NONINTEREST INCOME

3 Months Ended

Mar. 31, 2024

Other Income and Expenses [Abstract]

NONINTEREST INCOME

NOTE 13 - NONINTEREST INCOME

Revenues from Contracts with Customers

The following tables present the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:

	Three Months Ended March 31, 2024
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$63	$33	$—	$—	$96
Card fees	66	15	—	3	84
Capital markets fees	—	116	—	—	116
Trust and investment services fees	68	—	—	—	68
Other banking fees	1	2	—	—	3
Total revenue from contracts with customers	$198	$166	$—	$3	$367
Total revenue from other sources(1)	60	61	—	29	150
Total noninterest income	$258	$227	$—	$32	$517

	Three Months Ended March 31, 2023
(dollars in millions)	Consumer Banking	Commercial Banking	Non-Core	Other	Consolidated
Service charges and fees	$67	$32	$—	$—	$99
Card fees	59	12	—	—	71
Capital markets fees	—	71	—	—	71
Trust and investment services fees	63	—	—	—	63
Other banking fees	1	4	—	—	5
Total revenue from contracts with customers	$190	$119	$—	$—	$309
Total revenue from other sources(1)	66	82	—	28	176
Total noninterest income	$256	$201	$—	$28	$485

(1) Includes bank-owned life insurance income of $24 million and $23 million for the three months ended March 31, 2024 and 2023, respectively.

The Company recognized trailing commissions of $4 million for the three months ended March 31, 2024 and 2023, related to ongoing commissions from previous investment sales.