NONINTEREST INCOME

9 Months Ended

Sep. 30, 2022

Other Income and Expenses [Abstract]

NONINTEREST INCOME

NOTE 15 - NONINTEREST INCOME

Revenues from Contracts with Customers

The following tables present the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:

	Three Months Ended September 30, 2022				Three Months Ended September 30, 2021
(in millions)	Consumer Banking	Commercial Banking	Other	Consolidated	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$74	$33	$1	$109	$82	$27	$—	$109
Card fees	59	11	—	70	57	8	—	65
Capital markets fees	—	76	—	76	—	69	—	69
Trust and investment services fees	61	—	—	61	61	—	—	61
Other banking fees	—	7	—	6	—	3	—	3
Total revenue from contracts with customers	$194	$127	$1	$322	$200	$107	$—	$307
Total revenue from other sources(1)	76	86	28	190	115	61	31	207
Total noninterest income	$270	$213	$29	$512	$315	$168	$31	$514

	Nine Months Ended September 30, 2022				Nine Months Ended September 30, 2021
(in millions)	Consumer Banking	Commercial Banking	Other	Consolidated	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$217	$94	$3	$314	$230	$78	$—	$308
Card fees	169	31	—	200	160	23	—	183
Capital markets fees	—	244	—	244	—	225	—	225
Trust and investment services fees	188	—	—	188	179	—	—	179
Other banking fees	—	14	1	15	—	7	—	7
Total revenue from contracts with customers	$574	$383	$4	$961	$569	$333	$—	$902
Total revenue from other sources(1)	233	264	46	543	380	183	76	639
Total noninterest income	$807	$647	$50	$1,504	$949	$516	$76	$1,541

(1) Includes bank-owned life insurance income of $22 million and $17 million for the three months ended September 30, 2022 and 2021, respectively, and $64 million and $47 million for the nine months ended September 30, 2022 and 2021, respectively.

The Company recognized trailing commissions of $4 million for the three months ended September 30, 2022 and 2021 and $12 million for the nine months ended September 30, 2022 and 2021 related to ongoing commissions from previous investment sales.