,316	$ 19,590,650