EARNINGS PER SHARE (Tables)

3 Months Ended

Mar. 31, 2025

Earnings Per Share [Abstract]

Schedule of earnings per share

	Three Months Ended March 31,
(dollars in millions, except per share data)	2025	2024
Numerator (basic and diluted):
Net income	$373	$334
Less: Preferred stock dividends	33	30
Net income available to common stockholders	$340	$304
Denominator:
Weighted-average common shares outstanding - basic	438,320,757	461,358,681
Dilutive common shares: share-based awards	3,879,423	2,439,283
Weighted-average common shares outstanding - diluted	442,200,180	463,797,964
Earnings per common share:
Basic	$0.78	$0.66
Diluted(1)	0.77	0.65

(1) Potential dilutive common shares are excluded from the computation of diluted EPS in the periods where the effect would be antidilutive. Excluded from the computation of diluted EPS were weighted-average antidilutive shares totaling 126,523 and 1,305,850 for the three months ended March 31, 2025 and 2024, respectively.