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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period $ 2,061 $ 2,098
Charge-offs (234) (231)
Recoveries 34 50
Net charge-offs (200) (181)
Provision expense (benefit) for loans and leases 153 169
Allowance for loan and lease losses, end of period 2,014 2,086
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 198 220
Provision expense (benefit) for unfunded lending commitments 0 2
Allowance for unfunded lending commitments, end of period 198 222
Total allowance for credit losses, end of period 2,212 2,308
Commercial    
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period 1,140 1,250
Charge-offs (85) (102)
Recoveries 4 17
Net charge-offs (81) (85)
Provision expense (benefit) for loans and leases 89 69
Allowance for loan and lease losses, end of period 1,148 1,234
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 155 175
Provision expense (benefit) for unfunded lending commitments 9 16
Allowance for unfunded lending commitments, end of period 164 191
Total allowance for credit losses, end of period 1,312 1,425
Retail    
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period 921 848
Charge-offs (149) (129)
Recoveries 30 33
Net charge-offs (119) (96)
Provision expense (benefit) for loans and leases 64 100
Allowance for loan and lease losses, end of period 866 852
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 43 45
Provision expense (benefit) for unfunded lending commitments (9) (14)
Allowance for unfunded lending commitments, end of period 34 31
Total allowance for credit losses, end of period $ 900 $ 883