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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period $ 2,086 $ 2,017 $ 2,098 $ 1,983
Charge-offs (223) (189) (454) (360)
Recoveries 39 37 89 75
Net charge-offs (184) (152) (365) (285)
Provision expense (benefit) for loans and leases 223 179 392 346
Allowance for loan and lease losses, end of period 2,125 2,044 2,125 2,044
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 222 258 220 257
Provision expense (benefit) for unfunded lending commitments (41) (3) (39) (2)
Allowance for unfunded lending commitments, end of period 181 255 181 255
Total allowance for credit losses, end of period 2,306 2,299 2,306 2,299
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 1,234 1,111 1,250 1,060
Charge-offs (100) (79) (202) (138)
Recoveries 4 3 21 10
Net charge-offs (96) (76) (181) (128)
Provision expense (benefit) for loans and leases 144 122 213 225
Allowance for loan and lease losses, end of period 1,282 1,157 1,282 1,157
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 191 215 175 207
Provision expense (benefit) for unfunded lending commitments (44) (2) (28) 6
Allowance for unfunded lending commitments, end of period 147 213 147 213
Total allowance for credit losses, end of period 1,429 1,370 1,429 1,370
Retail        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses, beginning of period 852 906 848 923
Charge-offs (123) (110) (252) (222)
Recoveries 35 34 68 65
Net charge-offs (88) (76) (184) (157)
Provision expense (benefit) for loans and leases 79 57 179 121
Allowance for loan and lease losses, end of period 843 887 843 887
Unfunded lending commitments [Roll Forward]        
Allowance for unfunded lending commitments, beginning of period 31 43 45 50
Provision expense (benefit) for unfunded lending commitments 3 (1) (11) (8)
Allowance for unfunded lending commitments, end of period 34 42 34 42
Total allowance for credit losses, end of period $ 877 $ 929 $ 877 $ 929