The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101   1,420,692 11,847 SH   DFND 1 11,847 0 11,847
ABBOTT LABS COM COM 002824100   1,812,303 16,507 SH   DFND 1 16,507 0 16,507
ABBVIE INC COM COM 00287Y109   1,459,177 9,029 SH   DFND 1 9,029 0 9,029
ACCENTURE PLC IRELAND SHS CLASS A SHS CLASS A G1151C101   8,449,850 31,666 SH   DFND 1 31,666 0 31,666
ADOBE SYSTEMS INCORPORATED COM COM 00724F101   11,247,774 33,423 SH   DFND 1 33,423 0 33,423
AIR PRODS & CHEMS INC COM COM 009158106   711,156 2,307 SH   DFND 1 2,307 0 2,307
ALIGN TECHNOLOGY INC COM COM 016255101   238,527 1,131 SH   DFND 1 1,131 0 1,131
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305   18,475,254 209,399 SH   DFND 1 209,399 0 209,399
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107   11,696,564 131,822 SH   DFND 1 131,822 0 131,822
AMAZON COM INC COM COM 023135106   11,858,150 141,168 SH   DFND 1 141,168 0 141,168
AMERICAN EXPRESS CO COM COM 025816109   11,489,922 77,766 SH   DFND 1 77,766 0 77,766
AMERIPRISE FINL INC COM COM 03076C106   318,220 1,022 SH   DFND 1 1,022 0 1,022
AMGEN INC COM COM 031162100   3,791,997 14,438 SH   DFND 1 14,438 0 14,438
ANALOG DEVICES INC COM COM 032654105   293,286 1,788 SH   DFND 1 1,788 0 1,788
AON PLC SHS CL A SHS CL A G0403H108   7,344,828 24,471 SH   DFND 1 24,471 0 24,471
APPLE INC COM COM 037833100   54,990,653 423,233 SH   DFND 1 423,233 0 423,233
APPLIED MATLS INC COM COM 038222105   10,063,323 103,341 SH   DFND 1 103,341 0 103,341
AT&T INC COM COM 00206R102   6,714,598 364,726 SH   DFND 1 364,726 0 364,726
AUTOMATIC DATA PROCESSING IN COM COM 053015103   3,949,072 16,533 SH   DFND 1 16,533 0 16,533
AUTOZONE INC COM COM 053332102   717,658 291 SH   DFND 1 291 0 291
BANK AMERICA CORP COM COM 060505104   1,378,717 41,628 SH   DFND 1 41,378 0 41,628
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702   8,811,707 28,526 SH   DFND 1 28,526 0 28,526
BOEING CO COM COM 097023105   2,206,633 11,584 SH   DFND 1 11,584 0 11,584
BRISTOL-MYERS SQUIBB CO COM COM 110122108   958,520 13,322 SH   DFND 1 13,322 0 13,322
CATERPILLAR INC COM COM 149123101   1,001,841 4,182 SH   DFND 1 4,182 0 4,182
CHEVRON CORP NEW COM COM 166764100   2,764,146 15,400 SH   DFND 1 15,150 0 15,400
CIGNA CORP NEW COM COM 125523100   2,092,745 6,316 SH   DFND 1 6,316 0 6,316
CINTAS CORP COM COM 172908105   2,889,913 6,399 SH   DFND 1 6,399 0 6,399
CISCO SYS INC COM COM 17275R102   2,756,021 57,851 SH   DFND 1 57,851 0 57,851
CITIGROUP INC COM NEW COM NEW 172967424   1,274,177 28,171 SH   DFND 1 28,171 0 28,171
CITIZENS FINL GROUP INC COM COM 174610105   18,514,491 470,269 SH   DFND 1 470,269 0 470,269
COCA COLA CO COM COM 191216100   10,235,350 160,908 SH   DFND 1 160,908 0 160,908
COLGATE PALMOLIVE CO COM COM 194162103   2,058,939 26,132 SH   DFND 1 26,132 0 26,132
COMCAST CORP NEW CL A CL A 20030N101   9,768,152 279,329 SH   DFND 1 279,329 0 279,329
CONOCOPHILLIPS COM COM 20825C104   5,592,020 47,390 SH   DFND 1 46,940 0 47,390
CONSOLIDATED EDISON INC COM COM 209115104   447,385 4,694 SH   DFND 1 4,694 0 4,694
COSTCO WHSL CORP NEW COM COM 22160K105   7,522,215 16,478 SH   DFND 1 16,478 0 16,478
CUMMINS INC COM COM 231021106   9,646,104 39,812 SH   DFND 1 39,812 0 39,812
CVS HEALTH CORP COM COM 126650100   9,463,176 101,547 SH   DFND 1 101,547 0 101,547
DANAHER CORPORATION COM COM 235851102   4,765,616 17,955 SH   DFND 1 17,955 0 17,955
DARDEN RESTAURANTS INC COM COM 237194105   6,446,446 46,602 SH   DFND 1 46,602 0 46,602
DEERE & CO COM COM 244199105   7,382,982 17,219 SH   DFND 1 17,219 0 17,219
DIAMONDBACK ENERGY INC COM COM 25278X109   5,408,891 39,544 SH   DFND 1 39,544 0 39,544
DISNEY WALT CO COM COM DISNEY 254687106   1,231,872 14,179 SH   DFND 1 14,179 0 14,179
DOLLAR GEN CORP NEW COM COM 256677105   628,920 2,554 SH   DFND 1 2,554 0 2,554
DOMINION ENERGY INC COM COM 25746U109   222,224 3,624 SH   DFND 1 3,624 0 3,624
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204   1,981,425 19,239 SH   DFND 1 19,239 0 19,239
ECOLAB INC COM COM 278865100   852,545 5,857 SH   DFND 1 5,857 0 5,857
ELECTRONIC ARTS INC COM COM 285512109   5,958,777 48,770 SH   DFND 1 48,770 0 48,770
EMERSON ELEC CO COM COM 291011104   9,219,454 95,976 SH   DFND 1 95,976 0 95,976
EXXON MOBIL CORP COM COM 30231G102   24,922,266 225,950 SH   DFND 1 225,950 0 225,950
FISERV INC COM COM 337738108   3,326,917 32,917 SH   DFND 1 32,917 0 32,917
FORTINET INC COM COM 34959E109   4,245,418 86,836 SH   DFND 1 86,836 0 86,836
FREEPORT-MCMORAN INC CL B CL B 35671D857   10,471,351 275,562 SH   DFND 1 275,562 0 275,562
GENERAL DYNAMICS CORP COM COM 369550108   423,275 1,706 SH   DFND 1 1,706 0 1,706
GENERAL ELECTRIC CO COM NEW COM 369604301   522,850 6,240 SH   DFND 1 6,240 0 6,240
GENERAL MLS INC COM COM 370334104   338,503 4,037 SH   DFND 1 4,037 0 4,037
GILEAD SCIENCES INC COM COM 375558103   1,395,062 16,250 SH   DFND 1 16,250 0 16,250
GRAINGER W W INC COM COM 384802104   1,033,513 1,858 SH   DFND 1 1,858 0 1,858
HCA HEALTHCARE INC COM COM 40412C101   6,848,030 28,538 SH   DFND 1 28,538 0 28,538
HENRY SCHEIN INC COM COM 806407102   491,999 6,160 SH   DFND 1 6,160 0 6,160
HERSHEY CO COM COM 427866108   9,434,584 40,742 SH   DFND 1 40,742 0 40,742
HOME DEPOT INC COM COM 437076102   11,339,552 35,901 SH   DFND 1 35,901 0 35,901
HONEYWELL INTL INC COM COM 438516106   3,583,094 16,720 SH   DFND 1 16,720 0 16,720
HOWMET AEROSPACE INC COM COM 443201108   374,750 9,509 SH   DFND 1 9,509 0 9,509
ILLINOIS TOOL WKS INC COM COM 452308109   2,240,892 10,172 SH   DFND 1 10,172 0 10,172
INTEL CORP COM COM 458140100   536,317 20,292 SH   DFND 1 20,292 0 20,292
INTERCONTINENTAL EXCHANGE IN COM COM 45866F104   439,599 4,285 SH   DFND 1 4,285 0 4,285
INTERNATIONAL BUSINESS MACHS COM COM 459200101   948,753 6,734 SH   DFND 1 6,734 0 6,734
INTUIT COM COM 461202103   5,668,365 14,563 SH   DFND 1 14,563 0 14,563
ISHARES INC CORE MSCI EMKT CORE MSCI EMKT 46434G103   22,440,518 480,525 SH   DFND 1 480,400 0 480,525
ISHARES TR 1 3 YR TREAS BD 1-3 YR TR BD ETF 464287457   1,969,590 24,265 SH   DFND 1 24,265 0 24,265
ISHARES TR CORE MSCI EAFE CORE MSCI EAFE 46432F842   33,575,923 544,710 SH   DFND 1 544,710 0 544,710
ISHARES TR CORE S&P MCP ETF CORE S&P MCP ETF 464287507   56,303,044 232,763 SH   DFND 1 231,706 0 232,763
ISHARES TR CORE S&P SCP ETF CORE S&P SCP ETF 464287804   1,554,463 16,425 SH   DFND 1 16,425 0 16,425
ISHARES TR CORE S&P500 ETF CORE S&P500 ETF 464287200   23,461,781 61,065 SH   DFND 1 61,065 0 61,065
ISHARES TR CORE US AGGBD ET CORE US AGGBD ET 464287226   1,721,670 17,751 SH   DFND 1 17,751 0 17,751
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885   299,023 3,570 SH   DFND 1 3,570 0 3,570
ISHARES TR ESG AW MSCI EAFE ESG MSCI EAFE 46435G516   290,309 4,416 SH   DFND 1 4,416 0 4,416
ISHARES TR ESG AWR US AGRGT ESG AWR US AGRGT 46435U549   460,436 9,851 SH   DFND 1 9,851 0 9,851
ISHARES TR IBOXX INV CP ETF IBOXX INV CP ETF 464287242   320,508 3,040 SH   DFND 1 3,040 0 3,040
ISHARES TR ISHARES BIOTECH NASDQ BIOTEC ETF 464287556   273,869 2,086 SH   DFND 1 2,086 0 2,086
ISHARES TR JPMORGAN USD EMG JP MOR EM MK ETF 464288281   1,914,857 22,637 SH   DFND 1 22,637 0 22,637
ISHARES TR MSCI EAFE ETF MSCI EAFE ETF 464287465   21,356,892 325,364 SH   DFND 1 325,364 0 325,364
ISHARES TR MSCI EMG MKT ETF MSCI EMG MKT ETF 464287234   399,352 10,537 SH   DFND 1 10,537 0 10,537
ISHARES TR MSCI USA MIN VOL USA MIN VOL ETF 46429B697   2,748,887 38,126 SH   DFND 1 38,126 0 38,126
ISHARES TR NATIONAL MUN ETF NATIONAL MUN ETF 464288414   27,966,598 265,036 SH   DFND 1 265,036 0 265,036
ISHARES TR PFD AND INCM SEC U.S. PFD STK ETF 464288687   240,302 7,871 SH   DFND 1 7,871 0 7,871
ISHARES TR RUS 1000 GRW ETF RUS 1000 GRW ETF 464287614   690,709 3,224 SH   DFND 1 3,224 0 3,224
ISHARES TR RUS MID CAP ETF RUS MID-CAP ETF 464287499   1,996,858 29,605 SH   DFND 1 29,605 0 29,605
ISHARES TR RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655   3,868,873 22,189 SH   DFND 1 22,189 0 22,189
ISHARES TR S&P 500 GRWT ETF S&P 500 GRWT ETF 464287309   1,516,846 25,929 SH   DFND 1 25,929 0 25,929
ISHARES TR S&P 500 VAL ETF S&P 500 VAL ETF 464287408   1,070,762 7,381 SH   DFND 1 7,381 0 7,381
ISHARES TR SELECT DIVID ETF SELECT DIVID ETF 464287168   269,421 2,234 SH   DFND 1 2,234 0 2,234
ISHARES TR US TREAS BD ETF CORE US TR BD 46429B267   774,912 34,107 SH   DFND 1 34,107 0 34,107
JOHNSON & JOHNSON COM COM 478160104   9,513,485 53,855 SH   DFND 1 53,855 0 53,855
JPMORGAN CHASE & CO COM COM 46625H100   18,976,774 141,512 SH   DFND 1 141,512 0 141,512
L3HARRIS TECHNOLOGIES INC COM COM 502431109   6,201,475 29,785 SH   DFND 1 29,785 0 29,785
LILLY ELI & CO COM COM 532457108   11,950,040 32,665 SH   DFND 1 32,665 0 32,665
LINDE PLC SHS COM G5494J103   8,707,394 26,695 SH   DFND 1 26,695 0 26,695
LOCKHEED MARTIN CORP COM COM 539830109   302,596 622 SH   DFND 1 622 0 622
LOWES COS INC COM COM 548661107   1,746,339 8,765 SH   DFND 1 8,765 0 8,765
MARRIOTT INTL INC NEW CL A CL A 571903202   6,490,590 43,593 SH   DFND 1 43,593 0 43,593
MARSH & MCLENNAN COS INC COM COM 571748102   3,672,994 22,196 SH   DFND 1 22,196 0 22,196
MASTERCARD INCORPORATED CL A CL A 57636Q104   664,513 1,911 SH   DFND 1 1,911 0 1,911
MCDONALDS CORP COM COM 580135101   2,948,900 11,190 SH   DFND 1 11,190 0 11,190
MEDTRONIC PLC SHS SHS G5960L103   355,180 4,570 SH   DFND 1 4,570 0 4,570
MERCK & CO INC COM COM 58933Y105   17,100,193 154,125 SH   DFND 1 154,125 0 154,125
META PLATFORMS INC CL A CL A 30303M102   7,560,435 62,826 SH   DFND 1 62,826 0 62,826
MICROSOFT CORP COM COM 594918104   54,655,630 227,903 SH   DFND 1 227,903 0 227,903
MOODYS CORP COM COM 615369105   278,620 1,000 SH   DFND 1 1,000 0 1,000
NEXTERA ENERGY INC COM COM 65339F101   17,531,412 209,706 SH   DFND 1 209,706 0 209,706
NIKE INC CL B CL B 654106103   11,866,442 101,414 SH   DFND 1 101,414 0 101,414
NORFOLK SOUTHN CORP COM COM 655844108   778,933 3,161 SH   DFND 1 3,161 0 3,161
NORTHROP GRUMMAN CORP COM COM 666807102   1,035,567 1,898 SH   DFND 1 1,898 0 1,898
NVIDIA CORPORATION COM COM 67066G104   7,888,397 53,978 SH   DFND 1 53,978 0 53,978
ORACLE CORP COM COM 68389X105   8,529,202 104,345 SH   DFND 1 104,345 0 104,345
PAYPAL HLDGS INC COM COM 70450Y103   275,340 3,866 SH   DFND 1 3,866 0 3,866
PEPSICO INC COM COM 713448108   13,815,331 76,471 SH   DFND 1 76,471 0 76,471
PFIZER INC COM COM 717081103   2,448,144 47,778 SH   DFND 1 47,778 0 47,778
PNC FINL SVCS GROUP INC COM COM 693475105   7,808,442 49,439 SH   DFND 1 49,439 0 49,439
PPG INDS INC COM COM 693506107   532,132 4,232 SH   DFND 1 4,232 0 4,232
PROCTER AND GAMBLE CO COM COM 742718109   3,393,428 22,390 SH   DFND 1 22,390 0 22,390
PROGRESSIVE CORP COM COM 743315103   641,156 4,943 SH   DFND 1 4,943 0 4,943
PROLOGIS INC. COM COM 74340W103   203,365 1,804 SH   DFND 1 1,804 0 1,804
PUBLIC STORAGE COM COM 74460D109   4,377,675 15,624 SH   DFND 1 15,624 0 15,624
RAYMOND JAMES FINL INC COM COM 754730109   9,267,601 86,735 SH   DFND 1 86,735 0 86,735
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   1,498,661 14,850 SH   DFND 1 14,850 0 14,850
REGENERON PHARMACEUTICALS COM COM 75886F107   8,068,665 11,183 SH   DFND 1 11,183 0 11,183
REGIONS FINANCIAL CORP NEW COM COM 7591EP100   9,546,676 442,796 SH   DFND 1 442,796 0 442,796
S&P GLOBAL INC COM COM 78409V104   3,616,682 10,798 SH   DFND 1 10,798 0 10,798
SCHLUMBERGER LTD COM STK COM 806857108   9,305,882 174,072 SH   DFND 1 174,072 0 174,072
SCHWAB CHARLES CORP COM COM 808513105   7,282,930 87,472 SH   DFND 1 87,472 0 87,472
SELECT SECTOR SPDR TR RL EST SEL SEC RL EST SEL SEC 81369Y860   918,264 24,865 SH   DFND 1 24,865 0 24,865
SELECT SECTOR SPDR TR SBI MATERIALS SBI MATERIALS 81369Y100   1,104,224 14,215 SH   DFND 1 14,215 0 14,215
SELECT SECTOR SPDR TR TECHNOLOGY TECHNOLOGY 81369Y803   527,999 4,243 SH   DFND 1 4,243 0 4,243
SHERWIN WILLIAMS CO COM COM 824348106   883,818 3,724 SH   DFND 1 3,724 0 3,724
SOUTHERN CO COM COM 842587107   603,272 8,448 SH   DFND 1 8,448 0 8,448
SPDR S&P 500 ETF TR TR UNIT TR UNIT 78462F103   42,252,771 110,485 SH   DFND 1 110,485 0 110,485
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP UTSER1 S&PDCRP 78467Y107   25,936,866 58,576 SH   DFND 1 58,576 0 58,576
STARBUCKS CORP COM COM 855244109   260,996 2,631 SH   DFND 1 2,631 0 2,631
STRYKER CORPORATION COM COM 863667101   300,232 1,228 SH   DFND 1 1,228 0 1,228
SYSCO CORP COM COM 871829107   580,638 7,595 SH   DFND 1 7,595 0 7,595
TARGET CORP COM COM 87612E106   7,819,794 52,468 SH   DFND 1 52,468 0 52,468
TELEFLEX INCORPORATED COM COM 879369106   230,908 925 SH   DFND 1 925 0 925
TESLA INC COM COM 88160R101   5,220,603 42,382 SH   DFND 1 42,382 0 42,382
TEXAS INSTRS INC COM COM 882508104   13,267,150 80,300 SH   DFND 1 80,300 0 80,300
TEXTRON INC COM COM 883203101   5,267,568 74,401 SH   DFND 1 74,401 0 74,401
THERMO FISHER SCIENTIFIC INC COM COM 883556102   13,170,993 23,917 SH   DFND 1 23,917 0 23,917
TJX COS INC NEW COM COM 872540109   1,361,159 17,100 SH   DFND 1 17,100 0 17,100
TRACTOR SUPPLY CO COM COM 892356106   373,675 1,661 SH   DFND 1 1,661 0 1,661
TRAVELERS COMPANIES INC COM COM 89417E109   5,957,284 31,774 SH   DFND 1 31,774 0 31,774
TYSON FOODS INC CL A CL A 902494103   5,554,687 89,232 SH   DFND 1 89,232 0 89,232
UNION PAC CORP COM COM 907818108   1,666,499 8,048 SH   DFND 1 8,048 0 8,048
UNITED BANKSHARES INC WEST V COM COM 909907107   447,536 11,053 SH   DFND 1 11,053 0 11,053
UNITED PARCEL SERVICE INC CL B CL B 911312106   7,016,419 40,361 SH   DFND 1 40,361 0 40,361
UNITEDHEALTH GROUP INC COM COM 91324P102   17,016,264 32,095 SH   DFND 1 32,095 0 32,095
US BANCORP DEL COM NEW COM NEW 902973304   224,330 5,144 SH   DFND 1 5,144 0 5,144
VANGUARD INDEX FDS MID CAP ETF MID CAP ETF 922908629   295,524 1,450 SH   DFND 1 1,450 0 1,450
VANGUARD INDEX FDS REAL ESTATE ETF REIT ETF 922908553   18,481,955 224,078 SH   DFND 1 223,991 0 224,078
VANGUARD INDEX FDS S&P 500 ETF SHS S&P 500 ETF SHS 922908363   35,681,740 101,559 SH   DFND 1 99,563 0 101,559
VANGUARD INDEX FDS VALUE ETF VALUE ETF 922908744   17,363,479 123,698 SH   DFND 1 123,609 0 123,698
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ALLWRLD EX US 922042775   8,252,291 164,585 SH   DFND 1 164,585 0 164,585
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858   2,070,774 53,124 SH   DFND 1 53,124 0 53,124
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF MORTG-BACK SEC 92206C771   575,965 12,653 SH   DFND 1 12,653 0 12,653
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD SHRT TRM CORP BD 92206C409   1,137,401 15,127 SH   DFND 1 15,127 0 15,127
VANGUARD WHITEHALL FDS HIGH DIV YLD HIGH DIV YLD 921946406   646,014 5,970 SH   DFND 1 5,970 0 5,970
VERIZON COMMUNICATIONS INC COM COM 92343V104   2,511,513 63,744 SH   DFND 1 63,744 0 63,744
VERTEX PHARMACEUTICALS INC COM COM 92532F100   10,976,044 38,008 SH   DFND 1 38,008 0 38,008
VISA INC COM CL A COM CL A 92826C839   15,319,303 73,736 SH   DFND 1 73,736 0 73,736
WALMART INC COM COM 931142103   1,233,432 8,699 SH   DFND 1 8,699 0 8,699
WARNER BROS DISCOVERY INC COM SER A COM SER A 934423104   138,114 14,569 SH   DFND 1 14,569 0 14,569
WASTE MGMT INC DEL COM COM 94106L109   1,245,941 7,942 SH   DFND 1 7,942 0 7,942
WEC ENERGY GROUP INC COM COM 92939U106   417,232 4,450 SH   DFND 1 4,450 0 4,450
WISDOMTREE TR US MIDCAP DIVID MIDCAP DIVI FD 97717W505   594,514 14,451 SH   DFND 1 14,451 0 14,451
YUM BRANDS INC COM COM 988498101   547,671 4,276 SH   DFND 1 4,276 0 4,276
ZOETIS INC CL A CL A 98978V103   6,500,925 44,360 SH   DFND 1 44,360 0 44,360
3M CO COM 88579Y101   659,867 5,503 SH   DFND 2 0 0 5,503
ABBOTT LABS COM 002824100   895,992 8,161 SH   DFND 2 0 0 8,161
ABBVIE INC COM 00287Y109   1,263,360 7,817 SH   DFND 2 0 0 7,817
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,709,981 10,156 SH   DFND 2 0 0 10,156
ACUSHNET HLDGS CORP COM 005098108   350,975 8,266 SH   DFND 2 0 0 8,266
ADOBE SYS INC COM 00724F101   1,856,299 5,516 SH   DFND 2 0 0 5,516
ADVANCED MICRO DEVICES INC COM 007903107   271,322 4,189 SH   DFND 2 0 0 4,189
AFLAC INC COM 001055102   217,601 3,025 SH   DFND 2 0 0 3,025
AIR PRODS & CHEMS INC COM 009158106   491,817 1,595 SH   DFND 2 0 0 1,595
AIRBNB INC COM CL A 009066101   218,624 2,557 SH   DFND 2 0 0 2,557
ALBANY INTL CORP CL A 012348108   257,972 2,610 SH   DFND 2 0 0 2,610
ALIGN TECHNOLOGY INC COM 016255101   432,556 2,051 SH   DFND 2 0 0 2,051
ALLIANT ENERGY CORP COM 018802108   237,520 4,302 SH   DFND 2 0 0 4,302
ALLSTATE CORP COM 020002101   360,841 2,645 SH   DFND 2 0 0 2,645
ALPHABET INC CAP STK CL A 02079K305   5,667,278 64,233 SH   DFND 2 0 0 64,233
ALPHABET INC CAP STK CL C 02079K107   3,018,151 34,015 SH   DFND 2 0 0 34,015
ALTRIA GROUP INC COM 02209S103   1,101,652 23,615 SH   DFND 2 0 0 23,615
AMAZON COM INC COM 023135106   5,412,456 64,434 SH   DFND 2 0 0 64,434
AMDOCS LTD SHS G02602103   416,595 4,583 SH   DFND 2 0 0 4,583
AMERICAN EXPRESS CO COM 025816109   2,480,521 16,789 SH   DFND 2 0 0 16,789
AMERICAN WTR WKS CO INC NEW COM 030420103   482,674 3,167 SH   DFND 2 0 0 3,167
AMERISOURCEBERGEN CORP COM 03073E105   305,584 1,844 SH   DFND 2 0 0 1,844
AMGEN INC COM 031162100   747,001 2,844 SH   DFND 2 0 0 2,844
ANALOG DEVICES INC COM 032654105   326,797 1,992 SH   DFND 2 0 0 1,992
ANTHEM INC COM 036752103   788,683 1,537 SH   DFND 2 0 0 1,537
AON PLC SHS CL A G0403H108   1,482,753 4,940 SH   DFND 2 0 0 4,940
APA CORPORATION COM 03743Q108   242,270 5,190 SH   DFND 2 0 0 5,190
APPLE INC COM 037833100   17,809,720 137,072 SH   DFND 2 0 0 137,072
APPLIED MATLS INC COM 038222105   1,920,568 19,722 SH   DFND 2 0 0 19,722
ARCHER DANIELS MIDLAND CO COM 039483102   1,457,553 15,698 SH   DFND 2 0 0 15,698
ARISTA NETWORKS INC COM 040413106   211,998 1,747 SH   DFND 2 0 0 1,747
ASSURED GUARANTY LTD COM G0585R106   342,990 5,509 SH   DFND 2 0 0 5,509
AT&T INC COM 00206R102   2,055,694 111,662 SH   DFND 2 0 0 111,662
ATLASSIAN CORPORATION CL A 049468101   490,914 3,815 SH   DFND 2 0 0 3,815
AUTOMATIC DATA PROCESSING IN COM 053015103   794,650 3,310 SH   DFND 2 0 0 3,310
AUTOZONE INC COM 053332102   434,048 176 SH   DFND 2 0 0 176
AVERY DENNISON CORP COM 053611109   378,011 2,088 SH   DFND 2 0 0 2,088
AVID TECHNOLOGY INC COM 05367P100   708,916 26,661 SH   DFND 2 0 0 26,661
BADGER METER INC COM 056525108   202,251 1,855 SH   DFND 2 0 0 1,855
BANK AMER CORP COM 060505104   2,101,817 63,461 SH   DFND 2 0 0 63,461
BANK NEW YORK MELLON CORP COM 064058100   1,600,183 35,153 SH   DFND 2 0 0 35,153
BANK OZK COM 06417N103   420,550 10,498 SH   DFND 2 0 0 10,498
BAR HBR BANKSHARES COM COM 066849100   215,405 6,723 SH   DFND 1 6,723 0 6,723
BCE INC COM NEW 05534B760   574,338 12,867 SH   DFND 2 0 0 12,867
BECTON DICKINSON & CO COM 075887109   246,032 967 SH   DFND 2 0 0 967
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,860,929 9,262 SH   DFND 2 0 0 9,262
BERKSHIRE HATHAWAY INC DEL CL A 084670108   12,186,485 26 SH   DFND 2 0 0 26
BLACKROCK INC COM 09247X101   1,047,116 1,478 SH   DFND 2 0 0 1,478
BOEING CO COM 097023105   477,558 2,507 SH   DFND 2 0 0 2,507
BRISTOL MYERS SQUIBB CO COM 110122108   1,114,022 15,483 SH   DFND 2 0 0 15,483
BROADCOM INC COM 11135F101   1,554,411 2,780 SH   DFND 2 0 0 2,780
BROOKFIELD CORP CL A LTD VT SH 11271J107   273,822 8,703 SH   DFND 2 0 0 8,703
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   295,180 9,525 SH   DFND 2 0 0 9,525
BRUNSWICK CORP COM 117043109   367,464 5,098 SH   DFND 2 0 0 5,098
CABLE ONE INC COM 12685J105   225,660 317 SH   DFND 2 0 0 317
CATERPILLAR INC DEL COM 149123101   424,370 1,771 SH   DFND 2 0 0 1,771
CATHAY GEN BANCORP COM 149150104   265,135 6,500 SH   DFND 2 0 0 6,500
CBRE GROUP INC CL A 12504L109   291,140 3,783 SH   DFND 2 0 0 3,783
CHARTER COMMUNICATIONS INC N CL A 16119P108   305,868 902 SH   DFND 2 0 0 902
CHENIERE ENERGY INC COM NEW 16411R208   326,920 2,180 SH   DFND 2 0 0 2,180
CHEVRON CORP NEW COM 166764100   3,747,698 20,880 SH   DFND 2 0 0 20,880
CHUBB LIMITED COM H1467J104   1,487,218 6,716 SH   DFND 2 0 0 6,716
CHWAB STRATEGIC TR INTL EQTY ETF 808524805   412,118 12,795 SH   DFND 2 0 0 12,795
CIGNA CORP NEW COM 125523100   951,462 2,872 SH   DFND 2 0 0 2,872
CISCO SYS INC COM 17275R102   1,735,335 36,426 SH   DFND 2 0 0 36,426
CITIGROUP INC COM NEW 172967424   6,210,115 137,301 SH   DFND 2 0 0 137,301
CITIZENS FINL GROUP INC COM 174610105   2,744,064 69,699 SH   DFND 2 0 0 69,699
CLOUDFLARE INC CL A COM 18915M107   399,204 8,830 SH   DFND 2 0 0 8,830
COCA COLA CO COM 191216100   2,399,752 37,726 SH   DFND 2 0 0 37,726
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   221,161 3,867 SH   DFND 2 0 0 3,867
COLGATE PALMOLIVE CO COM 194162103   330,543 4,195 SH   DFND 2 0 0 4,195
COMCAST CORP NEW CL A 20030N101   2,449,811 70,055 SH   DFND 2 0 0 70,055
CONMED CORP COM 207410101   297,347 3,347 SH   DFND 2 0 0 3,347
CONOCOPHILLIPS COM 20825C104   1,243,837 10,481 SH   DFND 2 0 0 10,481
CONSOLIDATED EDISON INC COM 209115104   247,038 2,592 SH   DFND 2 0 0 2,592
CORE LABORATORIES N V COM N22717107   281,368 13,881 SH   DFND 2 0 0 13,881
CORTEVA INC COM 22052L104   676,832 11,515 SH   DFND 2 0 0 11,515
COSTAR GROUP INC COM 22160N109   829,524 10,734 SH   DFND 2 0 0 10,734
COSTCO WHSL CORP NEW COM 22160K105   2,292,774 5,023 SH   DFND 2 0 0 5,023
CSX CORP COM 126408103   1,076,859 34,760 SH   DFND 2 0 0 34,760
CULLEN FROST BANKERS INC COM 229899109   331,041 2,476 SH   DFND 2 0 0 2,476
CUMMINS INC COM 231021106   1,866,737 7,705 SH   DFND 2 0 0 7,705
CVS HEALTH CORP COM 126650100   2,152,090 23,094 SH   DFND 2 0 0 23,094
DANAHER CORP DEL COM 235851102   655,859 2,471 SH   DFND 2 0 0 2,471
DARDEN RESTAURANTS INC COM 237194105   1,044,065 7,548 SH   DFND 2 0 0 7,548
DARLING INGREDIENTS INC COM 237266101   246,354 3,936 SH   DFND 2 0 0 3,936
DATADOG INC CL A COM 23804L103   381,759 5,194 SH   DFND 2 0 0 5,194
DBX ETF TR XTRAK MSCI EAFE 233051200   879,857 27,299 SH   DFND 2 0 0 27,299
DEERE & CO COM 244199105   1,517,042 3,538 SH   DFND 2 0 0 3,538
DEVON ENERGY CORP NEW COM 25179M103   414,023 6,731 SH   DFND 2 0 0 6,731
DEXCOM INC COM 252131107   1,302,373 11,501 SH   DFND 2 0 0 11,501
DIAMONDBACK ENERGY INC COM 25278X109   1,070,569 7,827 SH   DFND 2 0 0 7,827
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   536,649 10,492 SH   DFND 2 0 0 10,492
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   312,288 10,273 SH   DFND 2 0 0 10,273
DISNEY WALT CO COM DISNEY 254687106   791,390 9,109 SH   DFND 2 0 0 9,109
DOMINION RES INC VA NEW COM 25746U109   361,158 5,890 SH   DFND 2 0 0 5,890
DOORDASH INC CL A 25809K105   296,728 6,078 SH   DFND 2 0 0 6,078
DOW INC COM 260557103   915,024 18,159 SH   DFND 2 0 0 18,159
DUKE ENERGY CORP NEW COM NEW 26441C204   946,158 9,187 SH   DFND 2 0 0 9,187
DUPONT DE NEMOURS INC COM 26614N102   1,046,553 15,249 SH   DFND 2 0 0 15,249
EAST RES ACQUISITION CO UNIT 07/01/2027 UNIT 07/01/2027 274681204   100,400 10,000 SH   DFND 1 10,000 0 10,000
EAST WEST BANCORP INC COM 27579R104   382,154 5,799 SH   DFND 2 0 0 5,799
EDWARDS LIFESCIENCES CORP COM 28176E108   478,474 6,413 SH   DFND 2 0 0 6,413
ELECTRONIC ARTS INC COM 285512109   954,512 7,812 SH   DFND 2 0 0 7,812
EMERSON ELEC CO COM 291011104   1,657,574 17,256 SH   DFND 2 0 0 17,256
ENERGIZER HLDGS INC NEW COM 29272W109   205,684 6,131 SH   DFND 2 0 0 6,131
ENERGY RECOVERY INC COM 29270J100   254,650 12,428 SH   DFND 2 0 0 12,428
ENERGY TRANSFER EQUITY L P COM UT LTD PTN 29273V100   356,100 30,000 SH   DFND 2 0 0 30,000
ENPHASE ENERGY INC COM 29355A107   210,908 796 SH   DFND 2 0 0 796
ENTERPRISE PRODS PARTNERS L COM 293792107   307,409 12,745 SH   DFND 2 0 0 12,745
EVERSOURCE ENERGY COM 30040W108   254,622 3,037 SH   DFND 2 0 0 3,037
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   236,376 5,102 SH   DFND 2 0 0 5,102
EXXON MOBIL CORP COM 30231G102   7,442,913 67,479 SH   DFND 2 0 0 67,479
FACEBOOK INC CL A 30303M102   1,876,702 15,595 SH   DFND 2 0 0 15,595
FASTENAL CO COM 311900104   240,480 5,082 SH   DFND 2 0 0 5,082
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   350,088 9,306 SH   DFND 2 0 0 9,306
FIDELITY NATL INFORMATION SV COM 31620M106   328,336 4,839 SH   DFND 2 0 0 4,839
FIRST SOLAR INC COM 336433107   273,067 1,823 SH   DFND 2 0 0 1,823
FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408   9,624,343 161,917 SH   DFND 2 0 0 161,917
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108   1,340,725 15,265 SH   DFND 2 0 0 15,265
FLOOR & DECOR HLDGS INC CL A 339750101   355,531 5,106 SH   DFND 2 0 0 5,106
FORD MTR CO DEL COM PAR $0.01 345370860   267,303 22,984 SH   DFND 2 0 0 22,984
FORTINET INC COM 34959E109   683,482 13,980 SH   DFND 2 0 0 13,980
FRANKLIN ELEC INC COM 353514102   217,718 2,730 SH   DFND 2 0 0 2,730
FREEPORT-MCMORAN INC CL B 35671D857   2,867,290 75,455 SH   DFND 2 0 0 75,455
GAP INC DEL COM 364760108   175,833 15,588 SH   DFND 2 0 0 15,588
GENERAL DYNAMICS CORP COM 369550108   1,242,060 5,006 SH   DFND 2 0 0 5,006
GENERAL ELECTRIC CO COM 369604301   316,859 3,782 SH   DFND 2 0 0 3,782
GENERAL MLS INC COM 370334104   281,170 3,353 SH   DFND 2 0 0 3,353
GENUINE PARTS CO COM 372460105   1,080,558 6,195 SH   DFND 2 0 0 6,195
GILEAD SCIENCES INC COM 375558103   284,454 3,313 SH   DFND 2 0 0 3,313
GLOBAL X FDS US INFR DEV ETF 37954Y673   484,400 18,190 SH   DFND 2 0 0 18,190
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   207,141 2,071 SH   DFND 2 0 0 2,071
GOLDMAN SACHS GROUP INC COM 38141G104   534,264 1,556 SH   DFND 2 0 0 1,556
GOODRX HLDGS INC COM CL A 38246G108   11,650 11,650 SH   DFND 2 0 0 11,650
GRAINGER W W INC COM 384802104   289,271 520 SH   DFND 2 0 0 520
HALLIBURTON CO COM 406216101   1,325,519 33,685 SH   DFND 2 0 0 33,685
HAMILTON LANE INC CL A 407497106   258,856 4,027 SH   DFND 2 0 0 4,027
HCA HOLDINGS INC COM 40412C101   1,203,684 5,016 SH   DFND 2 0 0 5,016
HERSHEY CO COM 427866108   2,319,769 10,018 SH   DFND 2 0 0 10,018
HEWLETT PACKARD ENTERPRISE C COM 42824C109   271,656 16,894 SH   DFND 2 0 0 16,894
HF SINCLAIR CORPORATION COM 403949100   220,584 4,251 SH   DFND 2 0 0 4,251
HOME DEPOT INC COM 437076102   3,370,028 10,669 SH   DFND 2 0 0 10,669
HONEYWELL INTL INC COM 438516106   1,305,913 6,094 SH   DFND 2 0 0 6,094
HP INC COM 40434L105   391,611 14,433 SH   DFND 2 0 0 14,433
HUBBELL INC COM 443510607   2,426,273 10,339 SH   DFND 2 0 0 10,339
HUMANA INC COM 444859102   444,076 867 SH   DFND 2 0 0 867
HUNTINGTON INGALLS INDS INC COM 446413106   207,259 898 SH   DFND 2 0 0 898
HUNTSMAN CORP COM 447011107   236,081 8,591 SH   DFND 2 0 0 8,591
IDACORP INC COM 451107106   291,303 2,701 SH   DFND 2 0 0 2,701
IDEXX LABS INC COM 45168D104   222,746 546 SH   DFND 2 0 0 546
ILLINOIS TOOL WKS INC COM 452308109   592,039 2,671 SH   DFND 2 0 0 2,671
INGREDION INC COM 457187102   309,067 3,156 SH   DFND 2 0 0 3,156
INTEL CORP COM 458140100   1,030,584 38,993 SH   DFND 2 0 0 38,993
INTERNATIONAL BUSINESS MACHS COM 459200101   823,825 5,847 SH   DFND 2 0 0 5,847
INTERPUBLIC GROUP COS INC COM 460690100   599,091 17,985 SH   DFND 2 0 0 17,985
INTUIT COM 461202103   1,721,000 4,422 SH   DFND 2 0 0 4,422
INVESCO ACTIVELY MANAGD ETF TOTAL RETURN 46090A804   880,829 18,955 SH   DFND 2 0 0 18,955
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   414,796 16,827 SH   DFND 2 0 0 16,827
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506   4,267,876 116,864 SH   DFND 2 0 0 116,864
INVESCO QQQ TR UNIT SER 1 46090E103   2,118,334 7,955 SH   DFND 2 0 0 7,955
ISHARES EM MK MINVOL ETF 464286533   1,213,358 22,872 SH   DFND 2 0 0 22,872
ISHARES MSCI FRNTR100ETF 464286145   305,640 12,000 SH   DFND 2 0 0 12,000
ISHARES INC ESG MSCI EM ETF 46434G863   2,676,850 89,021 SH   DFND 2 0 0 89,021
ISHARES INC CORE MSCI EMKT 46434G103   33,154,545 709,947 SH   DFND 2 0 0 709,947
ISHARES TR RUS 2000 VAL ETF 464287630   394,436 2,844 SH   DFND 2 0 0 2,844
ISHARES TR GL CLEAN ENE ETF 464288224   375,769 18,930 SH   DFND 2 0 0 18,930
ISHARES TR SP SMCP600GR ETF 464287887   513,094 4,748 SH   DFND 2 0 0 4,748
ISHARES TR USA MIN VOL ETF 46429B697   19,858,450 275,429 SH   DFND 2 0 0 275,429
ISHARES TR ESG MSCI USA SML 46435U663   16,094,214 489,483 SH   DFND 2 0 0 489,483
ISHARES TR CORE US AGGBD ET 464287226   12,473,734 128,608 SH   DFND 2 0 0 128,608
ISHARES TR CORE MSCI EAFE 46432F842   89,240,422 1,447,768 SH   DFND 2 0 0 1,447,768
ISHARES TR MSCI EMG MKT ETF 464287234   10,270,820 270,998 SH   DFND 2 0 0 270,998
ISHARES TR IBOXX HI YD ETF 464288513   344,783 4,683 SH   DFND 2 0 0 4,683
ISHARES TR CORE MSCI INTL 46435G326   9,828,737 175,576 SH   DFND 2 0 0 175,576
ISHARES TR MSCI EAFE ETF 464287465   15,680,341 238,884 SH   DFND 2 0 0 238,884
ISHARES TR 0-5 YR TIPS ETF 46429B747   406,081 4,188 SH   DFND 2 0 0 4,188
ISHARES TR NATIONAL MUN ETF 464288414   41,599,199 394,230 SH   DFND 2 0 0 394,230
ISHARES TR ESG MSCI EAFE 46435G516   48,625,702 739,667 SH   DFND 2 0 0 739,667
ISHARES TR RUS 1000 VAL ETF 464287598   1,599,047 10,544 SH   DFND 2 0 0 10,544
ISHARES TR CORE S&P MCP ETF 464287507   62,921,799 260,126 SH   DFND 2 0 0 260,126
ISHARES TR CORE S&P500 ETF 464287200   110,898,949 288,641 SH   DFND 2 0 0 288,641
ISHARES TR U.S. PFD STK ETF 464288687   331,239 10,850 SH   DFND 2 0 0 10,850
ISHARES TR GLOBAL ENERG ETF 464287341   357,376 9,166 SH   DFND 2 0 0 9,166
ISHARES TR USA ESG SLCT ETF 464288802   500,506 6,080 SH   DFND 2 0 0 6,080
ISHARES TR RUS MID-CAP ETF 464287499   281,105 4,168 SH   DFND 2 0 0 4,168
ISHARES TR RUS 1000 ETF 464287622   500,050 2,375 SH   DFND 2 0 0 2,375
ISHARES TR S&P MC 400GR ETF 464287606   469,283 6,871 SH   DFND 2 0 0 6,871
ISHARES TR S&P MC 400VL ETF 464287705   626,956 6,220 SH   DFND 2 0 0 6,220
ISHARES TR SP SMCP600VL ETF 464287879   618,332 6,772 SH   DFND 2 0 0 6,772
ISHARES TR RUSSELL 2000 ETF 464287655   60,854,750 349,018 SH   DFND 2 0 0 349,018
ISHARES TR EAFE SML CP ETF 464288273   2,604,375 46,111 SH   DFND 2 0 0 46,111
ISHARES TR US HLTHCARE ETF 464287762   1,197,796 4,222 SH   DFND 2 0 0 4,222
ISHARES TR JP MOR EM MK ETF 464288281   7,238,920 85,577 SH   DFND 2 0 0 85,577
ISHARES TR CORE S&P SCP ETF 464287804   2,768,535 29,253 SH   DFND 2 0 0 29,253
ISHARES TR RUSSELL 3000 ETF 464287689   924,886 4,191 SH   DFND 2 0 0 4,191
ISHARES TR TIPS BD ETF 464287176   894,488 8,404 SH   DFND 2 0 0 8,404
ISHARES TR CORE US VAL ETF 464287663   246,852 3,495 SH   DFND 2 0 0 3,495
ISHARES TR RUS 2000 GRW ETF 464287648   1,235,456 5,759 SH   DFND 2 0 0 5,759
ISHARES TR ESG MSCI USA ETF 46435G425   823,253 9,714 SH   DFND 2 0 0 9,714
ISHARES TR SELECT DIVID ETF 464287168   9,043,888 74,991 SH   DFND 2 0 0 74,991
ISHARES TR S&P 500 VAL ETF 464287408   8,692,534 59,920 SH   DFND 2 0 0 59,920
ISHARES TR EAFE MIN VOL ETF 46429B689   1,910,232 30,042 SH   DFND 2 0 0 30,042
ISHARES TR RUS 1000 GRW ETF 464287614   2,233,336 10,424 SH   DFND 2 0 0 10,424
ISHARES TR S&P 500 GRWT ETF 464287309   8,438,919 144,255 SH   DFND 2 0 0 144,255
ISHARES TR SHRT NAT MUN ETF 464288158   6,806,554 65,278 SH   DFND 2 0 0 65,278
ISHARES TR ESG AWR US AGRGT 46435U549   1,470,085 31,452 SH   DFND 2 0 0 31,452
ISHARES TR ESG AWARE MSCI ESG MSCI USA SML 46435U663   255,643 7,775 SH   DFND 1 981 0 7,775
ISHARES TR SHRT NAT MUN ETF SHRT NAT MUN ETF 464288158   8,837,508 84,756 SH   DFND 1 84,756 0 84,756
J P MORGAN EXCHANGE TRADED F INFLATION MANAGE 46654Q104   476,883 10,370 SH   DFND 2 0 0 10,370
J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332   1,223,210 22,215 SH   DFND 2 0 0 22,215
JOHNSON & JOHNSON COM 478160104   4,905,202 27,768 SH   DFND 2 0 0 27,768
JOHNSON CTLS INTL PLC SHS G51502105   637,030 9,899 SH   DFND 2 0 0 9,899
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837   41,933,363 834,165 SH   DFND 2 0 0 834,165
JPMORGAN CHASE & CO COM 46625H100   7,660,643 57,126 SH   DFND 2 0 0 57,126
KIMBERLY CLARK CORP COM 494368103   624,232 4,559 SH   DFND 2 0 0 4,559
KINDER MORGAN INC DEL COM 49456B101   194,812 10,775 SH   DFND 2 0 0 10,775
KROGER CO COM 501044101   292,455 6,560 SH   DFND 2 0 0 6,560
L3HARRIS TECHNOLOGIES INC COM 502431109   893,094 4,289 SH   DFND 2 0 0 4,289
LAM RESEARCH CORP COM 512807108   636,203 1,508 SH   DFND 2 0 0 1,508
LAUDER ESTEE COS INC CL A 518439104   267,958 1,080 SH   DFND 2 0 0 1,080
LCI INDS COM 50189K103   259,507 2,807 SH   DFND 2 0 0 2,807
LILLY ELI & CO COM 532457108   3,317,968 9,069 SH   DFND 2 0 0 9,069
LINCOLN ELEC HLDGS INC COM 533900106   323,436 2,229 SH   DFND 2 0 0 2,229
LINDE PLC COM G5494J103   1,919,063 5,883 SH   DFND 2 0 0 5,883
LITTELFUSE INC COM 537008104   291,765 1,325 SH   DFND 2 0 0 1,325
LOCKHEED MARTIN CORP COM 539830109   4,447,102 9,141 SH   DFND 2 0 0 9,141
LOWES COS INC COM 548661107   1,527,425 7,666 SH   DFND 2 0 0 7,666
M D C HLDGS INC COM 552676108   269,832 8,539 SH   DFND 2 0 0 8,539
MARATHON OIL CORP COM 565849106   561,892 20,757 SH   DFND 2 0 0 20,757
MARATHON PETE CORP COM 56585A102   1,840,242 15,811 SH   DFND 2 0 0 15,811
MARRIOTT INTL INC NEW CL A 571903202   960,454 6,451 SH   DFND 2 0 0 6,451
MARSH & MCLENNAN COS INC COM 571748102   410,284 2,479 SH   DFND 2 0 0 2,479
MASTERCARD INC CL A 57636Q104   1,503,252 4,323 SH   DFND 2 0 0 4,323
MATCH GROUP INC NEW COM 57667L107   356,565 8,594 SH   DFND 2 0 0 8,594
MCDONALDS CORP COM 580135101   1,309,739 4,970 SH   DFND 2 0 0 4,970
MCKESSON CORP COM 58155Q103   663,046 1,765 SH   DFND 2 0 0 1,765
MEDTRONIC PLC SHS G5960L103   710,766 9,071 SH   DFND 2 0 0 9,071
MERCK & CO INC NEW COM 58933Y105   5,749,768 51,492 SH   DFND 2 0 0 51,492
METLIFE INC COM 59156R108   208,650 2,883 SH   DFND 2 0 0 2,883
METTLER TOLEDO INTERNATIONAL COM 592688105   346,908 240 SH   DFND 2 0 0 240
MICROSOFT CORP COM 594918104   18,265,933 76,165 SH   DFND 2 0 0 76,165
MKS INSTRUMENT INC COM 55306N104   318,924 3,764 SH   DFND 2 0 0 3,764
MONDELEZ INTL INC CL A 609207105   754,223 11,251 SH   DFND 2 0 0 11,251
MONOLITHIC PWR SYS INC COM 609839105   263,830 745 SH   DFND 2 0 0 745
MOODYS CORP COM 615369105   987,196 3,543 SH   DFND 2 0 0 3,543
MORGAN STANLEY COM NEW 617446448   1,111,593 13,074 SH   DFND 2 0 0 13,074
MOTOROLA SOLUTIONS INC COM NEW 620076307   295,353 1,142 SH   DFND 2 0 0 1,142
MSA SAFETY INC COM 553498106   257,235 1,784 SH   DFND 2 0 0 1,784
NETFLIX INC COM 64110L106   1,222,278 4,145 SH   DFND 2 0 0 4,145
NEWMONT MINING CORP COM 651639106   717,894 15,210 SH   DFND 2 0 0 15,210
NEXTERA ENERGY INC COM 65339F101   3,377,838 40,405 SH   DFND 2 0 0 40,405
NIKE INC CL B 654106103   1,891,117 16,162 SH   DFND 2 0 0 16,162
NISOURCE INC COM 65473P105   296,657 10,819 SH   DFND 2 0 0 10,819
NITED PARCEL SERVICE INC CL B 911312106   2,230,570 12,831 SH   DFND 2 0 0 12,831
NORDSON CORP COM 655663102   304,160 1,276 SH   DFND 2 0 0 1,276
NORFOLK SOUTHERN CORP COM 655844108   936,304 3,800 SH   DFND 2 0 0 3,800
NORTHROP GRUMMAN CORP COM 666807102   354,776 650 SH   DFND 2 0 0 650
NOV INC COM 62955J103   364,175 17,433 SH   DFND 2 0 0 17,433
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   255,926 10,060 SH   DFND 2 0 0 10,060
NVENT ELECTRIC PLC SHS G6700G107   274,612 7,138 SH   DFND 2 0 0 7,138
NVIDIA CORP COM 67066G104   3,366,274 23,035 SH   DFND 2 0 0 23,035
O REILLY AUTOMOTIVE INC NEW COM 67103H107   449,868 533 SH   DFND 2 0 0 533
OMNICOM GROUP INC COM 681919106   899,229 10,926 SH   DFND 2 0 0 10,926
ORACLE CORP COM 68389X105   1,896,046 23,196 SH   DFND 2 0 0 23,196
ORGANON & CO COMMON STOCK 68622V106   250,657 8,974 SH   DFND 2 0 0 8,974
ORMAT TECHNOLOGIES INC COM 686688102   443,469 5,128 SH   DFND 2 0 0 5,128
PACKAGING CORP AMER COM 695156109   236,022 1,827 SH   DFND 2 0 0 1,827
PAPA JOHNS INTL INC COM 698813102   200,672 2,438 SH   DFND 2 0 0 2,438
PAYCHEX INC COM 704326107   366,505 3,172 SH   DFND 2 0 0 3,172
PAYPAL HLDGS INC COM 70450Y103   294,708 4,138 SH   DFND 2 0 0 4,138
PEPSICO INC COM 713448108   4,263,932 23,445 SH   DFND 2 0 0 23,445
PFIZER INC COM 717081103   3,919,234 76,488 SH   DFND 2 0 0 76,488
PHILIP MORRIS INTL INC COM 718172109   1,994,080 19,459 SH   DFND 2 0 0 19,459
PHILLIPS 66 COM 718546104   607,934 5,841 SH   DFND 2 0 0 5,841
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,070,931 10,820 SH   DFND 2 0 0 10,820
PIMCO ETF TR ENHANCD SHORT 72201R643   243,458 2,485 SH   DFND 2 0 0 2,485
PNC FINL SVCS GROUP INC COM 693475105   1,467,700 9,293 SH   DFND 2 0 0 9,293
PPG INDS INC COM 693506107   1,070,460 8,513 SH   DFND 2 0 0 8,513
PROCTER & GAMBLE CO COM 742718109   1,413,910 9,329 SH   DFND 2 0 0 9,329
PROGRESSIVE CORP OHIO COM 743315103   957,058 7,378 SH   DFND 2 0 0 7,378
PRUDENTIAL FINL INC COM 744320102   517,703 5,205 SH   DFND 2 0 0 5,205
QUALCOMM INC COM 747525103   666,628 6,064 SH   DFND 2 0 0 6,064
QURATE RETAIL INC COM SER A 74915M100   53,542 32,848 SH   DFND 2 0 0 32,848
RAYMOND JAMES FINANCIAL INC COM 754730109   1,703,354 15,879 SH   DFND 2 0 0 15,879
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,709,751 16,942 SH   DFND 2 0 0 16,942
REGENERON PHARMACEUTICALS COM 75886F107   1,276,316 1,769 SH   DFND 2 0 0 1,769
REGIONS FINL CORP NEW COM 7591EP100   1,554,049 71,418 SH   DFND 2 0 0 71,418
REPLIGEN CORP COM 759916109   202,664 1,197 SH   DFND 2 0 0 1,197
RPM INTL INC COM 749685103   268,280 2,753 SH   DFND 2 0 0 2,753
S&P GLOBAL INC COM 78409V104   315,315 941 SH   DFND 2 0 0 941
SALESFORCE COM INC COM 79466L302   493,500 3,722 SH   DFND 2 0 0 3,722
SAREPTA THERAPEUTICS INC COM 803607100   368,526 2,844 SH   DFND 2 0 0 2,844
SCHLUMBERGER LTD COM 806857108   1,500,105 27,971 SH   DFND 2 0 0 27,971
SCHWAB CHARLES CORP NEW COM 808513105   1,477,918 17,751 SH   DFND 2 0 0 17,751
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,421,854 59,784 SH   DFND 2 0 0 59,784
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,048,754 46,468 SH   DFND 2 0 0 46,468
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   597,530 13,335 SH   DFND 2 0 0 13,335
SEELOS THERAPEUTICS INC COM 81577F109   20,710 30,500 SH   DFND 2 0 0 30,500
SELECT MED HLDGS CORP COM 81619Q105   273,403 11,011 SH   DFND 2 0 0 11,011
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   320,638 2,360 SH   DFND 2 0 0 2,360
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506   995,316 11,379 SH   DFND 2 0 0 11,379
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   1,076,609 14,441 SH   DFND 2 0 0 14,441
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   329,861 9,645 SH   DFND 2 0 0 9,645
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,162,656 58,561 SH   DFND 2 0 0 58,561
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,907,435 15,328 SH   DFND 2 0 0 15,328
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,236,050 17,533 SH   DFND 2 0 0 17,533
SEMPRA ENERGY COM 816851109   2,235,036 14,356 SH   DFND 2 0 0 14,356
SERVICENOW INC COM 81762P102   1,313,906 3,384 SH   DFND 2 0 0 3,384
SERVISFIRST BANCSHARES INC COM 81768T108   221,062 3,195 SH   DFND 2 0 0 3,195
SHERWIN WILLIAMS CO COM 824348106   455,560 1,920 SH   DFND 2 0 0 1,920
SHOPIFY INC CL A 82509L107   540,088 15,560 SH   DFND 2 0 0 15,560
SNAP ON INC COM 833034101   293,715 1,285 SH   DFND 2 0 0 1,285
SNOWFLAKE INC CL A 833445109   477,558 3,327 SH   DFND 2 0 0 3,327
SOUTHERN CO COM 842587107   243,001 3,403 SH   DFND 2 0 0 3,403
SPDR GOLD TRUST GOLD SHS 78463V107   2,988,209 17,615 SH   DFND 2 0 0 17,615
SPDR S&P 500 ETF TR TR UNIT 78462F103   37,124,313 97,075 SH   DFND 2 0 0 97,075
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,716,038 3,876 SH   DFND 2 0 0 3,876
SPDR SERIES TRUST S&P 500 VALUE 78464A508   1,324,780 34,065 SH   DFND 2 0 0 34,065
SPDR SERIES TRUST S&P 500 GROWTH 78464A409   3,186,188 62,881 SH   DFND 2 0 0 62,881
SPDR SERIES TRUST S&P METALS MNG 78464A755   654,090 13,132 SH   DFND 2 0 0 13,132
SPDR SERIES TRUST S&P DIVID ETF 78464A763   362,819 2,900 SH   DFND 2 0 0 2,900
SPDR SERIES TRUST DJ REIT ETF 78464A607   5,767,939 66,184 SH   DFND 2 0 0 66,184
SQUARE INC CL A 852234103   777,331 12,370 SH   DFND 2 0 0 12,370
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   434,567 10,853 SH   DFND 2 0 0 10,853
STARBUCKS CORP COM 855244109   1,484,414 14,964 SH   DFND 2 0 0 14,964
STATE STR CORP COM 857477103   660,555 8,447 SH   DFND 2 0 0 8,447
STERIS PLC STERIS PLC G8473T100   379,909 2,057 SH   DFND 2 0 0 2,057
STRYKER CORP COM 863667101   260,408 1,065 SH   DFND 2 0 0 1,065
T MOBILE US INC COM 872590104   882,700 6,305 SH   DFND 2 0 0 6,305
TARGA RES CORP COM 87612G101   237,038 3,225 SH   DFND 2 0 0 3,225
TARGET CORP COM 87612E106   2,118,707 14,216 SH   DFND 2 0 0 14,216
TESLA MTRS INC COM 88160R101   2,081,619 16,899 SH   DFND 2 0 0 16,899
TEXAS INSTRS INC COM 882508104   2,666,289 16,138 SH   DFND 2 0 0 16,138
TEXTRON INC COM 883203101   794,951 11,228 SH   DFND 2 0 0 11,228
THERMO FISHER SCIENTIFIC INC COM 883556102   1,946,674 3,533 SH   DFND 2 0 0 3,533
TIMKEN CO COM 887389104   259,924 3,678 SH   DFND 2 0 0 3,678
TJX COS INC NEW COM 872540109   561,677 7,056 SH   DFND 2 0 0 7,056
TRANE TECHNOLOGIES PLC SHS G8994E103   215,494 1,281 SH   DFND 2 0 0 1,281
TRAVELERS COMPANIES INC COM 89417E109   3,079,285 16,424 SH   DFND 2 0 0 16,424
TRUIST FINL CORP COM 89832Q109   540,944 12,571 SH   DFND 2 0 0 12,571
TYSON FOODS INC CL A 902494103   857,017 13,767 SH   DFND 2 0 0 13,767
UBER TECHNOLOGIES INC COM 90353T100   549,402 22,216 SH   DFND 2 0 0 22,216
UNION PAC CORP COM 907818108   4,176,962 20,172 SH   DFND 2 0 0 20,172
UNITEDHEALTH GROUP INC COM 91324P102   4,857,625 9,162 SH   DFND 2 0 0 9,162
US BANCORP DEL COM NEW 902973304   356,510 8,086 SH   DFND 2 0 0 8,086
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700   797,558 9,291 SH   DFND 2 0 0 9,291
VANECK VECTORS ETF TR STEEL ETF 92189F205   384,121 6,641 SH   DFND 2 0 0 6,641
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   546,995 7,266 SH   DFND 2 0 0 7,266
VANGUARD INDEX FDS SML CP GRW ETF 922908595   255,875 1,276 SH   DFND 2 0 0 1,276
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,722,310 32,849 SH   DFND 2 0 0 32,849
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   205,442 1,546 SH   DFND 2 0 0 1,546
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,275,259 11,901 SH   DFND 2 0 0 11,901
VANGUARD INDEX FDS SM CP VAL ETF 922908611   555,072 3,495 SH   DFND 2 0 0 3,495
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   363,426 2,022 SH   DFND 2 0 0 2,022
VANGUARD INDEX FDS GROWTH ETF 922908736   5,690,607 26,703 SH   DFND 2 0 0 26,703
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   518,827 3,836 SH   DFND 2 0 0 3,836
VANGUARD INDEX FDS MID CAP ETF 922908629   650,750 3,193 SH   DFND 2 0 0 3,193
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   98,146,902 279,350 SH   DFND 2 0 0 279,350
VANGUARD INDEX FDS VALUE ETF 922908744   73,508,970 523,680 SH   DFND 2 0 0 523,680
VANGUARD INDEX FDS REIT ETF 922908553   26,419,505 320,314 SH   DFND 2 0 0 320,314
VANGUARD INDEX FDS SMALL CP ETF 922908751   32,734,514 178,351 SH   DFND 2 0 0 178,351
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   36,193,818 721,855 SH   DFND 2 0 0 721,855
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   415,440 7,494 SH   DFND 2 0 0 7,494
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   286,656 3,326 SH   DFND 2 0 0 3,326
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   10,157,232 260,575 SH   DFND 2 0 0 260,575
VANGUARD MUN BD FD INC TAX-EXEMPT BD 922907746   298,227 6,026 SH   DFND 2 0 0 6,026
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   213,244 3,869 SH   DFND 2 0 0 3,869
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771   249,365 5,478 SH   DFND 2 0 0 5,478
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   999,615 13,295 SH   DFND 2 0 0 13,295
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   597,467 8,490 SH   DFND 2 0 0 8,490
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844   4,340,366 28,583 SH   DFND 2 0 0 28,583
VANGUARD STAR FD VG TL INTL STK F 921909768   264,499 5,114 SH   DFND 2 0 0 5,114
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   2,277,528 54,266 SH   DFND 2 0 0 54,266
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406   1,411,689 13,046 SH   DFND 2 0 0 13,046
VANGUARD WORLD FD ESG US STK ETF 921910733   273,109 4,147 SH   DFND 2 0 0 4,147
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   774,318 7,529 SH   DFND 2 0 0 7,529
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   298,046 3,603 SH   DFND 2 0 0 3,603
VANGUARD WORLD FDS ENERGY ETF 92204A306   1,456,397 12,009 SH   DFND 2 0 0 12,009
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   905,125 3,649 SH   DFND 2 0 0 3,649
VANGUARD WORLD FDS INF TECH ETF 92204A702   738,554 2,312 SH   DFND 2 0 0 2,312
VANGUARD WORLD FDS UTILITIES ETF 92204A876   228,813 1,492 SH   DFND 2 0 0 1,492
VERISK ANALYTICS INC COM 92345Y106   369,183 2,093 SH   DFND 2 0 0 2,093
VERIZON COMMUNICATIONS INC COM 92343V104   1,099,156 27,897 SH   DFND 2 0 0 27,897
VERTEX PHARMACEUTICALS INC COM 92532F100   1,710,155 5,922 SH   DFND 2 0 0 5,922
VISA INC COM CL A 92826C839   4,643,552 22,351 SH   DFND 2 0 0 22,351
VMWARE INC CL A COM 928563402   211,393 1,722 SH   DFND 2 0 0 1,722
WAL-MART STORES INC COM 931142103   1,149,374 8,074 SH   DFND 2 0 0 8,074
WARNER BROS DISCOVERY INC COM SER A 934423104   97,559 10,291 SH   DFND 2 0 0 10,291
WARNER MUSIC GROUP CORP COM CL A 934550203   497,739 14,213 SH   DFND 2 0 0 14,213
WASTE MGMT INC DEL COM 94106L109   245,240 1,563 SH   DFND 2 0 0 1,563
WELLS FARGO & CO NEW COM 949746101   646,861 15,666 SH   DFND 2 0 0 15,666
WESTROCK CO COM 96145D105   362,746 10,317 SH   DFND 2 0 0 10,317
WILLIAMS SONOMA INC COM 969904101   220,025 1,915 SH   DFND 2 0 0 1,915
XYLEM INC COM 98419M100   784,936 7,099 SH   DFND 2 0 0 7,099
YUM BRANDS INC COM 988498101   457,118 3,569 SH   DFND 2 0 0 3,569
ZOETIS INC CL A 98978V103   1,220,328 8,327 SH   DFND 2 0 0 8,327