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CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Loss (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period $ 2,098 $ 1,983
Charge-offs (231) (171)
Recoveries 50 38
Net charge-offs (181) (133)
Provision expense (benefit) for loans and leases 169 167
Allowance for loan and lease losses, end of period 2,086 2,017
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 220 257
Provision expense (benefit) for unfunded lending commitments 2 1
Allowance for unfunded lending commitments, end of period 222 258
Total allowance for credit losses, end of period 2,308 2,275
Commercial    
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period 1,250 1,060
Charge-offs (102) (59)
Recoveries 17 7
Net charge-offs (85) (52)
Provision expense (benefit) for loans and leases 69 103
Allowance for loan and lease losses, end of period 1,234 1,111
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 175 207
Provision expense (benefit) for unfunded lending commitments 16 8
Allowance for unfunded lending commitments, end of period 191 215
Total allowance for credit losses, end of period 1,425 1,326
Retail    
Allowance for Loan and Lease Losses [Roll Forward]    
Allowance for loan and lease losses, beginning of period 848 923
Charge-offs (129) (112)
Recoveries 33 31
Net charge-offs (96) (81)
Provision expense (benefit) for loans and leases 100 64
Allowance for loan and lease losses, end of period 852 906
Unfunded lending commitments [Roll Forward]    
Allowance for unfunded lending commitments, beginning of period 45 50
Provision expense (benefit) for unfunded lending commitments (14) (7)
Allowance for unfunded lending commitments, end of period 31 43
Total allowance for credit losses, end of period $ 883 $ 949