INCOME TAXES - Components of Income Tax Expense (Benefit) (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2022
Current
U.S. federal	$ 447	$ 497	$ 355
State and local	109	167	170
Total	556	664	525
Deferred
U.S. federal	(127)	(135)	88
State and local	(50)	(107)	(31)
Total	(177)	(242)	57
U.S. federal	320	362	443
State and local	59	60	139
Income tax expense	$ 379	$ 422	$ 582