CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 2,411,768	$ 3,614,533
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of intangible assets	234,601	284,140
Provision for loan losses	431,010	477,305
Depreciation and amortization of fixed assets	748,874	740,442
Amortization of premiums on securities, net	537,793	415,183
Gains on sales of loans held for sale, net	(111,916)	(65,340)
Proceeds from sales of loans held for sale	3,454,691	2,345,590
Loans originated and held for sale	(3,071,016)	(2,710,673)
Net gains on trading assets	(18,490)	(13,122)
Net gains on securities transactions	0	(297,169)
Proceeds from sales of trading assets	0	72,646
Purchase of trading assets	(17,320)	(19,386)
Net losses on sale of other real estate owned	0	6,459
(Increase) decrease in other assets	(57,762)	2,329,896
Decrease in prepaid FDIC assessment	198,532	207,849
Decrease in accrued interest payable	(63,909)	(124,364)
Expense related to restricted stock units for directors' deferred compensation plan	24,602	21,340
Expense related to employee stock compensation	112,154	80,000
Expense related to employee restricted stock awards	60,078	15,922
Decrease in other liabilities	(1,644,334)	(2,218,951)
Income from bank owned life insurance	(20,647)	(21,525)
Net cash provided by operating activities	3,208,709	5,140,775
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from sales and calls of securities available for sale	10,500,000	52,579,688
Proceeds from maturities and principal collected on securities available for sale	20,374,472	6,881,564
Proceeds from maturities and principal collected on securities held to maturity	257,179	1,090,104
Purchases of securities available for sale	(27,103,300)	(37,942,141)
Purchases of securities held to maturity	(4,406,938)	(225,000)
Purchase of Federal Home Loan Bank and Federal Reserve Bank stock	(916,550)	(1,550)
Redemption of Federal Home Loan Bank and Federal Reserve Bank stock	1,019,800	75,100
Purchases of premises and equipment	(64,969)	(954,974)
Proceeds from sale of other real estate owned	0	34,555
Net increase in loans	(27,954,645)	(5,695,251)
Net cash (used) provided by investing activities	(28,294,951)	15,842,095
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in demand deposits, interest-bearing demand accounts, savings accounts, and insured money market accounts	36,964,050	54,238,429
Net decrease in time deposits	(4,598,989)	(14,025,878)
Net decrease in securities sold under agreements to repurchase	(1,283,302)	(2,108,399)
Repayments of Federal Home Loan Bank long term advances	(67,603)	(116,577)
Purchase of treasury stock	(92,630)	(216,808)
Sale of treasury stock	60,362	0
Cash dividends paid	0	(1,141,081)
Net cash provided by financing activities	30,981,888	36,629,686
Net increase in cash and cash equivalents	5,895,646	57,612,556
Cash and cash equivalents, beginning of period	40,241,221	52,901,853
Cash and cash equivalents, end of period	46,136,867	110,514,409
Cash paid during the year for:
Interest	1,095,128	1,648,158
Income Taxes	167,549	875
Supplemental disclosure of non-cash activity:
Transfer of loans to other real estate owned	0	116,800
Dividends declared, not yet paid	$ 1,194,117	$ 1,143,923