XML 38 R32.htm IDEA: XBRL DOCUMENT v3.25.2
Segment Information (Tables)
6 Months Ended
Jun. 30, 2025
Segment Reporting [Abstract]  
Results of Operations and Selected Financial Information

The results of operations and selected financial information for the six business units are as follows:

 

 

 

BancFirst Metropolitan
Banks

 

 

BancFirst Community
Banks

 

 

Pegasus

 

 

Worthington

 

 

Other
Financial
Services

 

 

Executive, Operations, Support and Eliminations

 

 

Consolidated

 

 

 

(Dollars in thousands)

 

Three Months Ended June 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

49,285

 

 

$

109,469

 

 

$

20,394

 

 

$

9,063

 

 

$

2,638

 

 

$

(2,422

)

 

$

188,427

 

Interest expense

 

 

19,938

 

 

 

40,099

 

 

 

7,701

 

 

 

2,994

 

 

 

979

 

 

 

(4,540

)

 

 

67,171

 

Total provision for/(benefit
   from) credit losses

 

 

484

 

 

 

270

 

 

 

111

 

 

 

211

 

 

 

(7

)

 

 

318

 

 

 

1,387

 

Noninterest income

 

 

6,296

 

 

 

18,681

 

 

 

617

 

 

 

236

 

 

 

14,171

 

 

 

8,047

 

 

 

48,048

 

Depreciation and
   amortization

 

 

386

 

 

 

2,627

 

 

 

147

 

 

 

161

 

 

 

126

 

 

 

2,106

 

 

 

5,553

 

Other noninterest expense

 

 

11,939

 

 

 

35,812

 

 

 

5,583

 

 

 

3,751

 

 

 

9,344

 

 

 

16,217

 

 

 

82,646

 

Income before taxes

 

$

22,834

 

 

$

49,342

 

 

$

7,469

 

 

$

2,182

 

 

$

6,367

 

 

$

(8,476

)

 

$

79,718

 

Three Months Ended June 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

52,828

 

 

$

102,615

 

 

$

19,533

 

 

$

7,832

 

 

$

2,368

 

 

$

(6,711

)

 

$

178,465

 

Interest expense

 

 

23,689

 

 

 

40,905

 

 

 

8,170

 

 

 

3,370

 

 

 

1,265

 

 

 

(8,830

)

 

 

68,569

 

Total provision for
   credit losses

 

 

1,949

 

 

 

1,169

 

 

 

130

 

 

 

67

 

 

 

25

 

 

 

18

 

 

 

3,358

 

Noninterest income

 

 

5,562

 

 

 

16,886

 

 

 

339

 

 

 

250

 

 

 

13,513

 

 

 

7,394

 

 

 

43,944

 

Depreciation and
   amortization

 

 

536

 

 

 

2,457

 

 

 

151

 

 

 

159

 

 

 

125

 

 

 

1,963

 

 

 

5,391

 

Other noninterest expense

 

 

11,007

 

 

 

32,703

 

 

 

5,309

 

 

 

3,742

 

 

 

10,327

 

 

 

16,837

 

 

 

79,925

 

Income before taxes

 

$

21,209

 

 

$

42,267

 

 

$

6,112

 

 

$

744

 

 

$

4,139

 

 

$

(9,305

)

 

$

65,166

 

 

 

BancFirst Metropolitan
Banks

 

 

BancFirst Community
Banks

 

 

Pegasus

 

 

Worthington

 

 

Other
Financial
Services

 

 

Executive, Operations, Support and Eliminations

 

 

Consolidated

 

 

 

(Dollars in thousands)

 

Six Months Ended June 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

98,671

 

 

$

215,081

 

 

$

40,103

 

 

$

17,656

 

 

$

5,014

 

 

$

(5,622

)

 

$

370,903

 

Interest expense

 

 

40,467

 

 

 

79,564

 

 

 

14,886

 

 

 

6,191

 

 

 

1,958

 

 

 

(9,368

)

 

 

133,698

 

Total provision for
   credit losses

 

 

433

 

 

 

1,457

 

 

 

216

 

 

 

343

 

 

 

11

 

 

 

513

 

 

 

2,973

 

Noninterest income

 

 

12,523

 

 

 

36,427

 

 

 

1,176

 

 

 

465

 

 

 

30,833

 

 

 

15,518

 

 

 

96,942

 

Depreciation and
   amortization

 

 

866

 

 

 

5,280

 

 

 

295

 

 

 

329

 

 

 

269

 

 

 

4,208

 

 

 

11,247

 

Other noninterest expense

 

 

23,501

 

 

 

70,538

 

 

 

11,225

 

 

 

7,513

 

 

 

23,961

 

 

 

32,393

 

 

 

169,131

 

Income before taxes

 

$

45,927

 

 

$

94,669

 

 

$

14,657

 

 

$

3,745

 

 

$

9,648

 

 

$

(17,850

)

 

$

150,796

 

Capital expenditures

 

$

2,511

 

 

$

6,815

 

 

$

387

 

 

$

87

 

 

$

887

 

 

$

14,367

 

 

$

25,054

 

June 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans held for investment

 

$

2,466,154

 

 

$

4,114,132

 

 

$

887,498

 

 

$

479,897

 

 

$

95,326

 

 

$

71,481

 

 

$

8,114,488

 

Total assets

 

$

3,443,579

 

 

$

8,091,096

 

 

$

1,487,269

 

 

$

619,458

 

 

$

174,366

 

 

$

230,012

 

 

$

14,045,780

 

Total deposits

 

$

2,961,647

 

 

$

7,454,342

 

 

$

1,265,357

 

 

$

530,347

 

 

$

 

 

$

(155,501

)

 

$

12,056,192

 

Six Months Ended June 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

103,804

 

 

$

201,493

 

 

$

38,397

 

 

$

15,342

 

 

$

4,672

 

 

$

(13,600

)

 

$

350,108

 

Interest expense

 

 

46,472

 

 

 

79,772

 

 

 

16,167

 

 

 

6,491

 

 

 

2,550

 

 

 

(17,344

)

 

 

134,108

 

Total provision for
   credit losses

 

 

1,705

 

 

 

2,492

 

 

 

2,860

 

 

 

189

 

 

 

68

 

 

 

59

 

 

 

7,373

 

Noninterest income

 

 

10,731

 

 

 

32,804

 

 

 

659

 

 

 

471

 

 

 

28,676

 

 

 

15,503

 

 

 

88,844

 

Depreciation and
   amortization

 

 

1,083

 

 

 

4,921

 

 

 

332

 

 

 

320

 

 

 

245

 

 

 

3,932

 

 

 

10,833

 

Other noninterest expense

 

 

21,735

 

 

 

66,053

 

 

 

10,440

 

 

 

7,400

 

 

 

20,011

 

 

 

31,623

 

 

 

157,262

 

Income before taxes

 

$

43,540

 

 

$

81,059

 

 

$

9,257

 

 

$

1,413

 

 

$

10,474

 

 

$

(16,367

)

 

$

129,376

 

Capital expenditures

 

$

2,501

 

 

$

5,024

 

 

$

43

 

 

$

4,658

 

 

$

13

 

 

$

4,034

 

 

$

16,273

 

June 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans held for investment

 

$

2,564,689

 

 

$

4,021,062

 

 

$

829,826

 

 

$

446,972

 

 

$

97,044

 

 

$

87,855

 

 

$

8,047,448

 

Total assets

 

$

3,365,250

 

 

$

7,489,606

 

 

$

1,360,612

 

 

$

622,902

 

 

$

121,308

 

 

$

(222,360

)

 

$

12,737,318

 

Total deposits

 

$

2,560,657

 

 

$

6,874,717

 

 

$

1,158,662

 

 

$

522,487

 

 

$

 

 

$

(100,921

)

 

$

11,015,602