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GOODWILL AND INTANGIBLE ASSETS (Tables)
12 Months Ended
Dec. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of goodwill
Changes in the carrying value of goodwill for the years ended December 31, 2025 and 2024 are presented below:
(dollars in millions)Consumer BankingCommercial BankingTotal
Balance at December 31, 2023$2,678 $5,510 $8,188 
Divestitures
— (1)(1)
Balance at December 31, 2024$2,678 $5,509 $8,187 
Business acquisitions— — — 
Balance at December 31, 2025$2,678 $5,509 $8,187 
Carrying value of intangible assets
A summary of the carrying value of intangible assets is presented below:
December 31, 2025December 31, 2024
(dollars in millions)Amortizable Lives (years)
Gross
Accumulated AmortizationNetGrossAccumulated AmortizationNet
Core deposits
10
$144 $85 $59 $144 $66 $78 
Acquired technology
3 - 7
24 23 23 22 
Acquired relationships
2 - 15
52 37 15 52 31 21 
Naming Rights
5 - 10
33 21 12 33 16 17 
Other
2 - 10
45 17 28 42 13 29 
Total$298 $183 $115 $294 $148 $146 
Intangible assets future amortization expense
Estimated intangible asset amortization expense for the next five years is as follows:
Year
(dollars in millions)
2026$30 
202726 
202818 
2029
2030