NONINTEREST INCOME

6 Months Ended

Jun. 30, 2022

Other Income and Expenses [Abstract]

NONINTEREST INCOME

NOTE 15 - NONINTEREST INCOME

Revenues from Contracts with Customers

The following tables present the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:

	Three Months Ended June 30, 2022				Three Months Ended June 30, 2021
(in millions)	Consumer Banking	Commercial Banking	Other	Consolidated	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$73	$34	$1	$108	$74	$26	$—	$100
Card fees	60	10	—	70	56	8	—	64
Capital markets fees	—	90	—	90	—	84	—	84
Trust and investment services fees	66	—	—	66	60	—	—	60
Other banking fees	—	5	—	5	—	2	—	2
Total revenue from contracts with customers	$199	$139	$1	$339	$190	$120	$—	$310
Total revenue from other sources(1)	81	82	(8)	155	93	58	24	175
Total noninterest income	$280	$221	($7)	$494	$283	$178	$24	$485

	Six Months Ended June 30, 2022				Six Months Ended June 30, 2021
(in millions)	Consumer Banking	Commercial Banking	Other	Consolidated	Consumer Banking	Commercial Banking	Other	Consolidated
Service charges and fees	$142	$61	$2	$205	$148	$51	$—	$199
Card fees	110	20	—	130	103	15	—	118
Capital markets fees	—	168	—	168	—	156	—	156
Trust and investment services fees	127	—	—	127	118	—	—	118
Other banking fees	1	7	1	9	—	4	—	4
Total revenue from contracts with customers	$380	$256	$3	$639	$369	$226	$—	$595
Total revenue from other sources(1)	157	178	18	353	265	122	45	432
Total noninterest income	$537	$434	$21	$992	$634	$348	$45	$1,027

(1) Includes bank-owned life insurance income of $21 million and $16 million for the three months ended June 30, 2022 and 2021, respectively, and $42 million and $30 million for the six months ended June 30, 2022 and 2021, respectively.

The Company recognized trailing commissions of $4 million for both the three months ended June 30, 2022 and 2021, and $8 million for both the six months ended June 30, 2022 and 2021, related to ongoing commissions from previous investment sales.