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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period $ 2,125 $ 2,044 $ 2,098 $ 1,983
Charge-offs (231) (191) (685) (551)
Recoveries 39 38 128 113
Net charge-offs (192) (153) (557) (438)
Provision expense (benefit) for loans and leases 146 189 538 535
Allowance for loan and lease losses, end of period 2,079 2,080 2,079 2,080
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 181 255 220 257
Provision expense (benefit) for unfunded lending commitments 26 (17) (13) (19)
Allowance for unfunded lending commitments, end of period 207 238 207 238
Total allowance for credit losses, end of period 2,286 2,318 2,286 2,318
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 1,282 1,157 1,250 1,060
Charge-offs (106) (74) (308) (212)
Recoveries 8 4 29 14
Net charge-offs (98) (70) (279) (198)
Provision expense (benefit) for loans and leases 3 146 216 371
Allowance for loan and lease losses, end of period 1,187 1,233 1,187 1,233
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 147 213 175 207
Provision expense (benefit) for unfunded lending commitments 17 (21) (11) (15)
Allowance for unfunded lending commitments, end of period 164 192 164 192
Total allowance for credit losses, end of period 1,351 1,425 1,351 1,425
Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 843 887 848 923
Charge-offs (125) (117) (377) (339)
Recoveries 31 34 99 99
Net charge-offs (94) (83) (278) (240)
Provision expense (benefit) for loans and leases 143 43 322 164
Allowance for loan and lease losses, end of period 892 847 892 847
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 34 42 45 50
Provision expense (benefit) for unfunded lending commitments 9 4 (2) (4)
Allowance for unfunded lending commitments, end of period 43 46 43 46
Total allowance for credit losses, end of period $ 935 $ 893 $ 935 $ 893