CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Millions		9 Months Ended
		Sep. 30, 2022	Sep. 30, 2021
OPERATING ACTIVITIES
Net income		$ 1,420	$ 1,789
Adjustments to reconcile net income to net change in cash due to operating activities:
Provision (benefit) for credit losses		342	(386)
Net change in loans held for sale		1,404	623
Depreciation, amortization and accretion		448	453
Deferred income taxes		124	214
Share-based compensation		68	47
Net gain on sales of assets		(5)	(10)
Net (increase) decrease in other assets		(1,700)	(2,393)
Net increase (decrease) in other liabilities		577	833
Net change due to operating activities		2,678	1,170
Investment securities:
Purchases of debt securities available for sale		(9,772)	(8,669)
Proceeds from maturities and paydowns of debt securities available for sale		2,843	6,059
Proceeds from sales of debt securities available for sale		1,057	158
Proceeds from maturities and paydowns of debt securities held to maturity		772	752
Net (increase) decrease in interest-bearing deposits in banks		55	17
Acquisitions, net of cash acquired	[1]	(235)	(14)
Purchases of loans		(1,007)	(1,925)
Sales of loans		1,718	765
Net (increase) decrease in loans and leases		(6,937)	776
Capital expenditures, net		(141)	(59)
Purchase of bank-owned life insurance		(100)	(650)
Other		(732)	(197)
Net change due to investing activities		(12,479)	(2,987)
FINANCING ACTIVITIES
Net increase (decrease) in deposits		3,988	5,057
Net increase (decrease) in short-term borrowed funds		174	(240)
Proceeds from issuance of long-term borrowed funds		11,516	0
Repayments of long-term borrowed funds		(6,190)	(1,356)
Treasury stock purchased		(2)	(95)
Net proceeds from issuance of preferred stock		0	296
Redemption of preferred stock		0	(250)
Dividends declared and paid to common stockholders		(569)	(502)
Dividends declared and paid to preferred stockholders		(90)	(88)
Premium paid to exchange debt		0	(1)
Payments of employee tax withholding for share-based compensation		(24)	(21)
Net change due to financing activities		8,803	2,800
Net change in cash and cash equivalents	[2]	(998)	983
Cash and cash equivalents at beginning of period	[2]	9,158	12,733
Cash and cash equivalents at end of period	[2]	8,160	13,716
Non-cash items:
Transfer of securities from available for sale to held to maturity		8,563	0
Investors Acquisition:
Fair value of assets acquired, excluding cash and cash equivalents		27,102	0
Goodwill and other intangible assets		996	0
Fair value of liabilities assumed		24,975	0
Common stock issued		3,035	0
Replacement equity awards		$ 19	$ 0

[1] ncludes cash paid of $355 million to acquire Investors less $287 million in cash acquired, and $143 million and $23 million of cash paid for the HSBC transaction and acquisition of DH Capital, respectively, for the nine months ended September 30, 2022. See Note 2 for more detailed information regarding these acquisitions.

[2] Cash and cash equivalents include cash and due from banks and interest-bearing cash and due from banks as reflected on the Consolidated Balance Sheets.