CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		6 Months Ended
		Jun. 30, 2023	Jun. 30, 2022
OPERATING ACTIVITIES
Net income		$ 989	$ 784
Adjustments to reconcile net income to net change in cash due to operating activities:
Provision (benefit) for credit losses		344	219
Net change in loans held for sale		(451)	1,220
Depreciation, amortization and accretion		230	327
Deferred income tax expense (benefit)		(40)	78
Share-based compensation		55	52
Net gain on sales of assets		(14)	(5)
Net (increase) decrease in other assets		(827)	(3,345)
Net increase (decrease) in other liabilities		997	348
Net change due to operating activities		1,283	(322)
Investment securities:
Purchases of debt securities available for sale		(3,206)	(8,638)
Proceeds from maturities and paydowns of debt securities available for sale		929	2,164
Proceeds from sales of debt securities available for sale		1,632	1,057
Proceeds from maturities and paydowns of debt securities held to maturity		369	502
Net (increase) decrease in interest-bearing deposits in banks		19	(153)
Acquisitions, net of cash acquired	[1]	0	(234)
Purchases of loans		0	(979)
Sales of loans		2,335	417
Net (increase) decrease in loans and leases		2,659	(6,615)
Capital expenditures, net		(91)	(56)
Purchase of bank-owned life insurance		0	(100)
Other		(5)	(727)
Net change due to investing activities		4,641	(13,362)
FINANCING ACTIVITIES
Net increase (decrease) in deposits		(3,057)	4,347
Net increase (decrease) in short-term borrowed funds		1,096	3,674
Proceeds from issuance of long-term borrowed funds		12,217	5,217
Repayments of long-term borrowed funds		(14,004)	(1,756)
Treasury stock purchased, including excise tax		(663)	(2)
Dividends paid to common stockholders		(410)	(360)
Dividends paid to preferred stockholders		(57)	(56)
Payments of employee tax withholding for share-based compensation		(26)	(24)
Net change due to financing activities		(4,904)	11,040
Net change in cash and cash equivalents	[2]	1,020	(2,644)
Cash and cash equivalents at beginning of period	[2]	10,547	9,158
Cash and cash equivalents at end of period	[2]	11,567	6,514
Non-cash items:
Transfer of loans from portfolio to LHFS		2,401	0
Transfer of securities from available for sale to held to maturity		0	7,810
Investors Acquisition:
Fair value of assets acquired, excluding cash and cash equivalents		0	27,171
Goodwill and other intangible assets		0	918
Fair value of liabilities assumed		0	24,966
Common stock issued		0	3,035
Replacement equity awards		$ 0	$ 19

[1] ncludes cash paid of $355 million to acquire Investors less $287 million in cash acquired, and $143 million and $23 million of cash paid for the HSBC transaction and acquisition of DH Capital, respectively, for the six months ended June 30, 2022.

[2] Cash and cash equivalents include cash and due from banks and interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.