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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
INTEREST INCOME        
Loans, including fees $ 139,337 $ 137,710 $ 276,321 $ 269,836
Securities:        
Taxable 6,887 8,932 13,893 18,113
Tax-exempt 17 18 35 38
Federal funds sold 0 5 1 24
Interest-bearing deposits with banks 42,186 31,800 80,653 62,097
Total interest income 188,427 178,465 370,903 350,108
INTEREST EXPENSE        
Deposits 66,089 67,479 131,579 131,892
Short-term borrowings 51 59 58 155
Subordinated debt 1,031 1,031 2,061 2,061
Total interest expense 67,171 68,569 133,698 134,108
Net interest income 121,256 109,896 237,205 216,000
Provision for credit losses on loans 1,239 3,358 2,700 7,373
Provision for off-balance sheet credit exposures 148 0 273 0
Total provision for credit losses 1,387 3,358 2,973 7,373
Net interest income after provision for credit losses 119,869 106,538 234,232 208,627
NONINTEREST INCOME        
Securities transactions (740) 317 (1,073) 50
Sales of loans 830 733 1,466 1,224
Insurance commissions 7,920 6,668 18,330 16,123
Cash management 10,573 9,149 20,624 17,800
Gain/(loss) on sale of other assets 840 55 998 (4)
Other 5,089 4,252 10,718 9,365
Total noninterest income 48,048 43,944 96,942 88,844
NONINTEREST EXPENSE        
Salaries and employee benefits 55,147 51,928 109,740 103,456
Occupancy, net 6,037 5,233 11,790 10,439
Depreciation 4,691 4,504 9,499 9,060
Amortization of intangible assets 862 887 1,748 1,773
Data processing services 2,985 2,696 5,877 5,312
Net expense from other real estate owned 2,941 1,656 5,599 3,858
Marketing and business promotion 2,325 2,246 4,786 4,502
Deposit insurance 1,675 1,614 3,400 3,052
Other 11,536 14,552 27,939 26,643
Total noninterest expense 88,199 85,316 180,378 168,095
Income before taxes 79,718 65,166 150,796 129,376
Income tax expense 17,371 14,525 32,337 28,401
Net income $ 62,347 $ 50,641 $ 118,459 $ 100,975
NET INCOME PER COMMON SHARE        
Basic $ 1.87 $ 1.53 $ 3.56 $ 3.06
Diluted $ 1.85 $ 1.51 $ 3.51 $ 3.01
OTHER COMPREHENSIVE GAIN        
Unrealized income on debt securities, net of tax expense of $1,911, $1,263, $4,749 and $535, respectively $ 6,159 $ 4,105 $ 15,297 $ 1,801
Other comprehensive income, net of tax expense of $1,911, $1,263, $4,749 and $535, respectively 6,159 4,105 15,297 1,801
Comprehensive income 68,506 54,746 133,756 102,776
Trust Revenue [Member]        
NONINTEREST INCOME        
Revenue 5,795 5,490 11,334 10,578
Service Charges on Deposits [Member]        
NONINTEREST INCOME        
Revenue $ 17,741 $ 17,280 $ 34,545 $ 33,708