LOANS AND ALLOWANCE FOR LOAN LOSSES, TROUBLED DEBT RESTRUCTURING (Details) (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2013 Loan	Mar. 31, 2012 Loan	Dec. 31, 2012
Trouble debt restructurings [Abstract]
Recorded investment in troubled debt restructurings	$ 7,249,008		$ 5,728,610
Troubled debt restructuring reserve	172,403		0
Troubled debt restructuring loan amount modified	6,297,292		5,363,712
Loans committed to customers with loans classified as TDR	72,000		130,000
Troubled debt restructurings increased allowance for loan losses	38,260
Troubled debt restructuring, charge offs	0	0
Period after troubled debt restructuring modification where no default payments made			12 months
Number of days past due after which loan considered as payment default			90 days
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	4	1
Pre-Modification Outstanding Recorded Investment	534,880	58,823
Post-Modification Outstanding Recorded Investment	534,880	58,823
Other [Member]
Trouble debt restructurings [Abstract]
Troubled debt restructuring loan amount modified	951,716		364,898
Commercial and agricultural [Member] | Commercial and industrial [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	2
Pre-Modification Outstanding Recorded Investment	431,293
Post-Modification Outstanding Recorded Investment	431,293
Consumer loans [Member] | Home Equity Lines & Loans [Member]
Loans by class modified as troubled debt restructurings [Abstract]
Number of Loans	2	1
Pre-Modification Outstanding Recorded Investment	103,587	58,823
Post-Modification Outstanding Recorded Investment	$ 103,587	$ 58,823