The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,720 15,561 SH   DFND 1 15,561 0 15,561
ABBOTT LABS COM 002824100 353 3,225 SH   DFND 2 0 0 3,225
ABBOTT LABS COM 002824100 2,060 18,818 SH   DFND 1 18,818 0 18,818
ABBVIE INC COM 00287Y109 306 2,854 SH   DFND 2 0 0 2,854
ABBVIE INC COM 00287Y109 1,373 12,812 SH   DFND 1 12,812 0 12,812
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,565 5,991 SH   DFND 2 0 0 5,991
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 10,622 40,663 SH   DFND 1 40,663 0 40,663
ACTIVISION BLIZZARD INC COM 00507V109 296 3,190 SH   DFND 2 0 0 3,190
ADOBE SYS INC COM 00724F101 1,160 2,319 SH   DFND 2 0 0 2,319
ADOBE SYS INC COM 00724F101 14,039 28,071 SH   DFND 1 28,071 0 28,071
AFLAC INC COM 001055102 368 8,266 SH   DFND 1 8,266 0 8,266
AIR PRODS & CHEMS INC COM 009158106 765 2,800 SH   DFND 1 2,800 0 2,800
ALIGN TECHNOLOGY INC COM 016255101 2,015 3,771 SH   DFND 1 3,771 0 3,771
ALLSTATE CORP COM 020002101 259 2,353 SH   DFND 2 0 0 2,353
ALPHABET INC CAP STK CL A 02079K305 22,975 13,109 SH   DFND 1 13,109 0 13,109
ALPHABET INC CAP STK CL C 02079K107 15,068 8,601 SH   DFND 1 8,601 0 8,601
ALPHABET INC CAP STK CL C 02079K107 948 541 SH   DFND 2 0 0 541
ALPHABET INC CAP STK CL A 02079K305 2,219 1,266 SH   DFND 2 0 0 1,266
ALTRIA GROUP INC COM 02209S103 466 11,370 SH   DFND 1 11,370 0 11,370
AMAZON COM INC COM 023135106 31,282 9,605 SH   DFND 1 9,605 0 9,605
AMAZON COM INC COM 023135106 3,899 1,197 SH   DFND 2 0 0 1,197
AMERICAN ELEC PWR INC COM 025537101 215 2,578 SH   DFND 1 2,578 0 2,578
AMERICAN EXPRESS CO COM 025816109 8,218 67,967 SH   DFND 1 67,967 0 67,967
AMERICAN EXPRESS CO COM 025816109 628 5,192 SH   DFND 2 0 0 5,192
AMERICAN TOWER CORP NEW COM 03027X100 6,763 30,132 SH   DFND 1 30,132 0 30,132
AMERICAN WTR WKS CO INC NEW COM 030420103 954 6,213 SH   DFND 2 0 0 6,213
AMERIPRISE FINL INC COM 03076C106 349 1,794 SH   DFND 1 1,794 0 1,794
AMGEN INC COM 031162100 534 2,322 SH   DFND 2 0 0 2,322
AMGEN INC COM 031162100 13,271 57,721 SH   DFND 1 57,721 0 57,721
ANALOG DEVICES INC COM 032654105 281 1,903 SH   DFND 1 1,903 0 1,903
ANTHEM INC COM 036752103 302 942 SH   DFND 2 0 0 942
AON PLC SHS CL A G0403H108 477 2,258 SH   DFND 2 0 0 2,258
AON PLC SHS CL A G0403H108 6,711 31,765 SH   DFND 1 31,765 0 31,765
APPLE INC COM 037833100 81,617 615,092 SH   DFND 1 615,092 0 615,092
APPLE INC COM 037833100 9,399 70,832 SH   DFND 2 0 0 70,832
APPLIED MATLS INC COM 038222105 11,164 129,358 SH   DFND 1 129,358 0 129,358
APPLIED MATLS INC COM 038222105 525 6,085 SH   DFND 2 0 0 6,085
AT&T INC COM 00206R102 464 16,148 SH   DFND 2 0 0 16,148
AT&T INC COM 00206R102 3,370 117,163 SH   DFND 1 117,163 0 117,163
AUTODESK INC COM 052769106 496 1,624 SH   DFND 2 0 0 1,624
AUTODESK INC COM 052769106 11,245 36,829 SH   DFND 1 36,829 0 36,829
AUTOMATIC DATA PROCESSING IN COM 053015103 238 1,349 SH   DFND 2 0 0 1,349
AUTOMATIC DATA PROCESSING IN COM 053015103 3,336 18,935 SH   DFND 1 18,935 0 18,935
AUTOZONE INC COM 053332102 605 510 SH   DFND 1 510 0 510
BANK AMER CORP COM 060505104 1,137 37,501 SH   DFND 2 0 0 37,501
BANK AMER CORP COM 060505104 11,389 375,767 SH   DFND 1 375,517 0 375,767
BECTON DICKINSON & CO COM 075887109 283 1,133 SH   DFND 1 1,133 0 1,133
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 325 1,400 SH   DFND 2 0 0 1,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,575 6,792 SH   DFND 1 6,792 0 6,792
BIOGEN INC COM 09062X103 255 1,041 SH   DFND 2 0 0 1,041
BIOGEN INC COM 09062X103 7,043 28,763 SH   DFND 1 28,763 0 28,763
BLACKROCK INC COM 09247X101 585 811 SH   DFND 2 0 0 811
BLACKROCK INC COM 09247X101 211 293 SH   DFND 1 293 0 293
BOEING CO COM 097023105 229 1,072 SH   DFND 2 0 0 1,072
BOEING CO COM 097023105 3,656 17,078 SH   DFND 1 17,078 0 17,078
BOSTON SCIENTIFIC CORP COM 101137107 258 7,166 SH   DFND 1 7,166 0 7,166
BRISTOL MYERS SQUIBB CO COM 110122108 243 3,919 SH   DFND 2 0 0 3,919
BRISTOL MYERS SQUIBB CO COM 110122108 1,677 27,038 SH   DFND 1 27,038 0 27,038
BROADWIND ENERGY INC COM NEW 11161T207 98 12,326 SH   DFND 2 0 0 12,326
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105 259 4,446 SH   DFND 2 0 0 4,446
CAPITAL ONE FINL CORP COM 14040H105 347 3,508 SH   DFND 1 3,508 0 3,508
CATERPILLAR INC DEL COM 149123101 1,039 5,710 SH   DFND 1 5,710 0 5,710
CBRE GROUP INC CL A 12504L109 200 3,190 SH   DFND 2 0 0 3,190
CDK GLOBAL INC COM 12508E101 374 7,213 SH   DFND 1 7,213 0 7,213
CHARTER COMMUNICATIONS INC N CL A 16119P108 390 590 SH   DFND 2 0 0 590
CHEVRON CORP NEW COM 166764100 1,747 20,692 SH   DFND 1 20,442 0 20,692
CHUBB LIMITED COM H1467J104 373 2,423 SH   DFND 2 0 0 2,423
CHURCH & DWIGHT INC COM 171340102 250 2,870 SH   DFND 1 2,870 0 2,870
CIGNA CORP NEW COM 125523100 1,883 9,047 SH   DFND 1 9,047 0 9,047
CIGNA CORP NEW COM 125523100 274 1,318 SH   DFND 2 0 0 1,318
CINTAS CORP COM 172908105 11,305 31,984 SH   DFND 1 31,984 0 31,984
CINTAS CORP COM 172908105 305 862 SH   DFND 2 0 0 862
CISCO SYS INC COM 17275R102 490 10,949 SH   DFND 2 0 0 10,949
CISCO SYS INC COM 17275R102 9,280 207,369 SH   DFND 1 207,369 0 207,369
CITIGROUP INC COM NEW 172967424 2,672 43,327 SH   DFND 1 43,327 0 43,327
CITIGROUP INC COM NEW 172967424 1,200 19,462 SH   DFND 2 0 0 19,462
CITIZENS FINL GROUP INC COM 174610105 2,321 64,902 SH   DFND 2 0 0 64,902
CITRIX SYS INC COM 177376100 278 2,139 SH   DFND 2 0 0 2,139
CLOROX CO DEL COM 189054109 926 4,587 SH   DFND 1 4,587 0 4,587
COCA COLA CO COM 191216100 3,016 55,000 SH   DFND 1 55,000 0 55,000
COCA COLA CO COM 191216100 621 11,330 SH   DFND 2 0 0 11,330
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 228 2,778 SH   DFND 2 0 0 2,778
COLGATE PALMOLIVE CO COM 194162103 264 3,083 SH   DFND 2 0 0 3,083
COLGATE PALMOLIVE CO COM 194162103 2,551 29,834 SH   DFND 1 29,834 0 29,834
COMCAST CORP NEW CL A 20030N101 10,051 191,809 SH   DFND 1 191,809 0 191,809
COMCAST CORP NEW CL A 20030N101 543 10,367 SH   DFND 2 0 0 10,367
CONOCOPHILLIPS COM 20825C104 2,371 59,281 SH   DFND 1 58,831 0 59,281
CONSOLIDATED EDISON INC COM 209115104 478 6,619 SH   DFND 1 6,619 0 6,619
COSTCO WHSL CORP NEW COM 22160K105 419 1,112 SH   DFND 2 0 0 1,112
COSTCO WHSL CORP NEW COM 22160K105 11,085 29,420 SH   DFND 1 29,420 0 29,420
COVANTA HLDG CORP COM 22282E102 264 20,139 SH   DFND 2 0 0 20,139
CSX CORP COM 126408103 242 2,665 SH   DFND 2 0 0 2,665
CSX CORP COM 126408103 291 3,210 SH   DFND 1 3,210 0 3,210
CUMMINS INC COM 231021106 609 2,683 SH   DFND 2 0 0 2,683
CVS HEALTH CORP COM 126650100 924 13,521 SH   DFND 2 0 0 13,521
CVS HEALTH CORP COM 126650100 13,599 199,114 SH   DFND 1 199,114 0 199,114
D R HORTON INC COM 23331A109 262 3,803 SH   DFND 2 0 0 3,803
D R HORTON INC COM 23331A109 9,609 139,425 SH   DFND 1 139,425 0 139,425
DANAHER CORP DEL COM 235851102 237 1,066 SH   DFND 2 0 0 1,066
DANAHER CORP DEL COM 235851102 4,210 18,950 SH   DFND 1 18,950 0 18,950
DARLING INGREDIENTS INC COM 237266101 369 6,395 SH   DFND 2 0 0 6,395
DBX ETF TR XTRAK MSCI EAFE 233051200 918 27,299 SH   DFND 2 0 0 27,299
DENTSPLY SIRONA INC COM 24906P109 277 5,290 SH   DFND 1 5,290 0 5,290
DIGITAL RLTY TR INC COM 253868103 6,869 49,237 SH   DFND 1 49,237 0 49,237
DISNEY WALT CO COM DISNEY 254687106 3,410 18,824 SH   DFND 1 18,824 0 18,824
DISNEY WALT CO COM DISNEY 254687106 904 4,988 SH   DFND 2 0 0 4,988
DOLLAR GEN CORP NEW COM 256677105 11,427 54,336 SH   DFND 1 54,336 0 54,336
DOLLAR GEN CORP NEW COM 256677105 414 1,966 SH   DFND 2 0 0 1,966
DOMINION RES INC VA NEW COM 25746U109 223 2,971 SH   DFND 2 0 0 2,971
DOMINION RES INC VA NEW COM 25746U109 6,329 84,162 SH   DFND 1 84,162 0 84,162
DOMINOS PIZZA INC COM 25754A201 280 731 SH   DFND 1 731 0 731
DOVER CORP COM 260003108 221 1,750 SH   DFND 1 1,750 0 1,750
DUKE ENERGY CORP NEW COM NEW 26441C204 2,080 22,715 SH   DFND 1 22,715 0 22,715
EAST RES ACQUISITION CO UNIT 07/01/2027 274681204 106 10,000 SH   DFND 1 10,000 0 10,000
EBAY INC COM 278642103 256 5,102 SH   DFND 2 0 0 5,102
ECOLAB INC COM 278865100 1,778 8,217 SH   DFND 1 8,217 0 8,217
EDWARDS LIFESCIENCES CORP COM 28176E108 11,659 127,801 SH   DFND 1 127,801 0 127,801
EDWARDS LIFESCIENCES CORP COM 28176E108 426 4,672 SH   DFND 2 0 0 4,672
ELECTRONIC ARTS INC COM 285512109 9,076 63,201 SH   DFND 1 63,201 0 63,201
ELECTRONIC ARTS INC COM 285512109 319 2,224 SH   DFND 2 0 0 2,224
EMERSON ELEC CO COM 291011104 870 10,827 SH   DFND 1 10,827 0 10,827
EMERSON ELEC CO COM 291011104 337 4,192 SH   DFND 2 0 0 4,192
EVERSOURCE ENERGY COM 30040W108 279 3,230 SH   DFND 2 0 0 3,230
EXXON MOBIL CORP COM 30231G102 3,167 76,843 SH   DFND 1 76,843 0 76,843
EXXON MOBIL CORP COM 30231G102 260 6,308 SH   DFND 2 0 0 6,308
FACEBOOK INC CL A 30303M102 22,423 82,089 SH   DFND 1 82,089 0 82,089
FACEBOOK INC CL A 30303M102 2,110 7,723 SH   DFND 2 0 0 7,723
FEDEX CORP COM 31428X106 402 1,547 SH   DFND 1 1,547 0 1,547
FISERV INC COM 337738108 4,397 38,618 SH   DFND 1 38,618 0 38,618
FORD MTR CO DEL COM PAR $0.01 345370860 7,300 830,461 SH   DFND 1 830,461 0 830,461
FORD MTR CO DEL COM PAR $0.01 345370860 202 22,945 SH   DFND 2 0 0 22,945
GENERAL DYNAMICS CORP COM 369550108 505 3,393 SH   DFND 1 3,393 0 3,393
GENERAL ELECTRIC CO COM 369604103 834 77,268 SH   DFND 1 77,268 0 77,268
GENERAL ELECTRIC CO COM 369604103 886 82,058 SH   DFND 2 0 0 82,058
GENERAL MLS INC COM 370334104 360 6,119 SH   DFND 1 6,119 0 6,119
GENERAL MLS INC COM 370334104 232 3,951 SH   DFND 2 0 0 3,951
GILEAD SCIENCES INC COM 375558103 983 16,875 SH   DFND 1 16,875 0 16,875
GLOBAL PMTS INC COM 37940X102 260 1,208 SH   DFND 1 1,208 0 1,208
GLOBAL X FDS CLOUD COMPUTNG 37954Y442 239 8,581 SH   DFND 2 0 0 8,581
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 895 8,939 SH   DFND 2 0 0 8,939
GOLDMAN SACHS GROUP INC COM 38141G104 348 1,320 SH   DFND 2 0 0 1,320
GRAINGER W W INC COM 384802104 838 2,052 SH   DFND 1 2,052 0 2,052
HANESBRANDS INC COM 410345102 180 12,360 SH   DFND 1 12,360 0 12,360
HCA HOLDINGS INC COM 40412C101 325 1,976 SH   DFND 2 0 0 1,976
HCA HOLDINGS INC COM 40412C101 8,667 52,699 SH   DFND 1 52,699 0 52,699
HERSHEY CO COM 427866108 530 3,481 SH   DFND 2 0 0 3,481
HERSHEY CO COM 427866108 8,105 53,205 SH   DFND 1 53,205 0 53,205
HEWLETT PACKARD ENTERPRISE C COM 42824C109 161 13,553 SH   DFND 2 0 0 13,553
HOME DEPOT INC COM 437076102 864 3,253 SH   DFND 2 0 0 3,253
HOME DEPOT INC COM 437076102 14,510 54,627 SH   DFND 1 54,627 0 54,627
HONEYWELL INTL INC COM 438516106 560 2,634 SH   DFND 2 0 0 2,634
HONEYWELL INTL INC COM 438516106 16,165 76,001 SH   DFND 1 76,001 0 76,001
HOWMET AEROSPACE INC COM 443201108 271 9,509 SH   DFND 1 9,509 0 9,509
HP INC COM 40434L105 264 10,739 SH   DFND 2 0 0 10,739
HUMANA INC COM 444859102 327 796 SH   DFND 2 0 0 796
IDEXX LABS INC COM 45168D104 281 563 SH   DFND 2 0 0 563
IHS MARKIT LTD SHS G47567105 410 4,563 SH   DFND 2 0 0 4,563
ILLINOIS TOOL WKS INC COM 452308109 2,176 10,673 SH   DFND 1 10,673 0 10,673
ILLINOIS TOOL WKS INC COM 452308109 444 2,180 SH   DFND 2 0 0 2,180
INTEL CORP COM 458140100 715 14,361 SH   DFND 2 0 0 14,361
INTEL CORP COM 458140100 1,470 29,495 SH   DFND 1 29,495 0 29,495
INTERCONTINENTAL EXCHANGE IN COM 45866F104 503 4,360 SH   DFND 1 4,360 0 4,360
INTERNATIONAL BUSINESS MACHS COM 459200101 1,392 11,054 SH   DFND 1 11,054 0 11,054
INTERNATIONAL BUSINESS MACHS COM 459200101 301 2,392 SH   DFND 2 0 0 2,392
INTERPUBLIC GROUP COS INC COM 460690100 313 13,297 SH   DFND 2 0 0 13,297
INTUIT COM 461202103 259 681 SH   DFND 2 0 0 681
INTUIT COM 461202103 735 1,934 SH   DFND 1 1,934 0 1,934
INVESCO ACTIVELY MANAGD ETF TOTAL RETURN 46090A804 1,421 24,640 SH   DFND 2 0 0 24,640
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 222 15,082 SH   DFND 2 0 0 15,082
INVESCO EXCHANGE TRADED FD T DIVID ACHIEVEV 46137V506 873 26,562 SH   DFND 2 0 0 26,562
INVESCO QQQ TR UNIT SER 1 46090E103 309 984 SH   DFND 2 0 0 984
ISHARES EM MK MINVOL ETF 464286533 1,016 16,635 SH   DFND 2 0 0 16,635
ISHARES GOLD TRUST ISHARES 464285105 272 15,025 SH   DFND 2 0 0 15,025
ISHARES INC CORE MSCI EMKT 46434G103 16,080 259,180 SH   DFND 2 0 0 259,180
ISHARES INC CORE MSCI EMKT 46434G103 19,521 314,650 SH   DFND 1 314,650 0 314,650
ISHARES INC ESG MSCI EM ETF 46434G863 935 22,273 SH   DFND 2 0 0 22,273
ISHARES TR S&P 500 VAL ETF 464287408 1,214 9,481 SH   DFND 1 9,481 0 9,481
ISHARES TR IBOXX INV CP ETF 464287242 303 2,196 SH   DFND 2 0 0 2,196
ISHARES TR S&P 500 GRWT ETF 464287309 9,439 147,900 SH   DFND 1 147,900 0 147,900
ISHARES TR RUS 1000 VAL ETF 464287598 829 6,066 SH   DFND 2 0 0 6,066
ISHARES TR CORE US AGGBD ET 464287226 764 6,465 SH   DFND 1 6,465 0 6,465
ISHARES TR MSCI EMG MKT ETF 464287234 716 13,860 SH   DFND 1 13,860 0 13,860
ISHARES TR RUS MID-CAP ETF 464287499 3,328 48,545 SH   DFND 1 48,545 0 48,545
ISHARES TR RUS 1000 VAL ETF 464287598 250 1,826 SH   DFND 1 1,826 0 1,826
ISHARES TR RUS 1000 GRW ETF 464287614 698 2,894 SH   DFND 1 2,894 0 2,894
ISHARES TR NASDQ BIOTEC ETF 464287556 622 4,105 SH   DFND 1 4,105 0 4,105
ISHARES TR RUS 1000 ETF 464287622 400 1,890 SH   DFND 2 0 0 1,890
ISHARES TR RUSSELL 2000 ETF 464287655 4,803 24,500 SH   DFND 1 24,500 0 24,500
ISHARES TR CORE S&P500 ETF 464287200 47,877 127,540 SH   DFND 1 127,540 0 127,540
ISHARES TR MSCI EAFE ETF 464287465 36,325 497,870 SH   DFND 1 497,870 0 497,870
ISHARES TR JP MOR EM MK ETF 464288281 1,572 13,560 SH   DFND 1 13,560 0 13,560
ISHARES TR RUS 2000 VAL ETF 464287630 285 2,165 SH   DFND 2 0 0 2,165
ISHARES TR ESG MSCI USA ETF 46435G425 210 2,446 SH   DFND 2 0 0 2,446
ISHARES TR SELECT DIVID ETF 464287168 2,724 28,324 SH   DFND 2 0 0 28,324
ISHARES TR CORE S&P MCP ETF 464287507 18,248 79,398 SH   DFND 2 0 0 79,398
ISHARES TR RUSSELL 2000 ETF 464287655 26,923 137,320 SH   DFND 2 0 0 137,320
ISHARES TR 1-3 YR TR BD ETF 464287457 1,337 15,478 SH   DFND 1 15,478 0 15,478
ISHARES TR 7-10 Y TR BD ETF 464287440 1,280 10,670 SH   DFND 1 10,670 0 10,670
ISHARES TR AGENCY BOND ETF 464288166 226 1,892 SH   DFND 1 1,892 0 1,892
ISHARES TR CORE MSCI EAFE 46432F842 29,108 421,305 SH   DFND 1 421,305 0 421,305
ISHARES TR CORE S&P MCP ETF 464287507 48,174 209,608 SH   DFND 1 209,608 0 209,608
ISHARES TR CORE S&P SCP ETF 464287804 2,551 27,753 SH   DFND 1 27,753 0 27,753
ISHARES TR ESG MSCI USA SML 46435U663 322 9,431 SH   DFND 2 0 0 9,431
ISHARES TR USA MIN VOL ETF 46429B697 7,138 105,152 SH   DFND 2 0 0 105,152
ISHARES TR CORE US TR BD 46429B267 384 14,089 SH   DFND 2 0 0 14,089
ISHARES TR U.S. PFD STK ETF 464288687 521 13,532 SH   DFND 1 13,532 0 13,532
ISHARES TR SELECT DIVID ETF 464287168 718 7,462 SH   DFND 1 7,462 0 7,462
ISHARES TR USA MIN VOL ETF 46429B697 3,877 57,114 SH   DFND 1 57,114 0 57,114
ISHARES TR ESG AWR US AGRGT 46435U549 212 3,749 SH   DFND 1 3,749 0 3,749
ISHARES TR EAFE GRWTH ETF 464288885 497 4,921 SH   DFND 1 4,921 0 4,921
ISHARES TR EAFE MIN VOL ETF 46429B689 253 3,443 SH   DFND 2 0 0 3,443
ISHARES TR MBS ETF 464288588 216 1,958 SH   DFND 2 0 0 1,958
ISHARES TR ESG MSCI EAFE 46435G516 293 4,009 SH   DFND 2 0 0 4,009
ISHARES TR MSCI EAFE ETF 464287465 6,055 82,996 SH   DFND 2 0 0 82,996
ISHARES TR S&P 500 GRWT ETF 464287309 4,745 74,343 SH   DFND 2 0 0 74,343
ISHARES TR MSCI EMG MKT ETF 464287234 8,377 162,122 SH   DFND 2 0 0 162,122
ISHARES TR CORE S&P500 ETF 464287200 34,106 90,854 SH   DFND 2 0 0 90,854
ISHARES TR S&P MC 400GR ETF 464287606 491 6,794 SH   DFND 2 0 0 6,794
ISHARES TR IBOXX HI YD ETF 464288513 597 6,836 SH   DFND 2 0 0 6,836
ISHARES TR CORE MSCI EAFE 46432F842 36,435 527,354 SH   DFND 2 0 0 527,354
ISHARES TR CORE MSCI INTL 46435G326 4,081 66,213 SH   DFND 2 0 0 66,213
ISHARES TR CORE US AGGBD ET 464287226 1,083 9,161 SH   DFND 2 0 0 9,161
ISHARES TR EAFE SML CP ETF 464288273 1,530 22,388 SH   DFND 2 0 0 22,388
ISHARES TR S&P 500 VAL ETF 464287408 4,218 32,944 SH   DFND 2 0 0 32,944
ISHARES TR SP SMCP600VL ETF 464287879 431 5,299 SH   DFND 2 0 0 5,299
ISHARES TR S&P MC 400VL ETF 464287705 521 6,033 SH   DFND 2 0 0 6,033
ISHARES TR CORE S&P SCP ETF 464287804 318 3,465 SH   DFND 2 0 0 3,465
ISHARES TR CORE US TR BD 46429B267 8,720 320,112 SH   DFND 1 320,112 0 320,112
ISHARES TR RUS 1000 GRW ETF 464287614 472 1,958 SH   DFND 2 0 0 1,958
ISHARES TR IBOXX INV CP ETF 464287242 2,651 19,192 SH   DFND 1 19,192 0 19,192
ISHARES TR SP SMCP600GR ETF 464287887 519 4,545 SH   DFND 2 0 0 4,545
JOHNSON & JOHNSON COM 478160104 10,660 67,734 SH   DFND 1 67,734 0 67,734
JOHNSON & JOHNSON COM 478160104 1,230 7,815 SH   DFND 2 0 0 7,815
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 4,616 90,881 SH   DFND 2 0 0 90,881
JPMORGAN CHASE & CO COM 46625H100 2,362 18,589 SH   DFND 2 0 0 18,589
JPMORGAN CHASE & CO COM 46625H100 18,517 145,723 SH   DFND 1 145,723 0 145,723
KELLOGG CO COM 487836108 282 4,529 SH   DFND 2 0 0 4,529
KIMBERLY CLARK CORP COM 494368103 5,863 43,481 SH   DFND 1 43,481 0 43,481
KIMBERLY CLARK CORP COM 494368103 212 1,575 SH   DFND 2 0 0 1,575
L3HARRIS TECHNOLOGIES INC COM 502431109 202 1,066 SH   DFND 2 0 0 1,066
L3HARRIS TECHNOLOGIES INC COM 502431109 7,435 39,333 SH   DFND 1 39,333 0 39,333
LAUDER ESTEE COS INC CL A 518439104 226 848 SH   DFND 1 848 0 848
LILLY ELI & CO COM 532457108 502 2,973 SH   DFND 2 0 0 2,973
LILLY ELI & CO COM 532457108 10,274 60,853 SH   DFND 1 60,853 0 60,853
LINDE PLC COM G5494J103 295 1,121 SH   DFND 2 0 0 1,121
LINDE PLC COM G5494J103 9,121 34,614 SH   DFND 1 34,614 0 34,614
LOCKHEED MARTIN CORP COM 539830109 225 633 SH   DFND 1 633 0 633
LOWES COS INC COM 548661107 1,877 11,693 SH   DFND 1 11,693 0 11,693
MARRIOTT INTL INC NEW CL A 571903202 529 4,009 SH   DFND 1 4,009 0 4,009
MARSH & MCLENNAN COS INC COM 571748102 3,177 27,148 SH   DFND 1 27,148 0 27,148
MASTERCARD INC CL A 57636Q104 1,097 3,074 SH   DFND 2 0 0 3,074
MASTERCARD INC CL A 57636Q104 1,030 2,887 SH   DFND 1 2,887 0 2,887
MCDONALDS CORP COM 580135101 421 1,962 SH   DFND 2 0 0 1,962
MCDONALDS CORP COM 580135101 3,489 16,257 SH   DFND 1 16,257 0 16,257
MCKESSON CORP COM 58155Q103 208 1,194 SH   DFND 2 0 0 1,194
MEDTRONIC PLC SHS G5960L103 535 4,570 SH   DFND 1 4,570 0 4,570
MERCK & CO INC NEW COM 58933Y105 606 7,403 SH   DFND 2 0 0 7,403
MERCK & CO INC NEW COM 58933Y105 1,609 19,667 SH   DFND 1 19,667 0 19,667
METTLER TOLEDO INTERNATIONAL COM 592688105 287 252 SH   DFND 2 0 0 252
MICROSOFT CORP COM 594918104 8,338 37,489 SH   DFND 2 0 0 37,489
MICROSOFT CORP COM 594918104 60,916 273,880 SH   DFND 1 273,880 0 273,880
MONDELEZ INTL INC CL A 609207105 427 7,306 SH   DFND 1 7,306 0 7,306
MONDELEZ INTL INC CL A 609207105 454 7,757 SH   DFND 2 0 0 7,757
MOODYS CORP COM 615369105 290 1,000 SH   DFND 1 1,000 0 1,000
MORGAN STANLEY COM NEW 617446448 207 3,024 SH   DFND 2 0 0 3,024
MOTOROLA SOLUTIONS INC COM NEW 620076307 266 1,562 SH   DFND 2 0 0 1,562
MOTOROLA SOLUTIONS INC COM NEW 620076307 5,453 32,066 SH   DFND 1 32,066 0 32,066
NETFLIX INC COM 64110L106 221 408 SH   DFND 2 0 0 408
NEXTERA ENERGY INC COM 65339F101 19,045 246,862 SH   DFND 1 246,862 0 246,862
NEXTERA ENERGY INC COM 65339F101 725 9,396 SH   DFND 2 0 0 9,396
NIKE INC CL B 654106103 22,216 157,037 SH   DFND 1 157,037 0 157,037
NIKE INC CL B 654106103 1,105 7,808 SH   DFND 2 0 0 7,808
NITED BANKSHARES INC WEST V COM 909907107 358 11,053 SH   DFND 1 11,053 0 11,053
NITED PARCEL SERVICE INC CL B 911312106 11,899 70,658 SH   DFND 1 70,658 0 70,658
NITED PARCEL SERVICE INC CL B 911312106 432 2,565 SH   DFND 2 0 0 2,565
NORDIC AMERICAN TANKERS LIMI COM G65773106 35 11,723 SH   DFND 1 11,723 0 11,723
NORFOLK SOUTHERN CORP COM 655844108 1,122 4,723 SH   DFND 1 4,723 0 4,723
NORTHROP GRUMMAN CORP COM 666807102 854 2,803 SH   DFND 1 2,803 0 2,803
NVIDIA CORP COM 67066G104 11,853 22,698 SH   DFND 1 22,698 0 22,698
NVIDIA CORP COM 67066G104 1,335 2,556 SH   DFND 2 0 0 2,556
OMNICOM GROUP INC COM 681919106 405 6,492 SH   DFND 2 0 0 6,492
ORACLE CORP COM 68389X105 13,543 209,345 SH   DFND 1 209,345 0 209,345
ORACLE CORP COM 68389X105 905 13,984 SH   DFND 2 0 0 13,984
ORMAT TECHNOLOGIES INC COM 686688102 340 3,762 SH   DFND 2 0 0 3,762
PAYPAL HLDGS INC COM 70450Y103 1,239 5,290 SH   DFND 2 0 0 5,290
PAYPAL HLDGS INC COM 70450Y103 14,242 60,810 SH   DFND 1 60,810 0 60,810
PEPSICO INC COM 713448108 1,093 7,373 SH   DFND 2 0 0 7,373
PEPSICO INC COM 713448108 13,963 94,156 SH   DFND 1 94,156 0 94,156
PFIZER INC COM 717081103 411 11,177 SH   DFND 2 0 0 11,177
PFIZER INC COM 717081103 2,084 56,603 SH   DFND 1 56,603 0 56,603
PHILIP MORRIS INTL INC COM 718172109 651 7,869 SH   DFND 1 7,869 0 7,869
PLUG POWER INC COM NEW 72919P202 365 10,756 SH   DFND 2 0 0 10,756
PNC FINL SVCS GROUP INC COM 693475105 8,959 60,129 SH   DFND 1 60,129 0 60,129
PNC FINL SVCS GROUP INC COM 693475105 445 2,985 SH   DFND 2 0 0 2,985
PPG INDS INC COM 693506107 992 6,876 SH   DFND 1 6,876 0 6,876
PROCTER & GAMBLE CO COM 742718109 463 3,324 SH   DFND 2 0 0 3,324
PROCTER & GAMBLE CO COM 742718109 4,045 29,070 SH   DFND 1 29,070 0 29,070
PROGRESSIVE CORP OHIO COM 743315103 678 6,861 SH   DFND 2 0 0 6,861
PROGRESSIVE CORP OHIO COM 743315103 11,284 114,119 SH   DFND 1 114,119 0 114,119
PUTNAM MASTER INTER INCOME T SH BEN INT 746909100 70 16,476 SH   DFND 1 16,476 0 16,476
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 238 51,213 SH   DFND 1 51,213 0 51,213
QUALCOMM INC COM 747525103 689 4,520 SH   DFND 2 0 0 4,520
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,226 17,144 SH   DFND 1 17,144 0 17,144
RAYTHEON TECHNOLOGIES CORP COM 75513E101 204 2,855 SH   DFND 2 0 0 2,855
REGIONS FINL CORP NEW COM 7591EP100 6,687 414,797 SH   DFND 1 414,797 0 414,797
REGIONS FINL CORP NEW COM 7591EP100 177 11,011 SH   DFND 2 0 0 11,011
REPLIGEN CORP COM 759916109 272 1,422 SH   DFND 2 0 0 1,422
S&P GLOBAL INC COM 78409V104 3,795 11,543 SH   DFND 1 11,543 0 11,543
SALESFORCE COM INC COM 79466L302 482 2,167 SH   DFND 2 0 0 2,167
SCHEIN HENRY INC COM 806407102 458 6,854 SH   DFND 1 6,854 0 6,854
SCHWAB CHARLES CORP NEW COM 808513105 8,824 166,371 SH   DFND 1 166,371 0 166,371
SCHWAB CHARLES CORP NEW COM 808513105 334 6,303 SH   DFND 2 0 0 6,303
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,236 18,129 SH   DFND 2 0 0 18,129
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,276 14,333 SH   DFND 2 0 0 14,333
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 692 18,260 SH   DFND 2 0 0 18,260
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 440 3,381 SH   DFND 2 0 0 3,381
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 224 1,976 SH   DFND 2 0 0 1,976
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 362 2,784 SH   DFND 1 2,784 0 2,784
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,508 20,829 SH   DFND 1 20,829 0 20,829
SERVICENOW INC COM 81762P102 217 394 SH   DFND 2 0 0 394
SHERWIN WILLIAMS CO COM 824348106 245 334 SH   DFND 2 0 0 334
SHERWIN WILLIAMS CO COM 824348106 961 1,308 SH   DFND 1 1,308 0 1,308
SIRIUS XM HLDGS INC COM 82968B103 77 12,037 SH   DFND 2 0 0 12,037
SOUTHERN CO COM 842587107 735 11,960 SH   DFND 1 11,960 0 11,960
SPDR GOLD TRUST GOLD SHS 78463V107 838 4,697 SH   DFND 2 0 0 4,697
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,032 73,493 SH   DFND 1 73,493 0 73,493
SPDR S&P 500 ETF TR TR UNIT 78462F103 45,489 121,667 SH   DFND 1 121,667 0 121,667
SPDR S&P 500 ETF TR TR UNIT 78462F103 4,904 13,117 SH   DFND 2 0 0 13,117
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 32,800 78,111 SH   DFND 1 78,111 0 78,111
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 864 2,058 SH   DFND 2 0 0 2,058
SPDR SERIES TRUST S&P METALS MNG 78464A755 428 12,813 SH   DFND 2 0 0 12,813
SPDR SERIES TRUST S&P DIVID ETF 78464A763 467 4,405 SH   DFND 2 0 0 4,405
SPDR SERIES TRUST S&P 500 GROWTH 78464A409 2,433 43,997 SH   DFND 2 0 0 43,997
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 251 4,260 SH   DFND 1 4,260 0 4,260
SPDR SERIES TRUST DJ REIT ETF 78464A607 557 6,429 SH   DFND 2 0 0 6,429
SPDR SERIES TRUST S&P 500 VALUE 78464A508 275 7,983 SH   DFND 2 0 0 7,983
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 472 9,586 SH   DFND 2 0 0 9,586
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 1,081 43,849 SH   DFND 1 43,849 0 43,849
STANLEY BLACK & DECKER INC COM 854502101 212 1,187 SH   DFND 1 1,187 0 1,187
STARBUCKS CORP COM 855244109 1,015 9,486 SH   DFND 1 9,486 0 9,486
STARBUCKS CORP COM 855244109 738 6,898 SH   DFND 2 0 0 6,898
STATE STR CORP COM 857477103 304 4,182 SH   DFND 2 0 0 4,182
STRYKER CORP COM 863667101 305 1,244 SH   DFND 2 0 0 1,244
STRYKER CORP COM 863667101 9,134 37,277 SH   DFND 1 37,277 0 37,277
SYSCO CORP COM 871829107 677 9,113 SH   DFND 1 9,113 0 9,113
T MOBILE US INC COM 872590104 244 1,807 SH   DFND 2 0 0 1,807
TARGET CORP COM 87612E106 638 3,613 SH   DFND 2 0 0 3,613
TARGET CORP COM 87612E106 11,386 64,498 SH   DFND 1 64,498 0 64,498
TELEFLEX INC COM 879369106 381 925 SH   DFND 1 925 0 925
TESLA MTRS INC COM 88160R101 914 1,295 SH   DFND 2 0 0 1,295
TEXAS INSTRS INC COM 882508104 16,014 97,569 SH   DFND 1 97,569 0 97,569
TEXAS INSTRS INC COM 882508104 670 4,084 SH   DFND 2 0 0 4,084
THERMO FISHER SCIENTIFIC INC COM 883556102 23,613 50,696 SH   DFND 1 50,696 0 50,696
THERMO FISHER SCIENTIFIC INC COM 883556102 864 1,854 SH   DFND 2 0 0 1,854
TJX COS INC NEW COM 872540109 1,920 28,113 SH   DFND 1 28,113 0 28,113
TJX COS INC NEW COM 872540109 247 3,621 SH   DFND 2 0 0 3,621
TRACTOR SUPPLY CO COM 892356106 297 2,113 SH   DFND 1 2,113 0 2,113
TRAVELERS COMPANIES INC COM 89417E109 572 4,072 SH   DFND 2 0 0 4,072
TYSON FOODS INC CL A 902494103 5,043 78,266 SH   DFND 1 78,266 0 78,266
UBER TECHNOLOGIES INC COM 90353T100 246 4,830 SH   DFND 2 0 0 4,830
UNDER ARMOUR INC CL C 904311206 156 10,494 SH   DFND 2 0 0 10,494
UNION PAC CORP COM 907818108 9,671 46,446 SH   DFND 1 46,446 0 46,446
UNION PAC CORP COM 907818108 422 2,026 SH   DFND 2 0 0 2,026
UNITEDHEALTH GROUP INC COM 91324P102 14,006 39,939 SH   DFND 1 39,939 0 39,939
UNITEDHEALTH GROUP INC COM 91324P102 1,180 3,365 SH   DFND 2 0 0 3,365
US BANCORP DEL COM NEW 902973304 651 13,981 SH   DFND 1 13,981 0 13,981
US BANCORP DEL COM NEW 902973304 285 6,109 SH   DFND 2 0 0 6,109
VANECK VECTORS ETF TR STEEL ETF 92189F205 264 5,910 SH   DFND 2 0 0 5,910
VANECK VECTORS ETF TR AGRIBUSINESS ETF 92189F700 629 8,080 SH   DFND 2 0 0 8,080
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 1,088 11,716 SH   DFND 2 0 0 11,716
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 33,943 98,761 SH   DFND 2 0 0 98,761
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 424 1,999 SH   DFND 2 0 0 1,999
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,791 45,158 SH   DFND 2 0 0 45,158
VANGUARD INDEX FDS GROWTH ETF 922908736 2,442 9,640 SH   DFND 2 0 0 9,640
VANGUARD INDEX FDS SM CP VAL ETF 922908611 329 2,315 SH   DFND 2 0 0 2,315
VANGUARD INDEX FDS SML CP GRW ETF 922908595 283 1,057 SH   DFND 2 0 0 1,057
VANGUARD INDEX FDS TOTAL STK MKT 922908769 587 3,017 SH   DFND 2 0 0 3,017
VANGUARD INDEX FDS VALUE ETF 922908744 14,705 123,617 SH   DFND 2 0 0 123,617
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,034 28,644 SH   DFND 2 0 0 28,644
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 438 3,680 SH   DFND 2 0 0 3,680
VANGUARD INDEX FDS REIT ETF 922908553 8,548 100,648 SH   DFND 2 0 0 100,648
VANGUARD INDEX FDS VALUE ETF 922908744 870 7,315 SH   DFND 1 7,315 0 7,315
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 36,204 105,339 SH   DFND 1 105,339 0 105,339
VANGUARD INDEX FDS REIT ETF 922908553 7,584 89,302 SH   DFND 1 89,302 0 89,302
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,287 22,050 SH   DFND 2 0 0 22,050
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,013 20,216 SH   DFND 1 20,216 0 20,216
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,388 143,724 SH   DFND 1 143,724 0 143,724
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,790 35,728 SH   DFND 2 0 0 35,728
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 253 4,674 SH   DFND 2 0 0 4,674
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,588 55,110 SH   DFND 1 55,110 0 55,110
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 8,377 154,920 SH   DFND 1 154,920 0 154,920
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 730 4,610 SH   DFND 2 0 0 4,610
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 1,775 12,571 SH   DFND 2 0 0 12,571
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 782 16,558 SH   DFND 2 0 0 16,558
VERISK ANALYTICS INC COM 92345Y106 227 1,094 SH   DFND 2 0 0 1,094
VERIZON COMMUNICATIONS INC COM 92343V104 607 10,331 SH   DFND 2 0 0 10,331
VERIZON COMMUNICATIONS INC COM 92343V104 14,157 240,968 SH   DFND 1 240,968 0 240,968
VISA INC COM CL A 92826C839 19,873 90,858 SH   DFND 1 90,858 0 90,858
VISA INC COM CL A 92826C839 1,902 8,697 SH   DFND 2 0 0 8,697
VULCAN MATLS CO COM 929160109 6,298 42,462 SH   DFND 1 42,462 0 42,462
WAL-MART STORES INC COM 931142103 689 4,781 SH   DFND 2 0 0 4,781
WAL-MART STORES INC COM 931142103 13,335 92,510 SH   DFND 1 92,510 0 92,510
WASTE MGMT INC DEL COM 94106L109 239 2,029 SH   DFND 2 0 0 2,029
WASTE MGMT INC DEL COM 94106L109 8,580 72,752 SH   DFND 1 72,752 0 72,752
WATERS CORP COM 941848103 265 1,073 SH   DFND 2 0 0 1,073
WEC ENERGY GROUP INC COM 92939U106 426 4,625 SH   DFND 1 4,625 0 4,625
WELLS FARGO & CO NEW COM 949746101 364 12,061 SH   DFND 1 12,061 0 12,061
WISDOMTREE TR MIDCAP DIVI FD 97717W505 566 16,255 SH   DFND 1 16,255 0 16,255
XYLEM INC COM 98419M100 607 5,967 SH   DFND 2 0 0 5,967
YUM BRANDS INC COM 988498101 631 5,814 SH   DFND 1 5,814 0 5,814
ZOETIS INC CL A 98978V103 435 2,627 SH   DFND 2 0 0 2,627
ZOETIS INC CL A 98978V103 9,523 57,544 SH   DFND 1 57,544 0 57,544