0000950123-22-011447.txt : 20221110 0000950123-22-011447.hdr.sgml : 20221110 20221110160508 ACCESSION NUMBER: 0000950123-22-011447 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20220930 FILED AS OF DATE: 20221110 DATE AS OF CHANGE: 20221110 EFFECTIVENESS DATE: 20221110 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIZENS FINANCIAL GROUP INC/RI CENTRAL INDEX KEY: 0000759944 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 050412693 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05954 FILM NUMBER: 221377011 BUSINESS ADDRESS: STREET 1: 1 CITIZENS PLAZA CITY: PROVIDENCE STATE: RI ZIP: 02903 BUSINESS PHONE: 2039006715 MAIL ADDRESS: STREET 1: 1 CITIZENS PLAZA CITY: PROVIDENCE STATE: RI ZIP: 02903 13F-HR 1 primary_doc.xml 13F-HR LIVE 0000759944 XXXXXXXX 09-30-2022 09-30-2022 false Citizens Financial Group Inc/RI

1 Citizens Plaza Providence RI 02903

13F COMBINATION REPORT 028-05954 028-17246 Citizens Bank, National Association 028-19418 Clarfeld Financial Advisors, LLC N David H. Shore 781-364-1641 /s/ David H. Shore Westwood MA 11-10-2022 2 564 2253299 false 1 028-17246 Citizens Bank, National Association 2 028-19418 Clarfeld Financial Advisors, LLC INFORMATION TABLE 2 18319.xml INFORMATION TABLE FOR FORM 13F 180 LIFE SCIENCES CORP COM 68236V104 88 131775 SH DFND 2 0 0 88 3M CO COM 88579Y101 1321 11957 SH DFND 1 11957 0 11957 3M CO COM 88579Y101 605 5473 SH DFND 2 0 0 605 ABBOTT LABS COM 002824100 1604 16582 SH DFND 1 16582 0 16582 ABBOTT LABS COM 002824100 798 8252 SH DFND 2 0 0 798 ABBVIE INC COM 00287Y109 1212 9029 SH DFND 1 9029 0 9029 ABBVIE INC COM 00287Y109 989 7367 SH DFND 2 0 0 989 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 8869 34468 SH DFND 1 34468 0 34468 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2687 10443 SH DFND 2 0 0 2687 ACUSHNET HLDGS CORP COM 005098108 359 8265 SH DFND 2 0 0 359 ADOBE SYS INC COM 00724F101 9794 35590 SH DFND 1 35590 0 35590 ADOBE SYS INC COM 00724F101 1497 5439 SH DFND 2 0 0 1497 ADVANCED MICRO DEVICES INC COM 007903107 260 4107 SH DFND 2 0 0 260 AIR PRODS & CHEMS INC COM 009158106 537 2307 SH DFND 1 2307 0 2307 AIR PRODS & CHEMS INC COM 009158106 371 1593 SH DFND 2 0 0 371 AIRBNB INC COM CL A 009066101 330 3137 SH DFND 2 0 0 330 ALBANY INTL CORP CL A 012348108 240 3038 SH DFND 2 0 0 240 ALIGN TECHNOLOGY INC COM 016255101 387 1867 SH DFND 1 1867 0 1867 ALIGN TECHNOLOGY INC COM 016255101 306 1479 SH DFND 2 0 0 306 ALLSTATE CORP COM 020002101 321 2563 SH DFND 2 0 0 321 ALPHABET INC CAP STK CL A 02079K305 21094 220530 SH DFND 1 220530 0 220530 ALPHABET INC CAP STK CL C 02079K107 13558 141013 SH DFND 1 141013 0 141013 ALPHABET INC CAP STK CL C 02079K107 3242 33716 SH DFND 2 0 0 3242 ALPHABET INC CAP STK CL A 02079K305 6724 70302 SH DFND 2 0 0 6724 ALTRIA GROUP INC COM 02209S103 924 22379 SH DFND 2 0 0 924 AMAZON COM INC COM 023135106 16535 146328 SH DFND 1 146328 0 146328 AMAZON COM INC COM 023135106 7823 69227 SH DFND 2 0 0 7823 AMDOCS LTD SHS G02602103 384 4829 SH DFND 2 0 0 384 AMERICAN EXPRESS CO COM 025816109 11114 82380 SH DFND 1 82380 0 82380 AMERICAN EXPRESS CO COM 025816109 2149 15933 SH DFND 2 0 0 2149 AMERICAN WTR WKS CO INC NEW COM 030420103 547 4200 SH DFND 2 0 0 547 AMERIPRISE FINL INC COM 03076C106 257 1022 SH DFND 1 1022 0 1022 AMERISOURCEBERGEN CORP COM 03073E105 257 1896 SH DFND 2 0 0 257 AMGEN INC COM 031162100 3338 14811 SH DFND 1 14811 0 14811 AMGEN INC COM 031162100 694 3080 SH DFND 2 0 0 694 ANALOG DEVICES INC COM 032654105 255 1833 SH DFND 1 1833 0 1833 ANALOG DEVICES INC COM 032654105 294 2109 SH DFND 2 0 0 294 ANTHEM INC COM 036752103 683 1503 SH DFND 2 0 0 683 AON PLC SHS CL A G0403H108 7074 26409 SH DFND 1 26409 0 26409 AON PLC SHS CL A G0403H108 1265 4721 SH DFND 2 0 0 1265 APPLE INC COM 037833100 61963 448357 SH DFND 1 448357 0 448357 APPLE INC COM 037833100 20371 147406 SH DFND 2 0 0 20371 APPLIED MATLS INC COM 038222105 9138 111539 SH DFND 1 111539 0 111539 APPLIED MATLS INC COM 038222105 1571 19176 SH DFND 2 0 0 1571 ARCHER DANIELS MIDLAND CO COM 039483102 1286 15980 SH DFND 2 0 0 1286 ARISTA NETWORKS INC COM 040413106 207 1830 SH DFND 2 0 0 207 ASSURED GUARANTY LTD COM G0585R106 267 5509 SH DFND 2 0 0 267 AT&T INC COM 00206R102 1208 78769 SH DFND 1 78769 0 78769 AT&T INC COM 00206R102 1125 73335 SH DFND 2 0 0 1125 AUTOMATIC DATA PROCESSING IN COM 053015103 3798 16791 SH DFND 1 16791 0 16791 AUTOMATIC DATA PROCESSING IN COM 053015103 766 3371 SH DFND 2 0 0 766 AUTOZONE INC COM 053332102 718 335 SH DFND 1 335 0 335 AUTOZONE INC COM 053332102 375 175 SH DFND 2 0 0 375 AVERY DENNISON CORP COM 053611109 363 2228 SH DFND 2 0 0 363 AVID TECHNOLOGY INC COM 05367P100 640 27536 SH DFND 2 0 0 640 BANK AMER CORP COM 060505104 1523 50440 SH DFND 1 50190 0 50440 BANK AMER CORP COM 060505104 1949 64536 SH DFND 2 0 0 1949 BANK NEW YORK MELLON CORP COM 064058100 1363 35393 SH DFND 2 0 0 1363 BANK OZK COM 06417N103 415 10498 SH DFND 2 0 0 415 BCE INC COM NEW 05534B760 548 12866 SH DFND 2 0 0 548 BECTON DICKINSON & CO COM 075887109 204 915 SH DFND 2 0 0 204 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8120 30411 SH DFND 1 30411 0 30411 BERKSHIRE HATHAWAY INC DEL CL A 084670108 10568 26 SH DFND 2 0 0 10568 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2238 8382 SH DFND 2 0 0 2238 BIOGEN INC COM 09062X103 271 1015 SH DFND 2 0 0 271 BLACKROCK INC COM 09247X101 923 1677 SH DFND 2 0 0 923 BOEING CO COM 097023105 1395 11519 SH DFND 1 11519 0 11519 BOEING CO COM 097023105 308 2547 SH DFND 2 0 0 308 BRISTOL MYERS SQUIBB CO COM 110122108 1078 15166 SH DFND 1 15166 0 15166 BRISTOL MYERS SQUIBB CO COM 110122108 1124 15813 SH DFND 2 0 0 1124 BROADCOM INC COM 11135F101 1208 2722 SH DFND 2 0 0 1208 BRUNSWICK CORP COM 117043109 334 5098 SH DFND 2 0 0 334 CABLE ONE INC COM 12685J105 225 264 SH DFND 2 0 0 225 CATERPILLAR INC DEL COM 149123101 694 4232 SH DFND 1 4232 0 4232 CATERPILLAR INC DEL COM 149123101 274 1671 SH DFND 2 0 0 274 CATHAY GEN BANCORP COM 149150104 231 6007 SH DFND 2 0 0 231 CBRE GROUP INC CL A 12504L109 236 3501 SH DFND 2 0 0 236 CHARTER COMMUNICATIONS INC N CL A 16119P108 301 992 SH DFND 2 0 0 301 CHEVRON CORP NEW COM 166764100 2226 15497 SH DFND 1 15247 0 15497 CHEVRON CORP NEW COM 166764100 3017 20998 SH DFND 2 0 0 3017 CHUBB LIMITED COM H1467J104 1260 6896 SH DFND 2 0 0 1260 CHWAB STRATEGIC TR INTL EQTY ETF 808524805 393 13988 SH DFND 2 0 0 393 CIGNA CORP NEW COM 125523100 2088 7524 SH DFND 1 7524 0 7524 CIGNA CORP NEW COM 125523100 839 3025 SH DFND 2 0 0 839 CINTAS CORP COM 172908105 2788 7181 SH DFND 1 7181 0 7181 CISCO SYS INC COM 17275R102 2381 59522 SH DFND 1 59522 0 59522 CISCO SYS INC COM 17275R102 1461 36522 SH DFND 2 0 0 1461 CITIGROUP INC COM NEW 172967424 1192 28599 SH DFND 1 28599 0 28599 CITIGROUP INC COM NEW 172967424 6053 145268 SH DFND 2 0 0 6053 CITIZENS FINL GROUP INC COM 174610105 16158 470269 SH DFND 1 470269 0 470269 CITIZENS FINL GROUP INC COM 174610105 2396 69733 SH DFND 2 0 0 2396 CITRIX SYS INC COM 177376100 477 4587 SH DFND 2 0 0 477 CLOUDFLARE INC CL A COM 18915M107 473 8545 SH DFND 2 0 0 473 COCA COLA CO COM 191216100 9391 167637 SH DFND 1 167637 0 167637 COCA COLA CO COM 191216100 2257 39978 SH DFND 2 0 0 2257 COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 256 4459 SH DFND 2 0 0 256 COLGATE PALMOLIVE CO COM 194162103 1836 26132 SH DFND 1 26132 0 26132 COLGATE PALMOLIVE CO COM 194162103 343 4879 SH DFND 2 0 0 343 COMCAST CORP NEW CL A 20030N101 4970 169445 SH DFND 1 169445 0 169445 COMCAST CORP NEW CL A 20030N101 1609 54869 SH DFND 2 0 0 1609 CONMED CORP COM 207410101 269 3347 SH DFND 2 0 0 269 CONOCOPHILLIPS COM 20825C104 4878 47662 SH DFND 1 47212 0 47662 CONOCOPHILLIPS COM 20825C104 1109 10695 SH DFND 2 0 0 1109 CONSOLIDATED EDISON INC COM 209115104 522 6092 SH DFND 1 6092 0 6092 CORE LABORATORIES N V COM N22717107 250 18569 SH DFND 2 0 0 250 CORTEVA INC COM 22052L104 658 11513 SH DFND 2 0 0 658 COSTAR GROUP INC COM 22160N109 740 10630 SH DFND 2 0 0 740 COSTCO WHSL CORP NEW COM 22160K105 8129 17212 SH DFND 1 17212 0 17212 COSTCO WHSL CORP NEW COM 22160K105 2302 4874 SH DFND 2 0 0 2302 COWEN INC CL A NEW 223622606 368 9521 SH DFND 2 0 0 368 CRANE HLDGS CO COM 224441105 217 2482 SH DFND 2 0 0 217 CSX CORP COM 126408103 903 33881 SH DFND 2 0 0 903 CULLEN FROST BANKERS INC COM 229899109 327 2476 SH DFND 2 0 0 327 CUMMINS INC COM 231021106 8527 41899 SH DFND 1 41899 0 41899 CUMMINS INC COM 231021106 1600 7864 SH DFND 2 0 0 1600 CVS HEALTH CORP COM 126650100 10138 106298 SH DFND 1 106298 0 106298 CVS HEALTH CORP COM 126650100 2118 22211 SH DFND 2 0 0 2118 DANAHER CORP DEL COM 235851102 4655 18022 SH DFND 1 18022 0 18022 DANAHER CORP DEL COM 235851102 629 2436 SH DFND 2 0 0 629 DARDEN RESTAURANTS INC COM 237194105 9809 77653 SH DFND 1 77653 0 77653 DARDEN RESTAURANTS INC COM 237194105 1354 10721 SH DFND 2 0 0 1354 DARLING INGREDIENTS INC COM 237266101 280 4233 SH DFND 2 0 0 280 DATADOG INC CL A COM 23804L103 329 3702 SH DFND 2 0 0 329 DBX ETF TR XTRAK MSCI EAFE 233051200 914 27299 SH DFND 2 0 0 914 DEERE & CO COM 244199105 6132 18365 SH DFND 1 18365 0 18365 DEERE & CO COM 244199105 1106 3312 SH DFND 2 0 0 1106 DEVON ENERGY CORP NEW COM 25179M103 413 6866 SH DFND 2 0 0 413 DEXCOM INC COM 252131107 965 11981 SH DFND 2 0 0 965 DIAMONDBACK ENERGY INC COM 25278X109 4948 41078 SH DFND 1 41078 0 41078 DIAMONDBACK ENERGY INC COM 25278X109 910 7558 SH DFND 2 0 0 910 DIGITAL RLTY TR INC COM 253868103 4091 41247 SH DFND 1 41247 0 41247 DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 486 10455 SH DFND 2 0 0 486 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 262 10175 SH DFND 2 0 0 262 DISNEY WALT CO COM DISNEY 254687106 1338 14179 SH DFND 1 14179 0 14179 DISNEY WALT CO COM DISNEY 254687106 901 9555 SH DFND 2 0 0 901 DOLLAR GEN CORP NEW COM 256677105 691 2880 SH DFND 1 2880 0 2880 DOMINION RES INC VA NEW COM 25746U109 272 3942 SH DFND 1 3942 0 3942 DOMINION RES INC VA NEW COM 25746U109 424 6137 SH DFND 2 0 0 424 DOORDASH INC CL A 25809K105 201 4056 SH DFND 2 0 0 201 DOW INC COM 260557103 771 17540 SH DFND 2 0 0 771 DUKE ENERGY CORP NEW COM NEW 26441C204 1802 19367 SH DFND 1 19367 0 19367 DUKE ENERGY CORP NEW COM NEW 26441C204 794 8535 SH DFND 2 0 0 794 DUPONT DE NEMOURS INC COM 26614N102 779 15453 SH DFND 2 0 0 779 EAST RES ACQUISITION CO UNIT 07/01/2027 274681204 101 10000 SH DFND 1 10000 0 10000 EAST WEST BANCORP INC COM 27579R104 389 5799 SH DFND 2 0 0 389 ECOLAB INC COM 278865100 886 6132 SH DFND 1 6132 0 6132 EDWARDS LIFESCIENCES CORP COM 28176E108 711 8609 SH DFND 2 0 0 711 ELECTRONIC ARTS INC COM 285512109 6009 51928 SH DFND 1 51928 0 51928 ELECTRONIC ARTS INC COM 285512109 850 7345 SH DFND 2 0 0 850 EMERSON ELEC CO COM 291011104 7430 101481 SH DFND 1 101481 0 101481 EMERSON ELEC CO COM 291011104 1224 16719 SH DFND 2 0 0 1224 ENERGY RECOVERY INC COM 29270J100 313 14385 SH DFND 2 0 0 313 ENPHASE ENERGY INC COM 29355A107 226 813 SH DFND 2 0 0 226 EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707 211 5102 SH DFND 2 0 0 211 EXXON MOBIL CORP COM 30231G102 20556 235434 SH DFND 1 235434 0 235434 EXXON MOBIL CORP COM 30231G102 5861 67124 SH DFND 2 0 0 5861 FACEBOOK INC CL A 30303M102 9500 70017 SH DFND 1 70017 0 70017 FACEBOOK INC CL A 30303M102 3088 22756 SH DFND 2 0 0 3088 FASTENAL CO COM 311900104 241 5234 SH DFND 2 0 0 241 FEDEX CORP COM 31428X106 230 1547 SH DFND 1 1547 0 1547 FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 337 9302 SH DFND 2 0 0 337 FIDELITY NATL INFORMATION SV COM 31620M106 282 3729 SH DFND 2 0 0 282 FIRST SOLAR INC COM 336433107 270 2043 SH DFND 2 0 0 270 FIRST TR EXCHANGE TRADED FD FIRST TR ENH NEW 33739Q408 6249 105188 SH DFND 2 0 0 6249 FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 1080 13459 SH DFND 2 0 0 1080 FISERV INC COM 337738108 3156 33727 SH DFND 1 33727 0 33727 FLOOR & DECOR HLDGS INC CL A 339750101 359 5106 SH DFND 2 0 0 359 FORD MTR CO DEL COM PAR $0.01 345370860 351 31332 SH DFND 2 0 0 351 FORTINET INC COM 34959E109 4466 90903 SH DFND 1 90903 0 90903 FORTINET INC COM 34959E109 669 13625 SH DFND 2 0 0 669 FRANKLIN ELEC INC COM 353514102 242 2960 SH DFND 2 0 0 242 FREEPORT-MCMORAN INC CL B 35671D857 8061 294955 SH DFND 1 294955 0 294955 FREEPORT-MCMORAN INC CL B 35671D857 1961 71741 SH DFND 2 0 0 1961 GAP INC DEL COM 364760108 154 18801 SH DFND 2 0 0 154 GAUCHO GROUP HLDGS INC COM 36809R206 4 16666 SH DFND 2 0 0 4 GENERAC HLDGS INC COM 368736104 3882 21789 SH DFND 1 21789 0 21789 GENERAC HLDGS INC COM 368736104 512 2873 SH DFND 2 0 0 512 GENERAL DYNAMICS CORP COM 369550108 480 2261 SH DFND 1 2261 0 2261 GENERAL DYNAMICS CORP COM 369550108 1060 4995 SH DFND 2 0 0 1060 GENERAL ELECTRIC CO COM 369604301 416 6725 SH DFND 1 6725 0 6725 GENERAL ELECTRIC CO COM 369604301 258 4172 SH DFND 2 0 0 258 GENERAL MLS INC COM 370334104 407 5317 SH DFND 1 5317 0 5317 GENERAL MLS INC COM 370334104 258 3370 SH DFND 2 0 0 258 GENUINE PARTS CO COM 372460105 968 6445 SH DFND 2 0 0 968 GILEAD SCIENCES INC COM 375558103 1002 16250 SH DFND 1 16250 0 16250 GILEAD SCIENCES INC COM 375558103 202 3273 SH DFND 2 0 0 202 GLOBAL X FDS US INFR DEV ETF 37954Y673 419 18190 SH DFND 2 0 0 419 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 233 2332 SH DFND 2 0 0 233 GOLDMAN SACHS GROUP INC COM 38141G104 466 1589 SH DFND 2 0 0 466 GOODRX HLDGS INC COM CL A 38246G108 12 11675 SH DFND 2 0 0 12 GRAINGER W W INC COM 384802104 957 1957 SH DFND 1 1957 0 1957 GRAINGER W W INC COM 384802104 227 464 SH DFND 2 0 0 227 HALLIBURTON CO COM 406216101 827 33606 SH DFND 2 0 0 827 HAMILTON LANE INC CL A 407497106 225 3750 SH DFND 2 0 0 225 HCA HOLDINGS INC COM 40412C101 5588 30404 SH DFND 1 30404 0 30404 HCA HOLDINGS INC COM 40412C101 861 4687 SH DFND 2 0 0 861 HERSHEY CO COM 427866108 9680 43907 SH DFND 1 43907 0 43907 HERSHEY CO COM 427866108 2347 10647 SH DFND 2 0 0 2347 HEWLETT PACKARD ENTERPRISE C COM 42824C109 204 16894 SH DFND 2 0 0 204 HF SINCLAIR CORPORATION COM 403949100 232 4310 SH DFND 2 0 0 232 HOME DEPOT INC COM 437076102 10393 37663 SH DFND 1 37663 0 37663 HOME DEPOT INC COM 437076102 2872 10408 SH DFND 2 0 0 2872 HONEYWELL INTL INC COM 438516106 2911 17433 SH DFND 1 17433 0 17433 HONEYWELL INTL INC COM 438516106 1083 6485 SH DFND 2 0 0 1083 HOWMET AEROSPACE INC COM 443201108 294 9509 SH DFND 1 9509 0 9509 HP INC COM 40434L105 365 14511 SH DFND 2 0 0 365 HUBBELL INC COM 443510607 2295 10289 SH DFND 2 0 0 2295 HUMANA INC COM 444859102 421 867 SH DFND 2 0 0 421 IDACORP INC COM 451107106 238 2405 SH DFND 2 0 0 238 ILLINOIS TOOL WKS INC COM 452308109 1838 10172 SH DFND 1 10172 0 10172 ILLINOIS TOOL WKS INC COM 452308109 502 2756 SH DFND 2 0 0 502 ILLUMINA INC COM 452327109 226 1184 SH DFND 2 0 0 226 INGREDION INC COM 457187102 254 3156 SH DFND 2 0 0 254 INTEL CORP COM 458140100 518 20102 SH DFND 1 20102 0 20102 INTEL CORP COM 458140100 856 33227 SH DFND 2 0 0 856 INTERCONTINENTAL EXCHANGE IN COM 45866F104 387 4285 SH DFND 1 4285 0 4285 INTERNATIONAL BUSINESS MACHS COM 459200101 821 6909 SH DFND 1 6909 0 6909 INTERNATIONAL BUSINESS MACHS COM 459200101 734 6178 SH DFND 2 0 0 734 INTERPUBLIC GROUP COS INC COM 460690100 444 17326 SH DFND 2 0 0 444 INTUIT COM 461202103 5878 15175 SH DFND 1 15175 0 15175 INTUIT COM 461202103 1637 4227 SH DFND 2 0 0 1637 INVESCO ACTIVELY MANAGD ETF TOTAL RETURN 46090A804 864 18939 SH DFND 2 0 0 864 INVESCO DB COMMDY INDX TRCK UNIT 46138B103 402 16817 SH DFND 2 0 0 402 INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 3764 116381 SH DFND 2 0 0 3764 INVESCO QQQ TR UNIT SER 1 46090E103 2134 7985 SH DFND 2 0 0 2134 ISHARES MSCI FRNTR100ETF 464286145 292 12000 SH DFND 2 0 0 292 ISHARES EM MK MINVOL ETF 464286533 1155 22799 SH DFND 2 0 0 1155 ISHARES INC CORE MSCI EMKT 46434G103 21719 505328 SH DFND 1 505203 0 505328 ISHARES INC ESG MSCI EM ETF 46434G863 3005 108602 SH DFND 2 0 0 3005 ISHARES INC CORE MSCI EMKT 46434G103 30472 708970 SH DFND 2 0 0 30472 ISHARES TR S&P 500 GRWT ETF 464287309 2425 41914 SH DFND 1 41914 0 41914 ISHARES TR NATIONAL MUN ETF 464288414 2655 25878 SH DFND 1 25878 0 25878 ISHARES TR IBOXX INV CP ETF 464287242 745 7267 SH DFND 1 7267 0 7267 ISHARES TR ESG AWR US AGRGT 46435U549 450 9686 SH DFND 1 9686 0 9686 ISHARES TR RUS 1000 GRW ETF 464287614 678 3224 SH DFND 1 3224 0 3224 ISHARES TR RUS MID-CAP ETF 464287499 1875 30170 SH DFND 1 30170 0 30170 ISHARES TR NASDQ BIOTEC ETF 464287556 244 2086 SH DFND 1 2086 0 2086 ISHARES TR MSCI EMG MKT ETF 464287234 368 10540 SH DFND 1 10540 0 10540 ISHARES TR ESG MSCI USA SML 46435U663 238 7775 SH DFND 1 981 0 7775 ISHARES TR RUSSELL 2000 ETF 464287655 3340 20255 SH DFND 1 20255 0 20255 ISHARES TR MSCI EAFE ETF 464287465 22469 401167 SH DFND 1 401167 0 401167 ISHARES TR JP MOR EM MK ETF 464288281 1138 14336 SH DFND 1 14336 0 14336 ISHARES TR USA MIN VOL ETF 46429B697 2654 40153 SH DFND 1 40153 0 40153 ISHARES TR 1-3 YR TR BD ETF 464287457 1971 24271 SH DFND 1 24271 0 24271 ISHARES TR SHRT NAT MUN ETF 464288158 2329 22690 SH DFND 1 22690 0 22690 ISHARES TR U.S. PFD STK ETF 464288687 249 7871 SH DFND 1 7871 0 7871 ISHARES TR 7-10 Y TR BD ETF 464287440 216 2250 SH DFND 1 2250 0 2250 ISHARES TR ESG MSCI EAFE 46435G516 248 4416 SH DFND 1 4416 0 4416 ISHARES TR CORE MSCI EAFE 46432F842 27395 520121 SH DFND 1 520121 0 520121 ISHARES TR SELECT DIVID ETF 464287168 410 3823 SH DFND 1 3823 0 3823 ISHARES TR CORE S&P MCP ETF 464287507 52131 237757 SH DFND 1 236700 0 237757 ISHARES TR CORE S&P SCP ETF 464287804 1610 18469 SH DFND 1 18469 0 18469 ISHARES TR CORE S&P500 ETF 464287200 23386 65205 SH DFND 1 65205 0 65205 ISHARES TR CORE US AGGBD ET 464287226 1519 15767 SH DFND 1 15767 0 15767 ISHARES TR CORE US TR BD 46429B267 1098 48237 SH DFND 1 48237 0 48237 ISHARES TR EAFE GRWTH ETF 464288885 259 3570 SH DFND 1 3570 0 3570 ISHARES TR S&P 500 VAL ETF 464287408 949 7381 SH DFND 1 7381 0 7381 ISHARES TR 0-5 YR TIPS ETF 46429B747 335 3490 SH DFND 2 0 0 335 ISHARES TR RUSSELL 2000 ETF 464287655 58382 354001 SH DFND 2 0 0 58382 ISHARES TR INTRM GOV/CR ETF 464288612 339 3330 SH DFND 2 0 0 339 ISHARES TR CORE S&P MCP ETF 464287507 58519 266891 SH DFND 2 0 0 58519 ISHARES TR ESG MSCI USA ETF 46435G425 200 2513 SH DFND 2 0 0 200 ISHARES TR RUS 1000 VAL ETF 464287598 1485 10911 SH DFND 2 0 0 1485 ISHARES TR EXPONEN TECHNO 46434V381 470 10556 SH DFND 2 0 0 470 ISHARES TR CORE US VAL ETF 464287663 219 3495 SH DFND 2 0 0 219 ISHARES TR S&P MC 400VL ETF 464287705 554 6156 SH DFND 2 0 0 554 ISHARES TR CORE MSCI EAFE 46432F842 86864 1649215 SH DFND 2 0 0 86864 ISHARES TR RUS 1000 GRW ETF 464287614 2574 12222 SH DFND 2 0 0 2574 ISHARES TR U.S. PFD STK ETF 464288687 241 7620 SH DFND 2 0 0 241 ISHARES TR GL CLEAN ENE ETF 464288224 351 18393 SH DFND 2 0 0 351 ISHARES TR CORE US AGGBD ET 464287226 4072 42262 SH DFND 2 0 0 4072 ISHARES TR CORE S&P SCP ETF 464287804 1386 15892 SH DFND 2 0 0 1386 ISHARES TR EAFE MIN VOL ETF 46429B689 1645 28856 SH DFND 2 0 0 1645 ISHARES TR CORE S&P500 ETF 464287200 101188 282136 SH DFND 2 0 0 101188 ISHARES TR SP SMCP600VL ETF 464287879 520 6310 SH DFND 2 0 0 520 ISHARES TR GLOBAL ENERG ETF 464287341 297 8913 SH DFND 2 0 0 297 ISHARES TR RUS 2000 VAL ETF 464287630 367 2850 SH DFND 2 0 0 367 ISHARES TR EAFE SML CP ETF 464288273 2518 51618 SH DFND 2 0 0 2518 ISHARES TR 1-3 YR CR BD ETF 464288646 329 6669 SH DFND 2 0 0 329 ISHARES TR CORE MSCI INTL 46435G326 8478 175487 SH DFND 2 0 0 8478 ISHARES TR MSCI EMG MKT ETF 464287234 9734 279062 SH DFND 2 0 0 9734 ISHARES TR TIPS BD ETF 464287176 243 2320 SH DFND 2 0 0 243 ISHARES TR US HLTHCARE ETF 464287762 1066 4215 SH DFND 2 0 0 1066 ISHARES TR SP SMCP600GR ETF 464287887 464 4564 SH DFND 2 0 0 464 ISHARES TR S&P 500 GRWT ETF 464287309 9838 170069 SH DFND 2 0 0 9838 ISHARES TR SHRT NAT MUN ETF 464288158 360 3506 SH DFND 2 0 0 360 ISHARES TR MSCI EAFE ETF 464287465 13830 246924 SH DFND 2 0 0 13830 ISHARES TR IBOXX HI YD ETF 464288513 328 4598 SH DFND 2 0 0 328 ISHARES TR RUS MID-CAP ETF 464287499 241 3874 SH DFND 2 0 0 241 ISHARES TR ESG MSCI USA SML 46435U663 15348 500368 SH DFND 2 0 0 15348 ISHARES TR RUS 1000 ETF 464287622 468 2373 SH DFND 2 0 0 468 ISHARES TR S&P 500 VAL ETF 464287408 7507 58412 SH DFND 2 0 0 7507 ISHARES TR S&P MC 400GR ETF 464287606 431 6839 SH DFND 2 0 0 431 ISHARES TR NATIONAL MUN ETF 464288414 672 6556 SH DFND 2 0 0 672 ISHARES TR RUSSELL 3000 ETF 464287689 864 4171 SH DFND 2 0 0 864 ISHARES TR SELECT DIVID ETF 464287168 7038 65641 SH DFND 2 0 0 7038 ISHARES TR ESG AWR US AGRGT 46435U549 262 5639 SH DFND 2 0 0 262 ISHARES TR ESG MSCI EAFE 46435G516 43077 767458 SH DFND 2 0 0 43077 ISHARES TR USA MIN VOL ETF 46429B697 18442 277721 SH DFND 2 0 0 18442 ISHARES TR JP MOR EM MK ETF 464288281 4369 55021 SH DFND 2 0 0 4369 ISHARES TR RUS 2000 GRW ETF 464287648 1235 5979 SH DFND 2 0 0 1235 J P MORGAN EXCHANGE TRADED ULTRA SHT MUNCPL 46641Q654 591 11750 SH DFND 2 0 0 591 J P MORGAN EXCHANGE TRADED F INFLATION MANAGE 46654Q104 475 10463 SH DFND 2 0 0 475 J P MORGAN EXCHANGE-TRADED F EQUITY PREMIUM 46641Q332 793 15476 SH DFND 2 0 0 793 JOHNSON & JOHNSON COM 478160104 8820 53993 SH DFND 1 53993 0 53993 JOHNSON & JOHNSON COM 478160104 4649 28461 SH DFND 2 0 0 4649 JOHNSON CTLS INTL PLC SHS G51502105 484 9764 SH DFND 2 0 0 484 JONES LANG LASALLE INC COM 48020Q107 227 1505 SH DFND 2 0 0 227 JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 21234 423324 SH DFND 2 0 0 21234 JPMORGAN CHASE & CO COM 46625H100 10566 101105 SH DFND 1 101105 0 101105 JPMORGAN CHASE & CO COM 46625H100 5355 51241 SH DFND 2 0 0 5355 KEURIG DR PEPPER INC COM 49271V100 235 6518 SH DFND 2 0 0 235 KIMBERLY CLARK CORP COM 494368103 225 2003 SH DFND 1 2003 0 2003 KIMBERLY CLARK CORP COM 494368103 507 4455 SH DFND 2 0 0 507 KINSALE CAP GROUP INC COM 49714P108 212 829 SH DFND 2 0 0 212 KROGER CO COM 501044101 395 9025 SH DFND 2 0 0 395 L3HARRIS TECHNOLOGIES INC COM 502431109 6773 32590 SH DFND 1 32590 0 32590 L3HARRIS TECHNOLOGIES INC COM 502431109 842 4052 SH DFND 2 0 0 842 LAM RESEARCH CORP COM 512807108 483 1312 SH DFND 2 0 0 483 LAUDER ESTEE COS INC CL A 518439104 230 1064 SH DFND 2 0 0 230 LCI INDS COM 50189K103 294 2896 SH DFND 2 0 0 294 LILLY ELI & CO COM 532457108 16488 50990 SH DFND 1 50990 0 50990 LILLY ELI & CO COM 532457108 3272 10120 SH DFND 2 0 0 3272 LINCOLN ELEC HLDGS INC COM 533900106 259 2050 SH DFND 2 0 0 259 LINDE PLC COM G5494J103 7664 28428 SH DFND 1 28428 0 28428 LINDE PLC COM G5494J103 1546 5734 SH DFND 2 0 0 1546 LITTELFUSE INC COM 537008104 263 1325 SH DFND 2 0 0 263 LOCKHEED MARTIN CORP COM 539830109 234 607 SH DFND 1 607 0 607 LOCKHEED MARTIN CORP COM 539830109 3577 9261 SH DFND 2 0 0 3577 LOWES COS INC COM 548661107 1808 9627 SH DFND 1 9627 0 9627 LOWES COS INC COM 548661107 1464 7795 SH DFND 2 0 0 1464 M D C HLDGS INC COM 552676108 213 7782 SH DFND 2 0 0 213 MAGNACHIP SEMICONDUCTOR CORP COM 55933J203 164 16000 SH DFND 2 0 0 164 MARATHON OIL CORP COM 565849106 469 20757 SH DFND 2 0 0 469 MARATHON PETE CORP COM 56585A102 1585 15957 SH DFND 2 0 0 1585 MARRIOTT INTL INC NEW CL A 571903202 6472 46181 SH DFND 1 46181 0 46181 MARRIOTT INTL INC NEW CL A 571903202 872 6222 SH DFND 2 0 0 872 MARSH & MCLENNAN COS INC COM 571748102 3401 22778 SH DFND 1 22778 0 22778 MARSH & MCLENNAN COS INC COM 571748102 412 2757 SH DFND 2 0 0 412 MASTERCARD INC CL A 57636Q104 543 1911 SH DFND 1 1911 0 1911 MASTERCARD INC CL A 57636Q104 1223 4301 SH DFND 2 0 0 1223 MATCH GROUP INC NEW COM 57667L107 3099 64904 SH DFND 1 64904 0 64904 MATCH GROUP INC NEW COM 57667L107 777 16264 SH DFND 2 0 0 777 MCDONALDS CORP COM 580135101 2575 11159 SH DFND 1 11159 0 11159 MCDONALDS CORP COM 580135101 1297 5621 SH DFND 2 0 0 1297 MCKESSON CORP COM 58155Q103 614 1805 SH DFND 2 0 0 614 MEDTRONIC PLC SHS G5960L103 369 4570 SH DFND 1 4570 0 4570 MEDTRONIC PLC SHS G5960L103 804 9877 SH DFND 2 0 0 804 MERCK & CO INC NEW COM 58933Y105 14264 165624 SH DFND 1 165624 0 165624 MERCK & CO INC NEW COM 58933Y105 4323 49814 SH DFND 2 0 0 4323 METTLER TOLEDO INTERNATIONAL COM 592688105 260 240 SH DFND 2 0 0 260 MICROSOFT CORP COM 594918104 56177 241205 SH DFND 1 241205 0 241205 MICROSOFT CORP COM 594918104 17905 76878 SH DFND 2 0 0 17905 MKS INSTRUMENT INC COM 55306N104 311 3764 SH DFND 2 0 0 311 MONDELEZ INTL INC CL A 609207105 622 11274 SH DFND 2 0 0 622 MONOLITHIC PWR SYS INC COM 609839105 233 639 SH DFND 2 0 0 233 MOODYS CORP COM 615369105 243 1000 SH DFND 1 1000 0 1000 MOODYS CORP COM 615369105 847 3483 SH DFND 2 0 0 847 MORGAN STANLEY COM NEW 617446448 1037 13127 SH DFND 2 0 0 1037 MOSAIC CO NEW COM 61945C103 204 4225 SH DFND 2 0 0 204 MOTOROLA SOLUTIONS INC COM NEW 620076307 257 1142 SH DFND 2 0 0 257 NETFLIX INC COM 64110L106 1140 4841 SH DFND 2 0 0 1140 NEWMONT MINING CORP COM 651639106 903 21491 SH DFND 2 0 0 903 NEXTERA ENERGY INC COM 65339F101 16923 215826 SH DFND 1 215826 0 215826 NEXTERA ENERGY INC COM 65339F101 3146 40126 SH DFND 2 0 0 3146 NIELSEN HLDGS PLC SHS EUR G6518L108 315 11347 SH DFND 2 0 0 315 NIKE INC CL B 654106103 8768 105481 SH DFND 1 105481 0 105481 NIKE INC CL B 654106103 1356 16254 SH DFND 2 0 0 1356 NISOURCE INC COM 65473P105 254 10078 SH DFND 2 0 0 254 NITED BANKSHARES INC WEST V COM 909907107 395 11053 SH DFND 1 11053 0 11053 NITED PARCEL SERVICE INC CL B 911312106 6939 42957 SH DFND 1 42957 0 42957 NITED PARCEL SERVICE INC CL B 911312106 1969 12190 SH DFND 2 0 0 1969 NORDSON CORP COM 655663102 298 1404 SH DFND 2 0 0 298 NORFOLK SOUTHERN CORP COM 655844108 688 3281 SH DFND 1 3281 0 3281 NORFOLK SOUTHERN CORP COM 655844108 792 3777 SH DFND 2 0 0 792 NORTHROP GRUMMAN CORP COM 666807102 887 1886 SH DFND 1 1886 0 1886 NORTHROP GRUMMAN CORP COM 666807102 280 595 SH DFND 2 0 0 280 NOV INC COM 62955J103 291 17976 SH DFND 2 0 0 291 NVENT ELECTRIC PLC SHS G6700G107 226 7138 SH DFND 2 0 0 226 NVIDIA CORP COM 67066G104 6924 57039 SH DFND 1 57039 0 57039 NVIDIA CORP COM 67066G104 2642 21767 SH DFND 2 0 0 2642 O REILLY AUTOMOTIVE INC NEW COM 67103H107 443 630 SH DFND 2 0 0 443 OMNICOM GROUP INC COM 681919106 874 13720 SH DFND 2 0 0 874 ORACLE CORP COM 68389X105 6837 111950 SH DFND 1 111950 0 111950 ORACLE CORP COM 68389X105 1332 21817 SH DFND 2 0 0 1332 ORMAT TECHNOLOGIES INC COM 686688102 537 6233 SH DFND 2 0 0 537 PACKAGING CORP AMER COM 695156109 207 1825 SH DFND 2 0 0 207 PAYCHEX INC COM 704326107 348 3097 SH DFND 2 0 0 348 PAYPAL HLDGS INC COM 70450Y103 3442 39991 SH DFND 1 39991 0 39991 PAYPAL HLDGS INC COM 70450Y103 736 8553 SH DFND 2 0 0 736 PELOTON INTERACTIVE INC CL A COM 70614W100 75 10849 SH DFND 2 0 0 75 PEPSICO INC COM 713448108 13074 80083 SH DFND 1 80083 0 80083 PEPSICO INC COM 713448108 3880 23766 SH DFND 2 0 0 3880 PFIZER INC COM 717081103 2080 47528 SH DFND 1 47528 0 47528 PFIZER INC COM 717081103 3296 75323 SH DFND 2 0 0 3296 PHILIP MORRIS INTL INC COM 718172109 1580 18752 SH DFND 2 0 0 1580 PHILLIPS 66 COM 718546104 585 7241 SH DFND 2 0 0 585 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1062 10741 SH DFND 2 0 0 1062 PNC FINL SVCS GROUP INC COM 693475105 7744 51830 SH DFND 1 51830 0 51830 PNC FINL SVCS GROUP INC COM 693475105 1330 8902 SH DFND 2 0 0 1330 PPG INDS INC COM 693506107 477 4306 SH DFND 1 4306 0 4306 PPG INDS INC COM 693506107 942 8511 SH DFND 2 0 0 942 PROCTER & GAMBLE CO COM 742718109 2936 23257 SH DFND 1 23257 0 23257 PROCTER & GAMBLE CO COM 742718109 1225 9702 SH DFND 2 0 0 1225 PROGRESSIVE CORP OHIO COM 743315103 672 5786 SH DFND 1 5786 0 5786 PROGRESSIVE CORP OHIO COM 743315103 858 7379 SH DFND 2 0 0 858 PRUDENTIAL FINL INC COM 744320102 753 8778 SH DFND 2 0 0 753 PUBLIC STORAGE COM 74460D109 4834 16508 SH DFND 1 16508 0 16508 QUALCOMM INC COM 747525103 758 6707 SH DFND 2 0 0 758 QURATE RETAIL INC COM SER A 74915M100 66 32848 SH DFND 2 0 0 66 RAYMOND JAMES FINANCIAL INC COM 754730109 9064 91719 SH DFND 1 91719 0 91719 RAYMOND JAMES FINANCIAL INC COM 754730109 1458 14708 SH DFND 2 0 0 1458 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1209 14767 SH DFND 1 14767 0 14767 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1414 17275 SH DFND 2 0 0 1414 REGENERON PHARMACEUTICALS COM 75886F107 8325 12084 SH DFND 1 12084 0 12084 REGENERON PHARMACEUTICALS COM 75886F107 1155 1677 SH DFND 2 0 0 1155 REGIONS FINL CORP NEW COM 7591EP100 9396 468175 SH DFND 1 468175 0 468175 REGIONS FINL CORP NEW COM 7591EP100 1354 66816 SH DFND 2 0 0 1354 REPLIGEN CORP COM 759916109 226 1206 SH DFND 2 0 0 226 RPM INTL INC COM 749685103 272 3270 SH DFND 2 0 0 272 S&P GLOBAL INC COM 78409V104 3309 10838 SH DFND 1 10838 0 10838 S&P GLOBAL INC COM 78409V104 278 911 SH DFND 2 0 0 278 SALESFORCE COM INC COM 79466L302 681 4737 SH DFND 2 0 0 681 SAREPTA THERAPEUTICS INC COM 803607100 317 2870 SH DFND 2 0 0 317 SCHEIN HENRY INC COM 806407102 405 6160 SH DFND 1 6160 0 6160 SCHLUMBERGER LTD COM 806857108 6675 185939 SH DFND 1 185939 0 185939 SCHLUMBERGER LTD COM 806857108 900 24953 SH DFND 2 0 0 900 SCHWAB CHARLES CORP NEW COM 808513105 6674 92855 SH DFND 1 92855 0 92855 SCHWAB CHARLES CORP NEW COM 808513105 1191 16566 SH DFND 2 0 0 1191 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2411 63772 SH DFND 2 0 0 2411 SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 557 13274 SH DFND 2 0 0 557 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1983 32761 SH DFND 2 0 0 1983 SEELOS THERAPEUTICS INC COM 81577F109 31 30500 SH DFND 2 0 0 31 SELECT MED HLDGS CORP COM 81619Q105 206 9306 SH DFND 2 0 0 206 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1007 14805 SH DFND 1 14805 0 14805 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 320 2691 SH DFND 1 2691 0 2691 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 751 10434 SH DFND 2 0 0 751 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 968 14505 SH DFND 2 0 0 968 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1897 15969 SH DFND 2 0 0 1897 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 246 2032 SH DFND 2 0 0 246 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 323 10633 SH DFND 2 0 0 323 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 1010 28044 SH DFND 2 0 0 1010 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1122 17120 SH DFND 2 0 0 1122 SEMPRA ENERGY COM 816851109 2169 14358 SH DFND 2 0 0 2169 SERVICENOW INC COM 81762P102 1236 3273 SH DFND 2 0 0 1236 SERVISFIRST BANCSHARES INC COM 81768T108 256 3195 SH DFND 2 0 0 256 SHERWIN WILLIAMS CO COM 824348106 762 3724 SH DFND 1 3724 0 3724 SHERWIN WILLIAMS CO COM 824348106 407 1987 SH DFND 2 0 0 407 SHOPIFY INC CL A 82509L107 331 12284 SH DFND 2 0 0 331 SNAP ON INC COM 833034101 259 1285 SH DFND 2 0 0 259 SNOWFLAKE INC CL A 833445109 563 3313 SH DFND 2 0 0 563 SOUTHERN CO COM 842587107 706 10386 SH DFND 1 10386 0 10386 SOUTHERN CO COM 842587107 270 3973 SH DFND 2 0 0 270 SPDR GOLD TRUST GOLD SHS 78463V107 2993 19348 SH DFND 2 0 0 2993 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 406 19132 SH DFND 1 19132 0 19132 SPDR S&P 500 ETF TR TR UNIT 78462F103 35221 98608 SH DFND 1 98608 0 98608 SPDR S&P 500 ETF TR TR UNIT 78462F103 13509 37821 SH DFND 2 0 0 13509 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 25674 63919 SH DFND 1 63919 0 63919 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1561 3888 SH DFND 2 0 0 1561 SPDR SERIES TRUST DJ REIT ETF 78464A607 5511 65405 SH DFND 2 0 0 5511 SPDR SERIES TRUST S&P 500 VALUE 78464A508 1215 35241 SH DFND 2 0 0 1215 SPDR SERIES TRUST S&P DIVID ETF 78464A763 323 2900 SH DFND 2 0 0 323 SPDR SERIES TRUST S&P 500 GROWTH 78464A409 3200 63868 SH DFND 2 0 0 3200 SPDR SERIES TRUST S&P METALS MNG 78464A755 554 13040 SH DFND 2 0 0 554 SQUARE INC CL A 852234103 798 14512 SH DFND 2 0 0 798 SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 206 7932 SH DFND 1 7932 0 7932 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 434 10814 SH DFND 2 0 0 434 STARBUCKS CORP COM 855244109 367 4360 SH DFND 1 4360 0 4360 STARBUCKS CORP COM 855244109 1377 16343 SH DFND 2 0 0 1377 STATE STR CORP COM 857477103 510 8306 SH DFND 2 0 0 510 STERIS PLC STERIS PLC G8473T100 291 1750 SH DFND 2 0 0 291 STRYKER CORP COM 863667101 429 2118 SH DFND 1 2118 0 2118 STRYKER CORP COM 863667101 210 1039 SH DFND 2 0 0 210 SWITCH INC CL A 87105L104 472 14022 SH DFND 2 0 0 472 SYSCO CORP COM 871829107 548 7755 SH DFND 1 7755 0 7755 T MOBILE US INC COM 872590104 1253 9337 SH DFND 2 0 0 1253 TARGET CORP COM 87612E106 8262 55680 SH DFND 1 55680 0 55680 TARGET CORP COM 87612E106 2001 13483 SH DFND 2 0 0 2001 TESLA MTRS INC COM 88160R101 8662 32654 SH DFND 1 32654 0 32654 TESLA MTRS INC COM 88160R101 7208 27173 SH DFND 2 0 0 7208 TEXAS INSTRS INC COM 882508104 13038 84237 SH DFND 1 84237 0 84237 TEXAS INSTRS INC COM 882508104 2456 15869 SH DFND 2 0 0 2456 THERMO FISHER SCIENTIFIC INC COM 883556102 15791 31135 SH DFND 1 31135 0 31135 THERMO FISHER SCIENTIFIC INC COM 883556102 2176 4287 SH DFND 2 0 0 2176 TIMKEN CO COM 887389104 217 3672 SH DFND 2 0 0 217 TJX COS INC NEW COM 872540109 1080 17386 SH DFND 1 17386 0 17386 TJX COS INC NEW COM 872540109 454 7312 SH DFND 2 0 0 454 TRACTOR SUPPLY CO COM 892356106 337 1811 SH DFND 1 1811 0 1811 TRAVELERS COMPANIES INC COM 89417E109 5104 33313 SH DFND 1 33313 0 33313 TRAVELERS COMPANIES INC COM 89417E109 2350 15338 SH DFND 2 0 0 2350 TRUIST FINL CORP COM 89832Q109 598 13723 SH DFND 2 0 0 598 TYSON FOODS INC CL A 902494103 6290 95412 SH DFND 1 95412 0 95412 TYSON FOODS INC CL A 902494103 833 12642 SH DFND 2 0 0 833 UBER TECHNOLOGIES INC COM 90353T100 583 22012 SH DFND 2 0 0 583 UNION PAC CORP COM 907818108 1684 8646 SH DFND 1 8646 0 8646 UNION PAC CORP COM 907818108 3984 20452 SH DFND 2 0 0 3984 UNITEDHEALTH GROUP INC COM 91324P102 17137 33932 SH DFND 1 33932 0 33932 UNITEDHEALTH GROUP INC COM 91324P102 4491 8892 SH DFND 2 0 0 4491 US BANCORP DEL COM NEW 902973304 219 5424 SH DFND 1 5424 0 5424 US BANCORP DEL COM NEW 902973304 337 8273 SH DFND 2 0 0 337 VANECK VECTORS ETF TR STEEL ETF 92189F205 302 6331 SH DFND 2 0 0 302 VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 699 8669 SH DFND 2 0 0 699 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 217 2896 SH DFND 2 0 0 217 VANGUARD INDEX FDS MID CAP ETF 922908629 273 1450 SH DFND 1 1450 0 1450 VANGUARD INDEX FDS REIT ETF 922908553 16291 203202 SH DFND 1 203115 0 203202 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 38126 116133 SH DFND 1 114137 0 116133 VANGUARD INDEX FDS VALUE ETF 922908744 14489 117341 SH DFND 1 117252 0 117341 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 346 2029 SH DFND 2 0 0 346 VANGUARD INDEX FDS LARGE CAP ETF 922908637 5549 33928 SH DFND 2 0 0 5549 VANGUARD INDEX FDS GROWTH ETF 922908736 5204 24323 SH DFND 2 0 0 5204 VANGUARD INDEX FDS REIT ETF 922908553 24272 302754 SH DFND 2 0 0 24272 VANGUARD INDEX FDS SMALL CP ETF 922908751 31552 184613 SH DFND 2 0 0 31552 VANGUARD INDEX FDS MID CAP ETF 922908629 600 3194 SH DFND 2 0 0 600 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 463 3805 SH DFND 2 0 0 463 VANGUARD INDEX FDS VALUE ETF 922908744 59114 478736 SH DFND 2 0 0 59114 VANGUARD INDEX FDS SM CP VAL ETF 922908611 488 3401 SH DFND 2 0 0 488 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 91644 277918 SH DFND 2 0 0 91644 VANGUARD INDEX FDS TOTAL STK MKT 922908769 2149 11973 SH DFND 2 0 0 2149 VANGUARD INDEX FDS SML CP GRW ETF 922908595 243 1243 SH DFND 2 0 0 243 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6229 140410 SH DFND 1 140410 0 140410 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 770 21111 SH DFND 1 21111 0 21111 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4913 134649 SH DFND 2 0 0 4913 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 6804 153381 SH DFND 2 0 0 6804 VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 261 3310 SH DFND 2 0 0 261 VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 343 7441 SH DFND 2 0 0 343 VANGUARD MUN BD FD INC TAX-EXEMPT BD 922907746 762 15830 SH DFND 2 0 0 762 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 1158 25674 SH DFND 1 25674 0 25674 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 687 9246 SH DFND 1 9246 0 9246 VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 209 3848 SH DFND 2 0 0 209 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 683 9190 SH DFND 2 0 0 683 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 246 5449 SH DFND 2 0 0 246 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 565 8439 SH DFND 2 0 0 565 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4337 32090 SH DFND 2 0 0 4337 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1955 53756 SH DFND 2 0 0 1955 VANGUARD WHITEHALL FDS INC INTL DVD ETF 921946810 335 5412 SH DFND 2 0 0 335 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1113 11736 SH DFND 2 0 0 1113 VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 673 7424 SH DFND 2 0 0 673 VANGUARD WORLD FDS FINANCIALS ETF 92204A405 266 3555 SH DFND 2 0 0 266 VANGUARD WORLD FDS INF TECH ETF 92204A702 674 2188 SH DFND 2 0 0 674 VANGUARD WORLD FDS ENERGY ETF 92204A306 1219 11857 SH DFND 2 0 0 1219 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 819 3646 SH DFND 2 0 0 819 VERISK ANALYTICS INC COM 92345Y106 857 5028 SH DFND 2 0 0 857 VERIZON COMMUNICATIONS INC COM 92343V104 2560 67429 SH DFND 1 67429 0 67429 VERIZON COMMUNICATIONS INC COM 92343V104 978 25766 SH DFND 2 0 0 978 VERTEX PHARMACEUTICALS INC COM 92532F100 11671 40307 SH DFND 1 40307 0 40307 VERTEX PHARMACEUTICALS INC COM 92532F100 1561 5393 SH DFND 2 0 0 1561 VISA INC COM CL A 92826C839 13898 78235 SH DFND 1 78235 0 78235 VISA INC COM CL A 92826C839 4147 23341 SH DFND 2 0 0 4147 VMWARE INC CL A COM 928563402 202 1896 SH DFND 2 0 0 202 WAL-MART STORES INC COM 931142103 1287 9920 SH DFND 1 9920 0 9920 WAL-MART STORES INC COM 931142103 970 7481 SH DFND 2 0 0 970 WARNER BROS DISCOVERY INC COM SER A 934423104 181 15779 SH DFND 1 15779 0 15779 WARNER MUSIC GROUP CORP COM CL A 934550203 330 14213 SH DFND 2 0 0 330 WASTE MGMT INC DEL COM 94106L109 1303 8132 SH DFND 1 8132 0 8132 WASTE MGMT INC DEL COM 94106L109 242 1509 SH DFND 2 0 0 242 WEC ENERGY GROUP INC COM 92939U106 389 4350 SH DFND 1 4350 0 4350 WELLS FARGO & CO NEW COM 949746101 469 11673 SH DFND 2 0 0 469 WESTROCK CO COM 96145D105 319 10317 SH DFND 2 0 0 319 WISDOMTREE TR MIDCAP DIVI FD 97717W505 544 14451 SH DFND 1 14451 0 14451 XYLEM INC COM 98419M100 663 7592 SH DFND 2 0 0 663 YUM BRANDS INC COM 988498101 529 4976 SH DFND 1 4976 0 4976 YUM BRANDS INC COM 988498101 372 3499 SH DFND 2 0 0 372 ZOETIS INC CL A 98978V103 7065 47641 SH DFND 1 47641 0 47641 ZOETIS INC CL A 98978V103 1166 7865 SH DFND 2 0 0 1166