0000950123-21-006562.txt : 20210514 0000950123-21-006562.hdr.sgml : 20210514 20210514160705 ACCESSION NUMBER: 0000950123-21-006562 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20210331 FILED AS OF DATE: 20210514 DATE AS OF CHANGE: 20210514 EFFECTIVENESS DATE: 20210514 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITIZENS FINANCIAL GROUP INC/RI CENTRAL INDEX KEY: 0000759944 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 050412693 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05954 FILM NUMBER: 21924591 BUSINESS ADDRESS: STREET 1: 1 CITIZENS PLAZA CITY: PROVIDENCE STATE: RI ZIP: 02903 BUSINESS PHONE: 4014567000 MAIL ADDRESS: STREET 1: 1 CITIZENS PLAZA CITY: PROVIDENCE STATE: RI ZIP: 02903 13F-HR 1 primary_doc.xml 13F-HR LIVE 0000759944 XXXXXXXX 03-31-2021 03-31-2021 false Citizens Financial Group Inc/RI

1 Citizens Plaza Providence RI 02903

13F COMBINATION REPORT 028-05954 028-17246 Citizens Bank, National Association 028-19418 Clarfeld Financial Advisors, LLC N David H. Shore 781-364-1641 /s/ David H. Shore Westwood MA 05-14-2021 2 451 1898860 false 1 028-17246 Citizens Bank, National Association 2 028-19418 Clarfeld Financial Advisors, LLC INFORMATION TABLE 2 4377.xml INFORMATION TABLE FOR FORM 13F 3M CO COM 88579Y101 2881 14950 SH DFND 1 14950 0 14950 3M CO COM 88579Y101 244 1264 SH DFND 2 0 0 1264 ABBOTT LABS COM 002824100 2243 18713 SH DFND 1 18713 0 18713 ABBOTT LABS COM 002824100 487 4063 SH DFND 2 0 0 4063 ABBVIE INC COM 00287Y109 492 4547 SH DFND 2 0 0 4547 ABBVIE INC COM 00287Y109 1347 12443 SH DFND 1 12443 0 12443 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1861 6736 SH DFND 2 0 0 6736 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 11081 40112 SH DFND 1 40112 0 40112 ACTIVISION BLIZZARD INC COM 00507V109 343 3687 SH DFND 2 0 0 3687 ADOBE SYS INC COM 00724F101 1188 2500 SH DFND 2 0 0 2500 ADOBE SYS INC COM 00724F101 13203 27774 SH DFND 1 27774 0 27774 ADVANCED MICRO DEVICES INC COM 007903107 221 2820 SH DFND 2 0 0 2820 AFLAC INC COM 001055102 315 6160 SH DFND 1 6160 0 6160 AIR 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EAST RES ACQUISITION CO UNIT 07/01/2027 274681204 101 10000 SH DFND 1 10000 0 10000 EBAY INC COM 278642103 359 5858 SH DFND 2 0 0 5858 ECOLAB INC COM 278865100 1759 8217 SH DFND 1 8217 0 8217 EDWARDS LIFESCIENCES CORP COM 28176E108 770 9210 SH DFND 1 9210 0 9210 ELECTRONIC ARTS INC COM 285512109 8397 62033 SH DFND 1 62033 0 62033 ELECTRONIC ARTS INC COM 285512109 390 2879 SH DFND 2 0 0 2879 EMERSON ELEC CO COM 291011104 10555 116990 SH DFND 1 116990 0 116990 EMERSON ELEC CO COM 291011104 707 7840 SH DFND 2 0 0 7840 EVERSOURCE ENERGY COM 30040W108 261 3016 SH DFND 2 0 0 3016 EXXON MOBIL CORP COM 30231G102 1749 31335 SH DFND 2 0 0 31335 EXXON MOBIL CORP COM 30231G102 4207 75353 SH DFND 1 75353 0 75353 FACEBOOK INC CL A 30303M102 23697 80457 SH DFND 1 80457 0 80457 FACEBOOK INC CL A 30303M102 2831 9612 SH DFND 2 0 0 9612 FEDEX CORP COM 31428X106 439 1547 SH DFND 1 1547 0 1547 FISERV INC COM 337738108 4590 38558 SH DFND 1 38558 0 38558 FORD MTR CO DEL COM PAR $0.01 345370860 676 55197 SH DFND 2 0 0 55197 FORD MTR CO DEL COM PAR $0.01 345370860 13708 1118982 SH DFND 1 1118982 0 1118982 GAUCHO GROUP HLDGS INC COM 36809R206 58 16666 SH DFND 2 0 0 16666 GENERAL DYNAMICS CORP COM 369550108 597 3287 SH DFND 1 3287 0 3287 GENERAL ELECTRIC CO COM 369604103 990 75390 SH DFND 1 75390 0 75390 GENERAL ELECTRIC CO COM 369604103 177 13484 SH DFND 2 0 0 13484 GENERAL MLS INC COM 370334104 660 10757 SH DFND 2 0 0 10757 GENERAL MLS INC COM 370334104 369 6019 SH DFND 1 6019 0 6019 GENUINE PARTS CO COM 372460105 217 1875 SH DFND 1 1875 0 1875 GILEAD SCIENCES INC COM 375558103 1083 16750 SH DFND 1 16750 0 16750 GLOBAL X FDS CLOUD COMPUTNG 37954Y442 221 8581 SH DFND 2 0 0 8581 GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 895 8939 SH DFND 2 0 0 8939 GOLDMAN SACHS GROUP INC COM 38141G104 480 1469 SH DFND 2 0 0 1469 GRAINGER W W INC COM 384802104 823 2052 SH DFND 1 2052 0 2052 HANESBRANDS INC COM 410345102 233 11860 SH DFND 1 11860 0 11860 HCA HOLDINGS INC COM 40412C101 9752 51778 SH DFND 1 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464285105 266 16380 SH DFND 2 0 0 16380 ISHARES INC CORE MSCI EMKT 46434G103 20054 311589 SH DFND 2 0 0 311589 ISHARES INC CORE MSCI EMKT 46434G103 20121 312632 SH DFND 1 312632 0 312632 ISHARES INC ESG MSCI EM ETF 46434G863 1031 23815 SH DFND 2 0 0 23815 ISHARES TR IBOXX HI YD ETF 464288513 618 7085 SH DFND 2 0 0 7085 ISHARES TR SELECT DIVID ETF 464287168 842 7383 SH DFND 1 7383 0 7383 ISHARES TR USA MIN VOL ETF 46429B697 3628 52432 SH DFND 1 52432 0 52432 ISHARES TR SP SMCP600GR ETF 464287887 583 4545 SH DFND 2 0 0 4545 ISHARES TR S&P MC 400VL ETF 464287705 615 6033 SH DFND 2 0 0 6033 ISHARES TR CORE US TR BD 46429B267 6528 249238 SH DFND 1 249238 0 249238 ISHARES TR U.S. PFD STK ETF 464288687 520 13532 SH DFND 1 13532 0 13532 ISHARES TR JP MOR EM MK ETF 464288281 1570 14421 SH DFND 1 14421 0 14421 ISHARES TR 1-3 YR TR BD ETF 464287457 1877 21759 SH DFND 1 21759 0 21759 ISHARES TR 7-10 Y TR BD ETF 464287440 1036 9170 SH DFND 1 9170 0 9170 ISHARES TR AGENCY BOND ETF 464288166 210 1787 SH DFND 1 1787 0 1787 ISHARES TR CORE MSCI EAFE 46432F842 31218 433276 SH DFND 1 433276 0 433276 ISHARES TR CORE S&P MCP ETF 464287507 55356 212680 SH DFND 1 212680 0 212680 ISHARES TR CORE S&P SCP ETF 464287804 2986 27509 SH DFND 1 27509 0 27509 ISHARES TR CORE S&P500 ETF 464287200 50214 126223 SH DFND 1 126223 0 126223 ISHARES TR CORE US AGGBD ET 464287226 736 6465 SH DFND 1 6465 0 6465 ISHARES TR EAFE GRWTH ETF 464288885 486 4833 SH DFND 1 4833 0 4833 ISHARES TR ESG AWR US AGRGT 46435U549 433 7918 SH DFND 1 7918 0 7918 ISHARES TR IBOXX INV CP ETF 464287242 2495 19188 SH DFND 1 19188 0 19188 ISHARES TR S&P 500 VAL ETF 464287408 1339 9481 SH DFND 1 9481 0 9481 ISHARES TR MSCI EAFE ETF 464287465 37695 496834 SH DFND 1 496834 0 496834 ISHARES TR MSCI EMG MKT ETF 464287234 739 13860 SH DFND 1 13860 0 13860 ISHARES TR NASDQ BIOTEC ETF 464287556 618 4105 SH DFND 1 4105 0 4105 ISHARES TR RUS 1000 ETF 464287622 204 910 SH DFND 1 910 0 910 ISHARES TR RUS 1000 GRW ETF 464287614 688 2831 SH DFND 1 2831 0 2831 ISHARES TR RUS 1000 VAL ETF 464287598 266 1756 SH DFND 1 1756 0 1756 ISHARES TR RUS MID-CAP ETF 464287499 3588 48538 SH DFND 1 48538 0 48538 ISHARES TR RUSSELL 2000 ETF 464287655 4932 22322 SH DFND 1 22322 0 22322 ISHARES TR S&P 500 GRWT ETF 464287309 9581 147144 SH DFND 1 147144 0 147144 ISHARES TR ESG MSCI EAFE 46435G516 258 3393 SH DFND 1 3393 0 3393 ISHARES TR IBOXX INV CP ETF 464287242 286 2199 SH DFND 2 0 0 2199 ISHARES TR RUS 1000 GRW ETF 464287614 476 1958 SH DFND 2 0 0 1958 ISHARES TR ESG MSCI EAFE 46435G516 471 6203 SH DFND 2 0 0 6203 ISHARES TR MSCI EAFE ETF 464287465 6559 86446 SH DFND 2 0 0 86446 ISHARES TR USA MIN VOL ETF 46429B697 6702 96864 SH DFND 2 0 0 96864 ISHARES TR MSCI EMG MKT ETF 464287234 8633 161852 SH DFND 2 0 0 161852 ISHARES TR RUSSELL 2000 ETF 464287655 30932 140003 SH DFND 2 0 0 140003 ISHARES TR S&P 500 GRWT ETF 464287309 4840 74343 SH DFND 2 0 0 74343 ISHARES TR ESG MSCI USA ETF 46435G425 222 2446 SH DFND 2 0 0 2446 ISHARES TR CORE S&P MCP ETF 464287507 26933 103477 SH DFND 2 0 0 103477 ISHARES TR EAFE MIN VOL ETF 46429B689 251 3443 SH DFND 2 0 0 3443 ISHARES TR CORE S&P SCP ETF 464287804 338 3117 SH DFND 2 0 0 3117 ISHARES TR RUS 2000 VAL ETF 464287630 345 2165 SH DFND 2 0 0 2165 ISHARES TR CORE US TR BD 46429B267 353 13497 SH DFND 2 0 0 13497 ISHARES TR ESG MSCI USA SML 46435U663 383 9946 SH DFND 2 0 0 9946 ISHARES TR RUS 1000 ETF 464287622 423 1890 SH DFND 2 0 0 1890 ISHARES TR CORE MSCI EAFE 46432F842 47664 661543 SH DFND 2 0 0 661543 ISHARES TR SELECT DIVID ETF 464287168 3232 28324 SH DFND 2 0 0 28324 ISHARES TR RUS 1000 VAL ETF 464287598 1045 6895 SH DFND 2 0 0 6895 ISHARES TR SP SMCP600VL ETF 464287879 534 5299 SH DFND 2 0 0 5299 ISHARES TR CORE US AGGBD ET 464287226 1135 9968 SH DFND 2 0 0 9968 ISHARES TR S&P 500 VAL ETF 464287408 4648 32906 SH DFND 2 0 0 32906 ISHARES TR S&P MC 400GR ETF 464287606 532 6794 SH DFND 2 0 0 6794 ISHARES TR CORE MSCI INTL 46435G326 4271 66119 SH DFND 2 0 0 66119 ISHARES TR CORE S&P500 ETF 464287200 36286 91211 SH DFND 2 0 0 91211 ISHARES TR ESG AWR US AGRGT 46435U549 207 3774 SH DFND 2 0 0 3774 ISHARES TR EAFE SML CP ETF 464288273 1522 21188 SH DFND 2 0 0 21188 JOHNSON & JOHNSON COM 478160104 2546 15492 SH DFND 2 0 0 15492 JOHNSON & JOHNSON COM 478160104 11039 67166 SH DFND 1 67166 0 67166 JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 4592 90464 SH DFND 2 0 0 90464 JPMORGAN CHASE & CO COM 46625H100 3255 21384 SH DFND 2 0 0 21384 JPMORGAN CHASE & CO COM 46625H100 21855 143568 SH DFND 1 143568 0 143568 KIMBERLY CLARK CORP COM 494368103 748 5380 SH DFND 1 5380 0 5380 KROGER CO COM 501044101 401 11143 SH DFND 2 0 0 11143 L3HARRIS TECHNOLOGIES INC COM 502431109 7812 38546 SH DFND 1 38546 0 38546 L3HARRIS TECHNOLOGIES INC COM 502431109 314 1551 SH DFND 2 0 0 1551 LAM RESEARCH CORP COM 512807108 206 346 SH DFND 2 0 0 346 LAUDER ESTEE COS INC CL A 518439104 229 788 SH DFND 1 788 0 788 LILLY ELI & CO COM 532457108 11108 59461 SH DFND 1 59461 0 59461 LILLY 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G5960L103 202 1710 SH DFND 2 0 0 1710 MEDTRONIC PLC SHS G5960L103 540 4570 SH DFND 1 4570 0 4570 MERCK & CO INC NEW COM 58933Y105 733 9434 SH DFND 2 0 0 9434 MERCK & CO INC NEW COM 58933Y105 1502 19485 SH DFND 1 19485 0 19485 METTLER TOLEDO INTERNATIONAL COM 592688105 314 272 SH DFND 2 0 0 272 MICROSOFT CORP COM 594918104 10436 44265 SH DFND 2 0 0 44265 MICROSOFT CORP COM 594918104 63332 268617 SH DFND 1 268617 0 268617 MONDELEZ INTL INC CL A 609207105 428 7306 SH DFND 1 7306 0 7306 MONDELEZ INTL INC CL A 609207105 557 9525 SH DFND 2 0 0 9525 MOODYS CORP COM 615369105 299 1000 SH DFND 1 1000 0 1000 MORGAN STANLEY COM NEW 617446448 338 4347 SH DFND 2 0 0 4347 MOTOROLA SOLUTIONS INC COM NEW 620076307 468 2491 SH DFND 1 2491 0 2491 MOTOROLA SOLUTIONS INC COM NEW 620076307 246 1309 SH DFND 2 0 0 1309 NETFLIX INC COM 64110L106 381 730 SH DFND 2 0 0 730 NEW YORK MTG TR INC COM PAR $.02 649604501 45 10000 SH DFND 1 10000 0 10000 NEWMONT MINING CORP COM 651639106 9764 162003 SH DFND 1 162003 0 162003 NEWMONT MINING CORP COM 651639106 408 6772 SH DFND 2 0 0 6772 NEXTERA ENERGY INC COM 65339F101 1034 13680 SH DFND 2 0 0 13680 NEXTERA ENERGY INC COM 65339F101 18488 244514 SH DFND 1 244514 0 244514 NIKE INC CL B 654106103 1150 8638 SH DFND 2 0 0 8638 NIKE INC CL B 654106103 20597 154992 SH DFND 1 154992 0 154992 NITED BANKSHARES INC WEST V COM 909907107 426 11053 SH DFND 1 11053 0 11053 NITED PARCEL SERVICE INC CL B 911312106 575 3381 SH DFND 2 0 0 3381 NITED PARCEL SERVICE INC CL B 911312106 11828 69581 SH DFND 1 69581 0 69581 NORDIC AMERICAN TANKERS LIMI COM G65773106 38 11723 SH DFND 1 11723 0 11723 NORFOLK SOUTHERN CORP COM 655844108 1170 4358 SH DFND 1 4358 0 4358 NORTHROP GRUMMAN CORP COM 666807102 907 2803 SH DFND 1 2803 0 2803 NVIDIA CORP COM 67066G104 11956 22392 SH DFND 1 22392 0 22392 NVIDIA CORP COM 67066G104 1641 3073 SH DFND 2 0 0 3073 O REILLY AUTOMOTIVE INC NEW COM 67103H107 219 431 SH DFND 2 0 0 431 OMNICOM GROUP INC COM 681919106 439 5870 SH DFND 2 0 0 5870 ORACLE CORP COM 68389X105 1108 15791 SH DFND 2 0 0 15791 ORACLE CORP COM 68389X105 14389 205062 SH DFND 1 205062 0 205062 ORMAT TECHNOLOGIES INC COM 686688102 295 3762 SH DFND 2 0 0 3762 PACIFIC BIOSCIENCES CALIF IN COM 69404D108 209 6274 SH DFND 2 0 0 6274 PAYPAL HLDGS INC COM 70450Y103 14499 59705 SH DFND 1 59705 0 59705 PAYPAL HLDGS INC COM 70450Y103 1545 6363 SH DFND 2 0 0 6363 PEPSICO INC COM 713448108 13132 92836 SH DFND 1 92836 0 92836 PEPSICO INC COM 713448108 1073 7583 SH DFND 2 0 0 7583 PFIZER INC COM 717081103 1945 53678 SH DFND 1 53678 0 53678 PFIZER INC COM 717081103 524 14464 SH DFND 2 0 0 14464 PHILIP MORRIS INTL INC COM 718172109 366 4070 SH DFND 2 0 0 4070 PHILIP MORRIS INTL INC COM 718172109 698 7869 SH DFND 1 7869 0 7869 PLUG POWER INC COM NEW 72919P202 249 6959 SH DFND 2 0 0 6959 PNC FINL SVCS GROUP INC COM 693475105 10337 58930 SH DFND 1 58930 0 58930 PNC FINL SVCS GROUP INC COM 693475105 629 3587 SH DFND 2 0 0 3587 PPG INDS INC COM 693506107 1033 6876 SH DFND 1 6876 0 6876 PROCTER & GAMBLE CO COM 742718109 629 4647 SH DFND 2 0 0 4647 PROCTER & GAMBLE CO COM 742718109 3827 28255 SH DFND 1 28255 0 28255 PROGRESSIVE CORP OHIO COM 743315103 761 7959 SH DFND 2 0 0 7959 PROGRESSIVE CORP OHIO COM 743315103 10717 112090 SH DFND 1 112090 0 112090 PRUDENTIAL FINL INC COM 744320102 210 2306 SH DFND 2 0 0 2306 PUTNAM MASTER INTER INCOME T SH BEN INT 746909100 71 16476 SH DFND 1 16476 0 16476 PUTNAM PREMIER INCOME TR SH BEN INT 746853100 249 51213 SH DFND 1 51213 0 51213 QORVO INC COM 74736K101 296 1622 SH DFND 2 0 0 1622 QORVO INC COM 74736K101 7919 43346 SH DFND 1 43346 0 43346 QUALCOMM INC COM 747525103 671 5059 SH DFND 2 0 0 5059 RAYTHEON TECHNOLOGIES CORP COM 75513E101 325 4207 SH DFND 2 0 0 4207 RAYTHEON TECHNOLOGIES CORP COM 75513E101 1317 17039 SH DFND 1 17039 0 17039 REGIONS FINL CORP NEW COM 7591EP100 463 22255 SH DFND 2 0 0 22255 REGIONS FINL CORP NEW COM 7591EP100 11263 545144 SH DFND 1 545144 0 545144 REPLIGEN CORP COM 759916109 276 1422 SH DFND 2 0 0 1422 S&P GLOBAL INC COM 78409V104 3985 11293 SH DFND 1 11293 0 11293 SALESFORCE COM INC COM 79466L302 546 2575 SH DFND 2 0 0 2575 SCHEIN HENRY INC COM 806407102 468 6754 SH DFND 1 6754 0 6754 SCHWAB CHARLES CORP NEW COM 808513105 10510 161241 SH DFND 1 161241 0 161241 SCHWAB CHARLES CORP NEW COM 808513105 595 9129 SH DFND 2 0 0 9129 SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1431 14361 SH DFND 2 0 0 14361 SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1334 17923 SH DFND 2 0 0 17923 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 256 2196 SH DFND 2 0 0 2196 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1015 20687 SH DFND 2 0 0 20687 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 502 3776 SH DFND 2 0 0 3776 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 370 2784 SH DFND 1 2784 0 2784 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1632 20709 SH DFND 1 20709 0 20709 SERVICENOW INC COM 81762P102 203 406 SH DFND 2 0 0 406 SHERWIN WILLIAMS CO COM 824348106 220 298 SH DFND 2 0 0 298 SHERWIN WILLIAMS CO COM 824348106 965 1308 SH DFND 1 1308 0 1308 SOUTHERN CO COM 842587107 743 11960 SH DFND 1 11960 0 11960 SPDR GOLD TRUST GOLD SHS 78463V107 810 5062 SH DFND 2 0 0 5062 SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2044 70692 SH DFND 1 70692 0 70692 SPDR S&P 500 ETF TR TR UNIT 78462F103 5806 14650 SH DFND 2 0 0 14650 SPDR S&P 500 ETF TR TR UNIT 78462F103 46991 118566 SH DFND 1 118566 0 118566 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1435 3015 SH DFND 2 0 0 3015 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 36864 77438 SH DFND 1 77438 0 77438 SPDR SERIES TRUST S&P 500 GROWTH 78464A409 2641 46825 SH DFND 2 0 0 46825 SPDR SERIES TRUST DJ REIT ETF 78464A607 611 6454 SH DFND 2 0 0 6454 SPDR SERIES TRUST S&P BIOTECH 78464A870 209 1540 SH DFND 2 0 0 1540 SPDR SERIES TRUST S&P METALS MNG 78464A755 515 12894 SH DFND 2 0 0 12894 SPDR SERIES TRUST S&P DIVID ETF 78464A763 418 3544 SH DFND 2 0 0 3544 SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 253 4260 SH DFND 1 4260 0 4260 SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 219 2014 SH DFND 2 0 0 2014 SPDR SERIES TRUST S&P 500 VALUE 78464A508 348 9187 SH DFND 2 0 0 9187 SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 1341 50334 SH DFND 1 50334 0 50334 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 463 9602 SH DFND 2 0 0 9602 STANLEY BLACK & DECKER INC COM 854502101 237 1187 SH DFND 1 1187 0 1187 STARBUCKS CORP COM 855244109 1011 9249 SH DFND 1 9249 0 9249 STARBUCKS CORP COM 855244109 820 7507 SH DFND 2 0 0 7507 STATE STR CORP COM 857477103 393 4651 SH DFND 2 0 0 4651 STRYKER CORP COM 863667101 8940 36701 SH DFND 1 36701 0 36701 STRYKER CORP COM 863667101 416 1708 SH DFND 2 0 0 1708 SYSCO CORP COM 871829107 655 8313 SH DFND 1 8313 0 8313 T MOBILE US INC COM 872590104 268 2136 SH DFND 2 0 0 2136 TARGET CORP COM 87612E106 12547 63348 SH DFND 1 63348 0 63348 TARGET CORP COM 87612E106 894 4515 SH DFND 2 0 0 4515 TELEFLEX INC COM 879369106 384 925 SH DFND 1 925 0 925 TESLA MTRS INC COM 88160R101 1001 1498 SH DFND 2 0 0 1498 TEXAS INSTRS INC COM 882508104 1044 5523 SH DFND 2 0 0 5523 TEXAS INSTRS INC COM 882508104 18173 96160 SH DFND 1 96160 0 96160 THERMO FISHER SCIENTIFIC INC COM 883556102 22765 49882 SH DFND 1 49882 0 49882 THERMO FISHER SCIENTIFIC INC COM 883556102 1068 2341 SH DFND 2 0 0 2341 TJX COS INC NEW COM 872540109 323 4879 SH DFND 2 0 0 4879 TJX COS INC NEW COM 872540109 1856 28063 SH DFND 1 28063 0 28063 TRACTOR SUPPLY CO COM 892356106 349 1971 SH DFND 1 1971 0 1971 TRANE TECHNOLOGIES PLC SHS G8994E103 283 1708 SH DFND 2 0 0 1708 TRAVELERS COMPANIES INC COM 89417E109 649 4314 SH DFND 2 0 0 4314 TYSON FOODS INC CL A 902494103 5675 76377 SH DFND 1 76377 0 76377 TYSON FOODS INC CL A 902494103 218 2937 SH DFND 2 0 0 2937 UBER TECHNOLOGIES INC COM 90353T100 231 4235 SH DFND 2 0 0 4235 UNION PAC CORP COM 907818108 9825 44578 SH DFND 1 44578 0 44578 UNION PAC CORP COM 907818108 664 3015 SH DFND 2 0 0 3015 UNITEDHEALTH GROUP INC COM 91324P102 14538 39074 SH DFND 1 39074 0 39074 UNITEDHEALTH GROUP INC COM 91324P102 1657 4455 SH DFND 2 0 0 4455 US BANCORP DEL COM NEW 902973304 762 13778 SH DFND 1 13778 0 13778 US BANCORP DEL COM NEW 902973304 343 6207 SH DFND 2 0 0 6207 VANECK VECTORS ETF TR STEEL ETF 92189F205 331 5933 SH DFND 2 0 0 5933 VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 716 8161 SH DFND 2 0 0 8161 VANGUARD BD INDEX FD INC INTERMED TERM 921937819 474 5346 SH DFND 2 0 0 5346 VANGUARD INDEX FDS TOTAL STK MKT 922908769 231 1119 SH DFND 2 0 0 1119 VANGUARD INDEX FDS SML CP GRW ETF 922908595 291 1058 SH DFND 2 0 0 1058 VANGUARD INDEX FDS SMALL CP ETF 922908751 9903 46258 SH DFND 2 0 0 46258 VANGUARD INDEX FDS TOTAL STK MKT 922908769 284 1374 SH DFND 1 1374 0 1374 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 37482 102887 SH DFND 1 102887 0 102887 VANGUARD INDEX FDS REIT ETF 922908553 10952 119227 SH DFND 1 119227 0 119227 VANGUARD INDEX FDS SM CP VAL ETF 922908611 446 2691 SH DFND 2 0 0 2691 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 48702 133687 SH DFND 2 0 0 133687 VANGUARD INDEX FDS VALUE ETF 922908744 1462 11121 SH DFND 1 11121 0 11121 VANGUARD INDEX FDS REIT ETF 922908553 12805 139397 SH DFND 2 0 0 139397 VANGUARD INDEX FDS LARGE CAP ETF 922908637 5823 31423 SH DFND 2 0 0 31423 VANGUARD INDEX FDS GROWTH ETF 922908736 2278 8861 SH DFND 2 0 0 8861 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 429 2001 SH DFND 2 0 0 2001 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 498 3695 SH DFND 2 0 0 3695 VANGUARD INDEX FDS VALUE ETF 922908744 21471 163330 SH DFND 2 0 0 163330 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1075 20661 SH DFND 1 20661 0 20661 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1315 21676 SH DFND 2 0 0 21676 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8832 145550 SH DFND 1 145550 0 145550 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1978 37993 SH DFND 2 0 0 37993 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 250 4677 SH DFND 2 0 0 4677 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3602 43660 SH DFND 1 43660 0 43660 VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 718 4030 SH DFND 2 0 0 4030 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8837 165589 SH DFND 1 165589 0 165589 VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1854 12606 SH DFND 2 0 0 12606 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 817 16644 SH DFND 2 0 0 16644 VANGUARD WORLD FD ESG US STK ETF 921910733 228 3085 SH DFND 2 0 0 3085 VANGUARD WORLD FDS ENERGY ETF 92204A306 224 3295 SH DFND 2 0 0 3295 VBI VACCINES INC CDA COM 91822J103 32 10385 SH DFND 2 0 0 10385 VERIZON COMMUNICATIONS INC COM 92343V104 799 13734 SH DFND 2 0 0 13734 VERIZON COMMUNICATIONS INC COM 92343V104 13712 235810 SH DFND 1 235810 0 235810 VISA INC COM CL A 92826C839 18994 89709 SH DFND 1 89709 0 89709 VISA INC COM CL A 92826C839 2153 10168 SH DFND 2 0 0 10168 VTV THERAPEUTICS INC CL A 918385105 197 70000 SH DFND 2 0 0 70000 VULCAN MATLS CO COM 929160109 258 1531 SH DFND 2 0 0 1531 VULCAN MATLS CO COM 929160109 7013 41557 SH DFND 1 41557 0 41557 WAL-MART STORES INC COM 931142103 8513 62675 SH DFND 1 62675 0 62675 WAL-MART STORES INC COM 931142103 770 5667 SH DFND 2 0 0 5667 WASTE MGMT INC DEL COM 94106L109 220 1705 SH DFND 2 0 0 1705 WASTE MGMT INC DEL COM 94106L109 1683 13047 SH DFND 1 13047 0 13047 WATERS CORP COM 941848103 325 1142 SH DFND 2 0 0 1142 WEC ENERGY GROUP INC COM 92939U106 433 4625 SH DFND 1 4625 0 4625 WELLS FARGO & CO NEW COM 949746101 406 10380 SH DFND 1 10380 0 10380 WELLS FARGO & CO NEW COM 949746101 272 6965 SH DFND 2 0 0 6965 WISDOMTREE TR MIDCAP DIVI FD 97717W505 657 16255 SH DFND 1 16255 0 16255 XYLEM INC COM 98419M100 628 5967 SH DFND 2 0 0 5967 YUM BRANDS INC COM 988498101 624 5766 SH DFND 1 5766 0 5766 ZOETIS INC CL A 98978V103 8891 56461 SH DFND 1 56461 0 56461 ZOETIS INC CL A 98978V103 507 3219 SH DFND 2 0 0 3219 ZYNGA INC CL A 98986T108 128 12524 SH DFND 2 0 0 12524