NONINTEREST INCOME (Tables)

12 Months Ended

Dec. 31, 2025

Other Income and Expenses [Abstract]

Components of revenue from contracts with customers

The following tables present noninterest income segregated by revenue from contracts with customers and revenue from other sources, disaggregated by business segment. Revenue from other sources primarily includes income from letter of credit and loan fees, foreign exchange and derivative products, and mortgage banking fees.

See Note 1 for information regarding segment changes made during the fourth quarter of 2025.

	Year Ended December 31, 2025
(dollars in millions)	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$308	$134	$—	$442
Capital markets fees	—	485	—	485
Wealth fees	360	—	—	360
Card fees	284	51	—	335
Other banking fees	3	10	—	13
Total revenue from contracts with customers	$955	$680	$—	$1,635
Total revenue from other sources(1)	297	315	147	759
Total noninterest income	$1,252	$995	$147	$2,394

	Year Ended December 31, 2024
(dollars in millions)	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$288	$128	$1	$417
Capital markets fees	—	445	—	445
Wealth fees	294	—	—	294
Card fees	284	54	24	362
Other banking fees	3	12	—	15
Total revenue from contracts with customers	$869	$639	$25	$1,533
Total revenue from other sources(1)	262	269	112	643
Total noninterest income	$1,131	$908	$137	$2,176

	Year Ended December 31, 2023
(dollars in millions)	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$277	$132	$—	$409
Capital markets fees	—	293	—	293
Wealth fees	259	—	—	259
Card fees	244	47	—	291
Other banking fees	3	11	—	14
Total revenue from contracts with customers	$783	$483	$—	$1,266
Total revenue from other sources(1)	284	301	132	717
Total noninterest income	$1,067	$784	$132	$1,983

(1) Includes bank-owned life insurance income of $115 million, $108 million, and $93 million for the years ended December 31, 2025, 2024, and 2023, respectively.