CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		3 Months Ended
		Mar. 31, 2023	Mar. 31, 2022
OPERATING ACTIVITIES
Net income		$ 511	$ 420
Adjustments to reconcile net income to net change in cash due to operating activities:
Provision (benefit) for credit losses		168	3
Net change in loans held for sale		(81)	898
Depreciation, amortization and accretion		118	67
Deferred income taxes		(63)	(47)
Share-based compensation		33	33
Net gain on sales of assets		(5)	(4)
Net (increase) decrease in other assets		(372)	(1,216)
Net increase (decrease) in other liabilities		849	1,400
Net change due to operating activities		1,158	1,554
Investment securities:
Purchases of debt securities available for sale		(1,223)	(2,656)
Proceeds from maturities and paydowns of debt securities available for sale		423	1,203
Proceeds from sales of debt securities available for sale		1,395	704
Proceeds from maturities and paydowns of debt securities held to maturity		182	190
Net (increase) decrease in interest-bearing deposits in banks		(17)	(369)
Acquisitions, net of cash acquired	[1]	0	(143)
Purchases of loans		0	(718)
Sales of loans		315	305
Net (increase) decrease in loans and leases		696	(2,196)
Capital expenditures, net		(52)	(51)
Purchase of bank-owned life insurance		0	(100)
Other		(227)	(83)
Net change due to investing activities		1,492	(3,914)
FINANCING ACTIVITIES
Net increase (decrease) in deposits		(8,530)	4,415
Net increase (decrease) in short-term borrowed funds		1,015	(52)
Proceeds from issuance of long-term borrowed funds		5,710	0
Repayments of long-term borrowed funds		(2,752)	(1,004)
Treasury stock purchased, including excise tax		(404)	0
Dividends paid to common stockholders		(205)	(165)
Dividends paid to preferred stockholders		(33)	(33)
Payments of employee tax withholding for share-based compensation		(24)	(23)
Net change due to financing activities		(5,223)	3,138
Net change in cash and cash equivalents	[2]	(2,573)	778
Cash and cash equivalents at beginning of period	[2]	10,547	9,158
Cash and cash equivalents at end of period	[2]	$ 7,974	$ 9,936

[1] ncludes cash paid of $143 million for the HSBC transaction for the three months ended March 31, 2022.

[2] Cash and cash equivalents include cash and due from banks and interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.