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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period $ 2,008 $ 2,125 $ 2,061 $ 2,098
Charge-offs (195) (231) (630) (685)
Recoveries 33 39 101 128
Net charge-offs (162) (192) (529) (557)
Provision expense (benefit) for loans and leases 126 146 440 538
Allowance for loan and lease losses, end of period 1,972 2,079 1,972 2,079
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 201 181 198 220
Provision expense (benefit) for unfunded lending commitments 28 26 31 (13)
Allowance for unfunded lending commitments, end of period 229 207 229 207
Total allowance for credit losses, end of period 2,201 2,286 2,201 2,286
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 1,106 1,282 1,140 1,250
Charge-offs (91) (106) (269) (308)
Recoveries 6 8 11 29
Net charge-offs (85) (98) (258) (279)
Provision expense (benefit) for loans and leases 62 3 201 216
Allowance for loan and lease losses, end of period 1,083 1,187 1,083 1,187
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 163 147 155 175
Provision expense (benefit) for unfunded lending commitments 19 17 27 (11)
Allowance for unfunded lending commitments, end of period 182 164 182 164
Total allowance for credit losses, end of period 1,265 1,351 1,265 1,351
Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 902 843 921 848
Charge-offs (104) (125) (361) (377)
Recoveries 27 31 90 99
Net charge-offs (77) (94) (271) (278)
Provision expense (benefit) for loans and leases 64 143 239 322
Allowance for loan and lease losses, end of period 889 892 889 892
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 38 34 43 45
Provision expense (benefit) for unfunded lending commitments 9 9 4 (2)
Allowance for unfunded lending commitments, end of period 47 43 47 43
Total allowance for credit losses, end of period $ 936 $ 935 $ 936 $ 935