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BUSINESS SEGMENTS - Schedule of Business Operating Segments (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Segment Reporting Information [Line Items]        
Net interest income $ 1,437 $ 1,410 $ 2,828 $ 2,852
Noninterest income 600 553 1,144 1,070
Total revenue 2,037 1,963 3,972 3,922
Direct expenses 1,319 1,301 2,633 2,659
Indirect expenses 0 0 0 0
Total noninterest expense 1,319 1,301 2,633 2,659
Profit (loss) before provision for credit losses 718 662 1,339 1,263
Credit provision 164 182 317 353
Income before income tax expense 554 480 1,022 910
Income tax expense 118 88 213 184
NET INCOME 436 392 809 726
Total average assets 217,661 219,222 216,989 219,996
Operating Segments | Consumer Banking        
Segment Reporting Information [Line Items]        
Net interest income 1,218 1,120 2,411 2,213
Noninterest income 329 277 626 535
Total revenue 1,547 1,397 3,037 2,748
Direct expenses 679 566 1,348 1,142
Indirect expenses 284 349 569 676
Total noninterest expense 963 915 1,917 1,818
Profit (loss) before provision for credit losses 584 482 1,120 930
Credit provision 81 84 167 165
Income before income tax expense 503 398 953 765
Income tax expense 127 102 241 197
NET INCOME 376 296 712 568
Total average assets 78,822 74,295 78,182 74,064
Depreciation and amortization 32 28 61 55
Operating Segments | Commercial Banking        
Segment Reporting Information [Line Items]        
Net interest income 439 494 880 1,008
Noninterest income 232 242 447 469
Total revenue 671 736 1,327 1,477
Direct expenses 219 208 437 421
Indirect expenses 98 103 207 207
Total noninterest expense 317 311 644 628
Profit (loss) before provision for credit losses 354 425 683 849
Credit provision 84 90 161 171
Income before income tax expense 270 335 522 678
Income tax expense 64 76 120 160
NET INCOME 206 259 402 518
Total average assets 66,284 68,958 65,827 69,529
Depreciation and amortization 5 7 10 14
Operating Segments | Non-Core        
Segment Reporting Information [Line Items]        
Net interest income (5) (31) (20) (68)
Noninterest income 3 0 3 0
Total revenue (2) (31) (17) (68)
Direct expenses 1 1 1 2
Indirect expenses 14 25 30 49
Total noninterest expense 15 26 31 51
Profit (loss) before provision for credit losses (17) (57) (48) (119)
Credit provision 2 10 39 29
Income before income tax expense (19) (67) (87) (148)
Income tax expense (5) (17) (22) (38)
NET INCOME (14) (50) (65) (110)
Total average assets 5,216 9,418 5,872 9,986
Depreciation and amortization     155 155
Other        
Segment Reporting Information [Line Items]        
Net interest income (215) (173) (443) (301)
Noninterest income 36 34 68 66
Total revenue (179) (139) (375) (235)
Direct expenses 420 526 847 1,094
Indirect expenses (396) (477) (806) (932)
Total noninterest expense 24 49 41 162
Profit (loss) before provision for credit losses (203) (188) (416) (397)
Credit provision (3) (2) (50) (12)
Income before income tax expense (200) (186) (366) (385)
Income tax expense (68) (73) (126) (135)
NET INCOME (132) (113) (240) (250)
Total average assets 67,339 $ 66,551 $ 67,108 66,417
Depreciation and amortization $ 77     $ 78