XML 49 R36.htm IDEA: XBRL DOCUMENT v3.8.0.1
Loans and Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Schedule of Loans Outstanding by Category

The following is a schedule of loans outstanding by category:

 

 

 

December 31,

 

 

 

2017

 

 

2016

 

 

 

Amount

 

 

Percent

 

 

Amount

 

 

Percent

 

 

 

(Dollars in thousands)

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

995,207

 

 

 

21.08

%

 

$

828,260

 

 

 

18.82

%

Oil & gas production and equipment

 

 

95,574

 

 

 

2.02

 

 

 

84,228

 

 

 

1.91

 

Agriculture

 

 

141,249

 

 

 

2.99

 

 

 

144,751

 

 

 

3.29

 

State and political subdivisions:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxable

 

 

73,827

 

 

 

1.56

 

 

 

33,793

 

 

 

0.77

 

Tax-exempt

 

 

48,626

 

 

 

1.03

 

 

 

47,283

 

 

 

1.07

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Construction

 

 

437,277

 

 

 

9.26

 

 

 

420,884

 

 

 

9.57

 

Farmland

 

 

195,162

 

 

 

4.13

 

 

 

197,872

 

 

 

4.50

 

One to four family residences

 

 

875,766

 

 

 

18.55

 

 

 

846,360

 

 

 

19.24

 

Multifamily residential properties

 

 

46,030

 

 

 

0.98

 

 

 

57,806

 

 

 

1.31

 

Commercial

 

 

1,487,927

 

 

 

31.51

 

 

 

1,426,643

 

 

 

32.42

 

Consumer

 

 

284,373

 

 

 

6.02

 

 

 

279,704

 

 

 

6.36

 

Other (not classified above)

 

 

40,977

 

 

 

0.87

 

 

 

32,648

 

 

 

0.74

 

Total loans

 

$

4,721,995

 

 

 

100.00

%

 

$

4,400,232

 

 

 

100.00

%

 
Summary of Nonperforming and Restructured Assets

The following is a summary of nonperforming and restructured assets:

 

 

 

December 31,

 

 

 

2017

 

 

2016

 

 

 

(Dollars in thousands)

 

Past due 90 days or more and still accruing

 

$

2,893

 

 

$

1,962

 

Nonaccrual

 

 

31,943

 

 

 

31,798

 

Restructured

 

 

4,720

 

 

 

1,713

 

Total nonperforming and restructured loans

 

 

39,556

 

 

 

35,473

 

Other real estate owned and repossessed assets

 

 

4,424

 

 

 

3,866

 

Total nonperforming and restructured assets

 

$

43,980

 

 

$

39,339

 

 
Summary of Amounts Included in Nonaccrual Loans Segregated by Class of Loans

Loans are segregated into classes based upon the nature of the collateral and the borrower. These classes are used to estimate the allowance for loan losses. The following table is a summary of amounts included in nonaccrual loans, segregated by class of loans. Residential real estate refers to one-to-four family real estate.

 

 

 

December 31,

 

 

 

2017

 

 

2016

 

 

 

(Dollars in thousands)

 

Real estate:

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

1,108

 

 

$

713

 

Non-residential real estate other

 

 

9,809

 

 

 

5,688

 

Residential real estate permanent mortgage

 

 

781

 

 

 

1,116

 

Residential real estate all other

 

 

3,980

 

 

 

5,089

 

Commercial and financial:

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

7,785

 

 

 

4,464

 

Consumer non-real estate

 

 

250

 

 

 

265

 

Other loans

 

 

5,596

 

 

 

8,370

 

Acquired loans

 

 

2,634

 

 

 

6,093

 

Total

 

$

31,943

 

 

$

31,798

 

 
Age Analysis of Past Due Loans Segregated by Class of Loans

The following table presents an age analysis of past due loans, segregated by class of loans:

 

 

 

Age Analysis of Past Due Loans

 

 

 

30-59

Days

Past Due

 

 

60-89

Days

Past Due

 

 

90 Days

and

Greater

 

 

Total

Past Due

Loans

 

 

Current

Loans

 

 

Total Loans

 

 

Accruing

Loans 90

Days or

More

Past Due

 

 

 

(Dollars in thousands)

 

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

998

 

 

$

68

 

 

$

977

 

 

$

2,043

 

 

$

639,575

 

 

$

641,618

 

 

$

84

 

Non-residential real estate other

 

 

2,905

 

 

 

271

 

 

 

2,112

 

 

 

5,288

 

 

 

1,121,303

 

 

 

1,126,591

 

 

 

432

 

Residential real estate permanent mortgage

 

 

2,211

 

 

 

403

 

 

 

977

 

 

 

3,591

 

 

 

326,743

 

 

 

330,334

 

 

 

584

 

Residential real estate all other

 

 

1,739

 

 

 

749

 

 

 

1,377

 

 

 

3,865

 

 

 

781,790

 

 

 

785,655

 

 

 

973

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

2,210

 

 

 

706

 

 

 

1,785

 

 

 

4,701

 

 

 

1,279,704

 

 

 

1,284,405

 

 

 

403

 

Consumer non-real estate

 

 

2,085

 

 

 

670

 

 

 

293

 

 

 

3,048

 

 

 

285,872

 

 

 

288,920

 

 

 

194

 

Other loans

 

 

506

 

 

 

103

 

 

 

3,916

 

 

 

4,525

 

 

 

139,920

 

 

 

144,445

 

 

 

—

 

Acquired loans

 

 

753

 

 

 

192

 

 

 

713

 

 

 

1,658

 

 

 

118,369

 

 

 

120,027

 

 

 

223

 

Total

 

$

13,407

 

 

$

3,162

 

 

$

12,150

 

 

$

28,719

 

 

$

4,693,276

 

 

$

4,721,995

 

 

$

2,893

 

As of December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

2,255

 

 

$

96

 

 

$

150

 

 

$

2,501

 

 

$

569,130

 

 

$

571,631

 

 

$

—

 

Non-residential real estate other

 

 

611

 

 

 

16

 

 

 

418

 

 

 

1,045

 

 

 

1,122,351

 

 

 

1,123,396

 

 

 

—

 

Residential real estate permanent mortgage

 

 

2,742

 

 

 

649

 

 

 

1,273

 

 

 

4,664

 

 

 

320,749

 

 

 

325,413

 

 

 

513

 

Residential real estate all other

 

 

2,559

 

 

 

531

 

 

 

1,416

 

 

 

4,506

 

 

 

743,723

 

 

 

748,229

 

 

 

369

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

1,269

 

 

 

1,628

 

 

 

741

 

 

 

3,638

 

 

 

1,047,547

 

 

 

1,051,185

 

 

 

608

 

Consumer non-real estate

 

 

2,046

 

 

 

760

 

 

 

419

 

 

 

3,225

 

 

 

280,652

 

 

 

283,877

 

 

 

274

 

Other loans

 

 

5,345

 

 

 

958

 

 

 

7,775

 

 

 

14,078

 

 

 

127,404

 

 

 

141,482

 

 

 

45

 

Acquired loans

 

 

825

 

 

 

310

 

 

 

408

 

 

 

1,543

 

 

 

153,476

 

 

 

155,019

 

 

 

153

 

Total

 

$

17,652

 

 

$

4,948

 

 

$

12,600

 

 

$

35,200

 

 

$

4,365,032

 

 

$

4,400,232

 

 

$

1,962

 

 
Impaired Loans Segregated by Class of Loans

The following table presents impaired loans, segregated by class of loans. During the year ended December 31, 2017, $2.3 million of interest income was recognized on impaired loans subsequent to their classification as impaired. During previous periods no material amount of interest income was recognized on impaired loans subsequent to their classification as impaired.

 

 

 

Impaired Loans

 

 

 

Unpaid

Principal

Balance

 

 

Recorded

Investment

with Allowance

 

 

Related

Allowance

 

 

Average

Recorded

Investment

 

 

 

(Dollars in thousands)

 

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

2,011

 

 

$

1,945

 

 

$

141

 

 

$

1,858

 

Non-residential real estate other

 

 

10,323

 

 

 

10,240

 

 

 

496

 

 

 

3,975

 

Residential real estate permanent mortgage

 

 

1,745

 

 

 

1,542

 

 

 

146

 

 

 

1,440

 

Residential real estate all other

 

 

5,837

 

 

 

5,549

 

 

 

2,135

 

 

 

5,258

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

18,101

 

 

 

11,158

 

 

 

2,412

 

 

 

11,131

 

Consumer non-real estate

 

 

545

 

 

 

514

 

 

 

127

 

 

 

541

 

Other loans

 

 

6,092

 

 

 

5,595

 

 

 

178

 

 

 

7,439

 

Acquired loans

 

 

4,737

 

 

 

3,145

 

 

 

12

 

 

 

3,539

 

Total

 

$

49,391

 

 

$

39,688

 

 

$

5,647

 

 

$

35,181

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

894

 

 

$

806

 

 

$

101

 

 

$

825

 

Non-residential real estate other

 

 

7,742

 

 

 

5,688

 

 

 

574

 

 

 

5,854

 

Residential real estate permanent mortgage

 

 

1,878

 

 

 

1,683

 

 

 

124

 

 

 

1,612

 

Residential real estate all other

 

 

5,871

 

 

 

5,614

 

 

 

1,538

 

 

 

5,445

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

12,015

 

 

 

6,272

 

 

 

1,457

 

 

 

6,478

 

Consumer non-real estate

 

 

686

 

 

 

650

 

 

 

133

 

 

 

788

 

Other loans

 

 

9,799

 

 

 

8,415

 

 

 

1,870

 

 

 

8,062

 

Acquired loans

 

 

8,780

 

 

 

6,581

 

 

 

—

 

 

 

6,041

 

Total

 

$

47,665

 

 

$

35,709

 

 

$

5,797

 

 

$

35,105

 

 
Internal Loan Grading by Class of Loans

The following table presents internal loan grading by class of loans:

 

 

 

Internal Loan Grading

 

 

 

Grade

 

 

 

 

1

 

 

 

2

 

 

 

3

 

 

 

4

 

 

 

5

 

 

Total

 

 

 

(Dollars in thousands)

 

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

520,641

 

 

$

105,696

 

 

$

13,852

 

 

$

1,429

 

 

$

—

 

 

$

641,618

 

Non-residential real estate other

 

 

931,295

 

 

 

178,282

 

 

 

14,290

 

 

 

2,724

 

 

 

—

 

 

 

1,126,591

 

Residential real estate permanent mortgage

 

 

289,200

 

 

 

33,033

 

 

 

6,352

 

 

 

1,749

 

 

 

—

 

 

 

330,334

 

Residential real estate all other

 

 

621,401

 

 

 

149,201

 

 

 

9,418

 

 

 

5,635

 

 

 

—

 

 

 

785,655

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

1,018,172

 

 

 

234,884

 

 

 

24,322

 

 

 

6,997

 

 

 

30

 

 

 

1,284,405

 

Consumer non-real estate

 

 

268,826

 

 

 

17,499

 

 

 

2,038

 

 

 

557

 

 

 

—

 

 

 

288,920

 

Other loans

 

 

136,617

 

 

 

5,668

 

 

 

1,203

 

 

 

957

 

 

 

—

 

 

 

144,445

 

Acquired loans

 

 

65,685

 

 

 

34,418

 

 

 

17,113

 

 

 

2,811

 

 

 

—

 

 

 

120,027

 

Total

 

$

3,851,837

 

 

$

758,681

 

 

$

88,588

 

 

$

22,859

 

 

$

30

 

 

$

4,721,995

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

464,504

 

 

$

89,978

 

 

$

16,220

 

 

$

929

 

 

$

—

 

 

$

571,631

 

Non-residential real estate other

 

 

933,743

 

 

 

169,561

 

 

 

14,404

 

 

 

5,688

 

 

 

—

 

 

 

1,123,396

 

Residential real estate permanent mortgage

 

 

284,893

 

 

 

32,889

 

 

 

5,987

 

 

 

1,644

 

 

 

—

 

 

 

325,413

 

Residential real estate all other

 

 

614,338

 

 

 

119,018

 

 

 

9,382

 

 

 

5,491

 

 

 

—

 

 

 

748,229

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

856,318

 

 

 

170,865

 

 

 

19,101

 

 

 

4,901

 

 

 

—

 

 

 

1,051,185

 

Consumer non-real estate

 

 

263,442

 

 

 

17,154

 

 

 

2,640

 

 

 

641

 

 

 

—

 

 

 

283,877

 

Other loans

 

 

132,254

 

 

 

5,376

 

 

 

1,514

 

 

 

2,338

 

 

 

—

 

 

 

141,482

 

Acquired loans

 

 

92,946

 

 

 

42,668

 

 

 

12,888

 

 

 

6,517

 

 

 

—

 

 

 

155,019

 

Total

 

$

3,642,438

 

 

$

647,509

 

 

$

82,136

 

 

$

28,149

 

 

$

—

 

 

$

4,400,232

 

 
Activity in ALL by Class of Loans

The following table details activity in the ALL by class of loans for the period presented. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.

 

 

 

ALL

 

 

 

Balance at

beginning of

period

 

 

Charge-

offs

 

 

Recoveries

 

 

Net

charge-offs

 

 

Provisions

charged to

operations

 

 

Balance at

end of

period

 

 

 

(Dollars in thousands)

 

As of December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

5,602

 

 

$

(74

)

 

$

6

 

 

$

(68

)

 

$

661

 

 

$

6,195

 

Non-residential real estate other

 

 

10,793

 

 

 

(47

)

 

 

16

 

 

 

(31

)

 

 

(243

)

 

 

10,519

 

Residential real estate permanent mortgage

 

 

3,129

 

 

 

(373

)

 

 

25

 

 

 

(348

)

 

 

445

 

 

 

3,226

 

Residential real estate all other

 

 

8,622

 

 

 

(330

)

 

 

66

 

 

 

(264

)

 

 

1,314

 

 

 

9,672

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

12,421

 

 

 

(1,344

)

 

 

1,033

 

 

 

(311

)

 

 

3,224

 

 

 

15,334

 

Consumer non-real estate

 

 

2,804

 

 

 

(913

)

 

 

180

 

 

 

(733

)

 

 

722

 

 

 

2,793

 

Other loans

 

 

4,045

 

 

 

(3,727

)

 

 

23

 

 

 

(3,704

)

 

 

2,140

 

 

 

2,481

 

Acquired loans

 

 

1,277

 

 

 

(157

)

 

 

77

 

 

 

(80

)

 

 

249

 

 

 

1,446

 

Total

 

$

48,693

 

 

$

(6,965

)

 

$

1,426

 

 

$

(5,539

)

 

$

8,512

 

 

$

51,666

 

As of December 31, 2016

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

4,661

 

 

$

(11

)

 

$

3

 

 

$

(8

)

 

$

949

 

 

$

5,602

 

Non-residential real estate other

 

 

9,921

 

 

 

(9

)

 

 

6

 

 

 

(3

)

 

 

875

 

 

 

10,793

 

Residential real estate permanent mortgage

 

 

3,148

 

 

 

(208

)

 

 

55

 

 

 

(153

)

 

 

134

 

 

 

3,129

 

Residential real estate all other

 

 

6,725

 

 

 

(181

)

 

 

21

 

 

 

(160

)

 

 

2,057

 

 

 

8,622

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

11,754

 

 

 

(2,921

)

 

 

122

 

 

 

(2,799

)

 

 

3,466

 

 

 

12,421

 

Consumer non-real estate

 

 

2,642

 

 

 

(1,088

)

 

 

159

 

 

 

(929

)

 

 

1,091

 

 

 

2,804

 

Other loans

 

 

2,648

 

 

 

(388

)

 

 

17

 

 

 

(371

)

 

 

1,768

 

 

 

4,045

 

Acquired loans

 

 

167

 

 

 

(101

)

 

 

32

 

 

 

(69

)

 

 

1,179

 

 

 

1,277

 

Total

 

$

41,666

 

 

$

(4,907

)

 

$

415

 

 

$

(4,492

)

 

$

11,519

 

 

$

48,693

 

 
Allowance for Loan Losses Outstanding by Impairment Methodology

The following table details the amount of ALL by class of loans for the period presented, on the basis of the impairment methodology used by the Company.

 

 

 

ALL

 

 

 

December 31, 2017

 

 

December 31, 2016

 

 

 

Individually

evaluated for

impairment

 

 

Collectively

evaluated for

impairment

 

 

Individually

evaluated for

impairment

 

 

Collectively

evaluated for

impairment

 

 

 

(Dollars in thousands)

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

656

 

 

$

5,539

 

 

$

716

 

 

$

4,886

 

Non-residential real estate other

 

 

751

 

 

 

9,768

 

 

 

1,119

 

 

 

9,674

 

Residential real estate permanent mortgage

 

 

483

 

 

 

2,743

 

 

 

422

 

 

 

2,707

 

Residential real estate all other

 

 

2,761

 

 

 

6,911

 

 

 

2,160

 

 

 

6,462

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

4,651

 

 

 

10,683

 

 

 

3,317

 

 

 

9,104

 

Consumer non-real estate

 

 

429

 

 

 

2,364

 

 

 

478

 

 

 

2,326

 

Other loans

 

 

133

 

 

 

2,348

 

 

 

1,812

 

 

 

2,233

 

Acquired loans

 

 

12

 

 

 

1,434

 

 

 

495

 

 

 

782

 

Total

 

$

9,876

 

 

$

41,790

 

 

$

10,519

 

 

$

38,174

 

 
Loans Outstanding by Impairment Methodology

The following table details the loans outstanding by class of loans for the period presented, on the basis of the impairment methodology used by the Company.

 

 

 

Loans

 

 

 

December 31, 2017

 

 

December 31, 2016

 

 

 

Individually

evaluated for

impairment

 

 

Collectively

evaluated for

impairment

 

 

Loans acquired

with deteriorated

credit quality

 

 

Individually

evaluated for

impairment

 

 

Collectively

evaluated for

impairment

 

 

Loans acquired

with deteriorated

credit quality

 

 

 

(Dollars in thousands)

 

Real estate:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-residential real estate owner occupied

 

$

15,281

 

 

$

626,337

 

 

$

—

 

 

$

17,149

 

 

$

554,482

 

 

$

—

 

Non-residential real estate other

 

 

17,013

 

 

 

1,109,578

 

 

 

—

 

 

 

20,092

 

 

 

1,103,304

 

 

 

—

 

Residential real estate permanent mortgage

 

 

8,100

 

 

 

322,234

 

 

 

—

 

 

 

7,631

 

 

 

317,782

 

 

 

—

 

Residential real estate all other

 

 

15,052

 

 

 

770,603

 

 

 

—

 

 

 

14,873

 

 

 

733,356

 

 

 

—

 

Commercial and financial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Non-consumer non-real estate

 

 

31,349

 

 

 

1,253,056

 

 

 

—

 

 

 

24,002

 

 

 

1,027,183

 

 

 

—

 

Consumer non-real estate

 

 

2,600

 

 

 

286,320

 

 

 

—

 

 

 

3,203

 

 

 

280,674

 

 

 

—

 

Other loans

 

 

764

 

 

 

143,681

 

 

 

—

 

 

 

2,254

 

 

 

139,228

 

 

 

—

 

Acquired loans

 

 

14,464

 

 

 

100,106

 

 

 

5,457

 

 

 

13,459

 

 

 

135,616

 

 

 

5,944

 

Total

 

$

104,623

 

 

$

4,611,915

 

 

$

5,457

 

 

$

102,663

 

 

$

4,291,625

 

 

$

5,944

 

 
Transfers from Loans to Other Real Estate Owned and Repossessed Assets

Transfers from loans to other real estate owned and repossessed assets during the periods presented are summarized as follows:

 

 

 

Year ended December 31,

 

 

 

2017

 

 

2016

 

 

2015

 

 

 

(Dollars in thousands)

 

Other real estate owned

 

$

2,889

 

 

$

2,553

 

 

$

2,139

 

Repossessed assets

 

 

1,242

 

 

 

1,402

 

 

 

1,098

 

Total

 

$

4,131

 

 

$

3,955

 

 

$

3,237

 

 
Related Party Loans

A summary of these loans is as follows:

 

Year Ended December 31,

 

Balance Beginning of the Period

 

 

Additions

 

 

Collections/ Terminations

 

 

Balance End of the Period

 

 

 

(Dollars in thousands)

 

2017

 

$

27,486

 

 

$

7,350

 

 

$

(10,835

)

 

$

24,001

 

2016

 

 

37,577

 

 

 

16,133

 

 

 

(26,224

)

 

 

27,486

 

2015

 

 

25,019

 

 

 

22,330

 

 

 

(9,772

)

 

 

37,577