CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2025	Jun. 30, 2024
OPERATING ACTIVITIES
Net income		$ 809	$ 726
Adjustments to reconcile net income to net change due to operating activities:
Provision (benefit) for credit losses		317	353
Net change in Loans held for sale		(297)	85
Depreciation, amortization, and accretion		247	245
Deferred income tax expense (benefit)		(115)	(32)
Share-based compensation		74	55
Net gain on sale of assets		(14)	(5)
Net (increase) decrease in Other assets		359	277
Net increase (decrease) in Other liabilities		(707)	(316)
Net change due to operating activities		673	1,388
Investment securities:
Purchases of debt securities available for sale		(4,125)	(4,487)
Proceeds from maturities and paydowns of debt securities available for sale		1,809	1,318
Proceeds from sales of debt securities available for sale		1,117	703
Proceeds from maturities and paydowns of debt securities held to maturity		348	324
Net (increase) decrease in Interest-bearing deposits in banks		(45)	(154)
Purchases of loans		(503)	(440)
Sales of loans		911	125
Net (increase) decrease in Loans and leases		(1,821)	3,831
Capital expenditures, net		(47)	(40)
Other		(180)	38
Net change due to investing activities		(2,536)	1,218
FINANCING ACTIVITIES
Net increase (decrease) in Deposits		310	(990)
Net increase (decrease) in Short-term borrowed funds		249	(503)
Proceeds from issuance of long-term borrowed funds		6,033	10,853
Repayments of long-term borrowed funds		(5,926)	(11,256)
Treasury stock purchased		(400)	(500)
Net proceeds from issuance of preferred stock		0	391
Dividends paid to common stockholders		(371)	(391)
Dividends paid to preferred stockholders		(67)	(61)
Other		(18)	(6)
Net change due to financing activities		(190)	(2,463)
Net change in cash and cash equivalents	[1]	(2,053)	143
Cash and cash equivalents at beginning of period	[1]	10,601	11,628
Cash and cash equivalents at end of period	[1]	8,548	11,771
Non-cash items:
Transfer of loans from loans held for investment to LHFS		1,918	215
Loans securitized and transferred to AFS securities		$ 0	$ 133

[1] Cash and cash equivalents include Cash and due from banks and Interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.