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CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME:    
Interest and fees on loans and leases $ 1,829 $ 2,051
Interest and fees on loans held for sale 16 20
Investment securities 418 399
Interest-bearing deposits in banks 89 140
Total interest income 2,352 2,610
INTEREST EXPENSE:    
Deposits 795 987
Short-term borrowed funds 8 7
Long-term borrowed funds 158 174
Total interest expense 961 1,168
Net interest income 1,391 1,442
Provision (benefit) for credit losses 153 171
Net interest income after provision (benefit) for credit losses 1,238 1,271
NONINTEREST INCOME:    
Service charges and fees 109 96
Capital markets fees 100 118
Card fees 83 86
Wealth fees 81 68
Mortgage banking fees 59 49
Foreign exchange and derivative products 39 36
Letter of credit and loan fees 44 42
Securities gains, net 7 5
Other income 22 17
Total noninterest income 544 517
NONINTEREST EXPENSE:    
Salaries and employee benefits 696 691
Equipment and software 194 192
Outside services 155 158
Occupancy 112 114
Other operating expense 157 203
Total noninterest expense 1,314 1,358
Income before income tax expense 468 430
Income tax expense 95 96
NET INCOME 373 334
Net income available to common stockholders $ 340 $ 304
Weighted-average common shares outstanding:    
Basic (in shares) 438,320,757 461,358,681
Diluted (in Shares) 442,200,180 463,797,964
Per common share information:    
Basic earnings (in dollars per share) $ 0.78 $ 0.66
Diluted earnings (in dollars per share) $ 0.77 $ 0.65