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INCOME TAXES - Effective Income Tax Reconciliation (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Amount      
U.S. Federal income tax expense $ 558 $ 625 $ 273
Increase (decrease) resulting from:      
State and local income taxes (net of federal benefit) 133 126 54
Bank-owned life insurance (19) (14) (12)
Tax-exempt interest (8) (7) (10)
Tax advantaged investments (including related credits) (102) (95) (68)
Other tax credits (9) (7) (6)
Adjustments for uncertain tax positions 1 3 (1)
Non-deductible FDIC premiums 20 14 14
Legacy tax matters 3 0 (4)
Other 5 13 1
Income tax expense $ 582 $ 658 $ 241
Rate      
U.S. Federal income tax rate 21.00% 21.00% 21.00%
Increase (decrease) resulting from:      
State and local income taxes (net of federal benefit) 5.00% 4.20% 4.20%
Bank-owned life insurance (0.70%) (0.50%) (0.90%)
Tax-exempt interest (0.30%) (0.20%) (0.70%)
Tax advantaged investments (including related credits) (3.80%) (3.20%) (5.30%)
Other tax credits (0.30%) (0.20%) (0.50%)
Adjustments for uncertain tax positions 0.00% 0.10% (0.10%)
Non-deductible FDIC premiums 0.70% 0.50% 1.10%
Legacy tax matters 0.10% 0.00% (0.30%)
Other 0.20% 0.40% 0.00%
Total income tax expense and tax rate 21.90% 22.10% 18.50%