LOANS AND LEASES (Tables)

3 Months Ended

Mar. 31, 2024

Receivables [Abstract]

Schedule of loans and leases

The following table presents loans and leases, excluding LHFS:

(dollars in millions)	March 31, 2024	December 31, 2023
Commercial and industrial	$43,951	$44,974
Commercial real estate	28,872	29,471
Total commercial	72,823	74,445
Residential mortgages	31,512	31,332
Home equity	15,113	15,040
Automobile	7,277	8,258
Education	11,646	11,834
Other retail	4,817	5,050
Total retail	70,365	71,514
Total loans and leases	$143,188	$145,959

The following table presents the composition of LHFS:

	March 31, 2024			December 31, 2023
(dollars in millions)	Residential Mortgages(1)	Commercial(2)	Total	Residential Mortgages(1)	Commercial(2)	Total
Loans held for sale at fair value	$437	$68	$505	$614	$62	$676
Other loans held for sale	—	50	50	—	103	103

(1) Residential mortgage LHFS are originated for sale.

(2) Commercial LHFS at fair value consist of loans managed by the Company’s commercial secondary loan desk. Other commercial LHFS primarily consist of loans associated with the Company’s syndication business.