SEGMENT REPORTING (Tables)

3 Months Ended

Mar. 31, 2013

Summarized financial information showing reconciliation of segment net income loss and assets to consolidated results

Accounting policies for the segments are the same as those described in Note 1. Summarized financial information concerning the Corporation's reportable segments and the reconciliation to the Corporation's consolidated results are shown in the following table. Income taxes are allocated based on the separate taxable income of each entity and indirect overhead expenses are allocated based on reasonable and equitable allocations applicable to the reportable segment. Holding company amounts are the primary differences between segment amounts and consolidated totals, and are reflected in the Holding Company and Other column below, along with amounts to eliminate transactions between segments.

Three Months Ended March 31, 2013	Core Banking		Wealth Management Group		Holding Company And Other		Consolidated Totals
Net interest income	$	11,715,328	$	-	$	1,639	$	11,716,967
Provision for loan losses		431,010		-		-		431,010
Net interest income after provision for loan losses		11,284,318		-		1,639		11,285,957
Other operating income		1,994,572		1,750,178		276,827		4,021,577
Other operating expenses		9,938,054		1,526,556		260,147		11,724,757
Income before income tax expense		3,340,836		223,622		18,319		3,582,777
Income tax expense		1,077,515		85,960		7,534		1,171,009
Segment net income	$	2,263,321	$	137,662	$	10,785	$	2,411,768

Segment assets	$	1,272,340,074	$	5,117,704	$	2,514,014	$	1,279,971,792

Three Months Ended March 31, 2012	Core Banking		Wealth Management Group		Holding Company And Other			Consolidated Totals
Net interest income	$	12,027,531	$	-	$	3,676		$	12,031,207
Provision for loan losses		477,305		-		-			477,305
Net interest income after provision for loan losses		11,550,226		-		3,676			11,553,902
Other operating income		3,070,033		1,775,576		44,789			4,890,398
Other operating expenses		9,313,097		1,435,036		183,088			10,931,221
Income (loss) before income tax expense		5,307,162		340,540		(134,623	)		5,513,079
Income tax expense (benefit)		1,837,871		130,904		(70,229	)		1,898,546
Segment net income (loss)	$	3,469,291	$	209,636	$	(64,394	)	$	3,614,533

Segment assets	$	1,245,867,473	$	5,687,189	$	2,940,284		$	1,254,494,946

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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