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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Summary of Changes in Allowance for Credit Losses (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Allowance for Loan and Lease Losses [Roll Forward]      
Allowance for loan and lease losses, beginning of period $ 2,098 $ 1,983 $ 1,758
Allowance on PCD loans and leases at acquisition     101
Charge-offs (923) (757) (434)
Recoveries 177 148 164
Net charge-offs (746) (609) (270)
Provision expense (benefit) for loans and leases 709 724 394
Allowance for loan and lease losses, end of period 2,061 2,098 1,983
Unfunded lending commitments [Roll Forward]      
Allowance for unfunded lending commitments, beginning of period 220 257 176
Provision expense (benefit) for unfunded lending commitments (22) (37) 80
Allowance on PCD unfunded lending commitments at acquisition     1
Allowance for unfunded lending commitments, end of period 198 220 257
Total allowance for credit losses, end of period 2,259 2,318 2,240
Investors Acquisition      
Allowance for Loan and Lease Losses [Roll Forward]      
Charge-offs     (34)
HSBC Bank And Investors Acquisitions      
Allowance for Loan and Lease Losses [Roll Forward]      
Provision expense (benefit) for loans and leases     169
Commercial      
Allowance for Loan and Lease Losses [Roll Forward]      
Allowance for loan and lease losses, beginning of period 1,250 1,060 821
Allowance on PCD loans and leases at acquisition     99
Charge-offs (419) (285) (70)
Recoveries 43 18 18
Net charge-offs (376) (267) (52)
Provision expense (benefit) for loans and leases 266 457 192
Allowance for loan and lease losses, end of period 1,140 1,250 1,060
Unfunded lending commitments [Roll Forward]      
Allowance for unfunded lending commitments, beginning of period 175 207 153
Provision expense (benefit) for unfunded lending commitments (20) (32) 53
Allowance on PCD unfunded lending commitments at acquisition     1
Allowance for unfunded lending commitments, end of period 155 175 207
Total allowance for credit losses, end of period 1,295 1,425 1,267
Retail      
Allowance for Loan and Lease Losses [Roll Forward]      
Allowance for loan and lease losses, beginning of period 848 923 937
Allowance on PCD loans and leases at acquisition     2
Charge-offs (504) (472) (364)
Recoveries 134 130 146
Net charge-offs (370) (342) (218)
Provision expense (benefit) for loans and leases 443 267 202
Allowance for loan and lease losses, end of period 921 848 923
Unfunded lending commitments [Roll Forward]      
Allowance for unfunded lending commitments, beginning of period 45 50 23
Provision expense (benefit) for unfunded lending commitments (2) (5) 27
Allowance on PCD unfunded lending commitments at acquisition     0
Allowance for unfunded lending commitments, end of period 43 45 50
Total allowance for credit losses, end of period $ 964 $ 893 $ 973