XML 63 R42.htm IDEA: XBRL DOCUMENT v3.25.4
PREMISES, EQUIPMENT, AND SOFTWARE (Tables)
 12 Months Ended
Dec. 31, 2025
Property, Plant and Equipment [Abstract]  
Summary of the carrying value of premises and equipment
A summary of the carrying value of premises and equipment is presented below:
December 31,
(dollars in millions)Useful Lives (years)20252024
Land and land improvements
10 - 75
$143 $144 
Buildings and leasehold improvements
5 - 60
901 887 
Furniture, fixtures and equipment
4 - 20
581 601 
Construction in progress110 53 
Total premises and equipment, gross1,736 1,685 
Accumulated depreciation and amortization
(821)(810)
Total premises and equipment, net$915 $875 
Schedule of estimated future amortization expense for capitalized software assets
The estimated future amortization expense for capitalized software assets is presented below:
Year(dollars in millions)
2026$232 
2027176 
2028119 
202963 
203020 
Thereafter— 
Total(1)
$610 
(1) Excludes $275 million of in-process software at December 31, 2025.