CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($) $ in Millions		Sep. 30, 2025	Dec. 31, 2024
ASSETS:
Cash and due from banks		$ 1,254	$ 1,409
Interest-bearing cash and due from banks		10,396	9,192
Interest-bearing deposits in banks	[1]	694	635
Debt securities available for sale, at fair value (including $115 and $152 pledged to creditors, respectively)	[2]	35,419	32,765
Debt securities held to maturity (fair value of $7,295 and $7,540, respectively, and including $68 and $83 pledged to creditors, respectively)	[2]	8,124	8,599
Loans held for sale (includes $768 and $825, respectively, measured at fair value)		1,334	858
Loans and leases		140,870	139,203
Less: Allowance for loan and lease losses		(1,972)	(2,061)
Net loans and leases	[1]	138,898	137,142
Derivative assets		721	408
Premises and equipment, net		857	875
Bank-owned life insurance		3,422	3,364
Goodwill		8,187	8,187
Other intangible assets	[3]	123	146
Other assets	[1]	13,318	13,941
TOTAL ASSETS		222,747	217,521
Deposits:
Noninterest-bearing		39,472	36,920
Interest-bearing		140,539	137,856
Total deposits		180,011	174,776
Short-term borrowed funds		214	0
Long-term borrowed funds	[1]	10,441	12,401
Derivative liabilities		738	1,220
Other liabilities	[1]	5,514	4,870
TOTAL LIABILITIES		196,918	193,267
Commitments and Contingencies (refer to Note 11)
Preferred stock:
$25.00 par value,100,000,000 shares authorized; 2,150,000 shares issued and outstanding at September 30, 2025 and December 31, 2024		2,111	2,113
Common stock:
$0.01 par value, 1,000,000,000 shares authorized; 652,107,285 shares issued and 431,453,142 shares outstanding at September 30, 2025 and 650,068,324 shares issued and 440,543,381 shares outstanding at December 31, 2024		7	7
Additional paid-in capital		22,448	22,364
Retained earnings		11,056	10,412
Treasury stock, at cost, 220,654,143 and 209,524,943 shares at September 30, 2025 and December 31, 2024, respectively		(7,526)	(7,047)
Accumulated other comprehensive income (loss)		(2,267)	(3,595)
TOTAL STOCKHOLDERS’ EQUITY		25,829	24,254
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY		$ 222,747	$ 217,521

[1] Includes amounts in consolidated VIEs. See Note 6 for additional information.

[2] Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.

[3] Excludes MSRs, which are reported in Other assets.