Deposits

12 Months Ended

Dec. 31, 2023

(8) DEPOSITS

Year-end deposits were as follows:


	December 31,
	2023		2022
	(Dollars in thousands)
Noninterest-bearing demand deposits	$	3,982,226	$	4,944,730
Money market and interest-bearing checking deposits		4,699,865		4,173,268
Savings deposits		1,056,404		1,143,176
Time deposits		961,627		713,054
Total deposits	$	10,700,122	$	10,974,228

The aggregate amount of overdrawn customer transaction deposits that have been reclassified as loan balances was $6.2 million at December 31, 2023 and $4.4 million at December 31, 2022.

Time deposits include certificates of deposit and individual retirement accounts. At December 31, 2023, the scheduled maturities of all time deposits are as follows (Dollars in thousands):


2024	$	774,008
2025		120,976
2026		27,347
2027		17,093
2028		22,199
Thereafter		4
Total	$	961,627

The following table is a summary of time deposits that meet or exceed the current Federal Deposit Insurance Corporation ("FDIC") insurance limit for the periods presented:


	December 31,
	2023		2022
	(Dollars in thousands)
Time deposits of $250,000 or more	$	299,018	$	224,517