EARNINGS PER SHARE (Tables)

12 Months Ended

Dec. 31, 2024

Earnings Per Share [Abstract]

Schedule of earnings per share

	Year Ended December 31,
(dollars in millions, except per share data)	2024	2023	2022
Numerator (basic and diluted):
Net income	$1,509	$1,608	$2,073
Less: Preferred stock dividends	137	117	113
Net income available to common stockholders	$1,372	$1,491	$1,960
Denominator:
Weighted-average common shares outstanding - basic	450,678,038	475,089,384	475,959,815
Dilutive common shares: share-based awards	2,832,207	1,603,764	1,843,327
Weighted-average common shares outstanding - diluted	453,510,245	476,693,148	477,803,142
Earnings per common share:
Basic	$3.05	$3.14	$4.12
Diluted(1)	3.03	3.13	4.10

(1) Potential dilutive common shares are excluded from the computation of diluted EPS in the periods where the effect would be antidilutive. Excluded from the computation of diluted EPS were weighted-average antidilutive shares totaling 330,950, 2,210,857 and 949,606 for the years ended December 31, 2024, 2023 and 2022, respectively.