SEGMENT REPORTING (Tables)

9 Months Ended

Sep. 30, 2013

SEGMENT REPORTING [Abstract]

Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results

		Three Months Ended September 30, 2013								Nine Months Ended September 30, 2013
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals	Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
Net interest income	$	11,514,644	$	-	$	2,007		$	11,516,651	$	34,553,827	$	-	$	7,563		$	34,561,390
Provision for loan losses		873,704		-		-			873,704		1,755,188		-		-			1,755,188
Net interest income after provision for loan losses		10,640,940		-		2,007			10,642,947		32,798,639		-		7,563			32,806,202
Other operating income		2,402,021		1,813,113		135,519			4,350,653		6,714,682		5,448,240		684,446			12,847,368
Other operating expenses		10,275,098		1,371,418		166,186			11,812,702		30,137,242		4,174,319		617,402			34,928,963
Income before income tax expense		2,767,863		441,695		(28,660	)		3,180,898		9,376,079		1,273,921		74,607			10,724,607
Income tax expense		860,187		169,788		(28,247	)		1,001,728		2,995,405		489,695		(6,038	)		3,479,062
Segment net income	$	1,907,676	$	271,907	$	(413	)	$	2,179,170	$	6,380,674	$	784,226	$	80,645		$	7,245,545
Segment assets										$	1,334,375,485	$	5,023,415	$	1,691,868		$	1,341,090,768

		Three Months Ended September 30, 2012								Nine Months Ended September 30, 2012
		Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals	Core Banking		Wealth Management Group Services		Holding Company And Other			Consolidated Totals
Net interest income	$	11,788,521	$	-	$	1,517		$	11,790,038	$	35,194,815	$	-		6,611		$	35,201,426
Provision for loan losses		225,000		-		-			225,000		753,897		-		-			753,897
Net interest income after provision for loan losses		11,563,521		-		1,517			11,565,038		34,440,918		-		6,611			34,447,529
Other operating income		2,112,173		1,667,628		212,918			3,992,719		7,303,607		5,170,016		521,647			12,995,270
Other operating expenses		9,887,762		1,277,545		175,154			11,340,461		29,456,209		4,120,082		576,811			34,153,102
Income before income tax expense		3,787,932		390,083		39,281			4,217,296		12,288,316		1,049,934		(48,553	)		13,289,697
Income tax expense (benefit)		1,235,752		149,948		(2,249	)		1,383,451		4,065,505		403,595		(71,821	)		4,397,279
Segment net income	$	2,552,180	$	240,135	$	41,530		$	2,833,845	$	8,222,811	$	646,339	$	23,268		$	8,892,418
Segment assets										$	1,279,106,549	$	5,249,476	$	2,623,832		$	1,286,979,857