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LOANS AND ALLOWANCE FOR LOAN LOSSES, IMPAIRED LOANS (Details) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Unpaid Principal Balance [Abstract]      
Unpaid Principal Balance, Total $ 10,407,779   $ 8,863,964
Recorded Investment [Abstract]      
Recorded Investment, Total 9,227,259   7,678,328
Allowance for Loan Losses Allocated 275,877   192,638
Average Recorded Investment [Abstract]      
Average Recorded Investment, Total 8,452,791 7,460,897  
Interest Income, Accrual Method [Abstract]      
Interest Income, Accrual Method, Total 70,113 [1] 1,166 [1]  
With no related allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]
     
Unpaid Principal Balance [Abstract]      
With no related allowance, Unpaid Principal Balance 686,918   261,102
Recorded Investment [Abstract]      
With no related allowance, Recorded Investment 685,752   261,903
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With no related allowance, Average Recorded Investment 473,827 10,454  
Interest Income, Accrual Method [Abstract]      
With no related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With no related allowance recorded [Member] | Commercial mortgages [Member] | Other [Member]
     
Unpaid Principal Balance [Abstract]      
With no related allowance, Unpaid Principal Balance 6,659,845   5,678,565
Recorded Investment [Abstract]      
With no related allowance, Recorded Investment 6,076,523   5,090,399
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With no related allowance, Average Recorded Investment 5,583,461 783,410  
Interest Income, Accrual Method [Abstract]      
With no related allowance, Interest Income, Accrual Method 52,542 [1] 0 [1]  
With no related allowance recorded [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Unpaid Principal Balance [Abstract]      
With no related allowance, Unpaid Principal Balance 2,050,222   2,059,027
Recorded Investment [Abstract]      
With no related allowance, Recorded Investment 1,453,334   1,462,157
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With no related allowance, Average Recorded Investment 1,457,745 1,510,362  
Interest Income, Accrual Method [Abstract]      
With no related allowance, Interest Income, Accrual Method 17,153 [1] 0 [1]  
With no related allowance recorded [Member] | Residential mortgages [Member]
     
Unpaid Principal Balance [Abstract]      
With no related allowance, Unpaid Principal Balance 128,348   131,909
Recorded Investment [Abstract]      
With no related allowance, Recorded Investment 128,348   131,909
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With no related allowance, Average Recorded Investment 130,128 161,034  
Interest Income, Accrual Method [Abstract]      
With no related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With no related allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
     
Unpaid Principal Balance [Abstract]      
With no related allowance, Unpaid Principal Balance 44,694   0
Recorded Investment [Abstract]      
With no related allowance, Recorded Investment 45,540   0
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With no related allowance, Average Recorded Investment 22,770 29,784  
Interest Income, Accrual Method [Abstract]      
With no related allowance, Interest Income, Accrual Method 252 [1] 1,166 [1]  
With allowance recorded [Member] | Commercial mortgages [Member] | Construction [Member]
     
Unpaid Principal Balance [Abstract]      
With related allowance, Unpaid Principal Balance 0   0
Recorded Investment [Abstract]      
With related allowance, Recorded Investment 0   0
Allowance for Loan Losses Allocated 0   0
Average Recorded Investment [Abstract]      
With related allowance, Average Recorded Investment 0 8,295  
Interest Income, Accrual Method [Abstract]      
With related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With allowance recorded [Member] | Commercial mortgages [Member] | Other [Member]
     
Unpaid Principal Balance [Abstract]      
With related allowance, Unpaid Principal Balance 358,902   364,423
Recorded Investment [Abstract]      
With related allowance, Recorded Investment 359,097   363,022
Allowance for Loan Losses Allocated 88,327   59,201
Average Recorded Investment [Abstract]      
With related allowance, Average Recorded Investment 361,059 2,595,105  
Interest Income, Accrual Method [Abstract]      
With related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With allowance recorded [Member] | Commercial and agricultural [Member] | Commercial and industrial [Member]
     
Unpaid Principal Balance [Abstract]      
With related allowance, Unpaid Principal Balance 405,827   368,938
Recorded Investment [Abstract]      
With related allowance, Recorded Investment 405,368   368,938
Allowance for Loan Losses Allocated 168,383   133,437
Average Recorded Investment [Abstract]      
With related allowance, Average Recorded Investment 387,153 2,362,453  
Interest Income, Accrual Method [Abstract]      
With related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With allowance recorded [Member] | Consumer Loan [Member] | Other [Member]
     
Unpaid Principal Balance [Abstract]      
With related allowance, Unpaid Principal Balance 15,147   0
Recorded Investment [Abstract]      
With related allowance, Recorded Investment 15,250   0
Allowance for Loan Losses Allocated 15,147   0
Average Recorded Investment [Abstract]      
With related allowance, Average Recorded Investment 7,625 0  
Interest Income, Accrual Method [Abstract]      
With related allowance, Interest Income, Accrual Method 0 [1] 0 [1]  
With allowance recorded [Member] | Consumer Loan [Member] | Home equity lines and loans [Member]
     
Unpaid Principal Balance [Abstract]      
With related allowance, Unpaid Principal Balance 57,876   0
Recorded Investment [Abstract]      
With related allowance, Recorded Investment 58,047   0
Allowance for Loan Losses Allocated 4,020   0
Average Recorded Investment [Abstract]      
With related allowance, Average Recorded Investment 29,023 0  
Interest Income, Accrual Method [Abstract]      
With related allowance, Interest Income, Accrual Method $ 166 [1] $ 0 [1]  
[1] Cash basis interest income approximates interest income recognized.