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CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME:      
Interest and fees on loans and leases $ 7,478 $ 7,948 $ 8,489
Interest and fees on loans held for sale 105 77 102
Investment securities 1,713 1,658 1,162
Interest-bearing deposits in banks 367 503 451
Total interest income 9,663 10,186 10,204
INTEREST EXPENSE:      
Deposits 3,194 3,825 3,145
Short-term borrowed funds 22 15 43
Long-term borrowed funds 594 713 775
Total interest expense 3,810 4,553 3,963
Net interest income 5,853 5,633 6,241
Provision (benefit) for credit losses 608 687 687
Net interest income after provision (benefit) for credit losses 5,245 4,946 5,554
NONINTEREST INCOME:      
Service charges and fees 444 420 410
Capital markets fees 511 467 319
Wealth fees 360 294 259
Card fees 346 368 296
Mortgage banking fees 233 209 242
Foreign exchange and derivative products 156 146 183
Letter of credit and loan fees 186 175 168
Securities gains, net 22 18 28
Other income 136 79 78
Total noninterest income 2,394 2,176 1,983
NONINTEREST EXPENSE:      
Salaries and employee benefits 2,798 2,657 2,599
Equipment and software 783 769 756
Outside services 633 639 687
Occupancy 435 447 492
Other operating expense 662 722 973
Total noninterest expense 5,311 5,234 5,507
Income before income tax expense 2,328 1,888 2,030
Income tax expense 497 379 422
NET INCOME 1,831 1,509 1,608
Net income available to common stockholders $ 1,688 $ 1,372 $ 1,491
Weighted-average common shares outstanding:      
Basic (in shares) 433,173,162 450,678,038 475,089,384
Diluted (in shares) 436,890,731 453,510,245 476,693,148
Per common share information:      
Basic earnings (in dollars per share) $ 3.90 $ 3.05 $ 3.14
Diluted earnings (in dollars per share) $ 3.86 $ 3.03 $ 3.13