XML 73 R52.htm IDEA: XBRL DOCUMENT v3.21.2
ALLOWANCE FOR CREDIT LOSSES, NONACCRUING LOANS AND LEASES, AND CONCENTRATIONS OF CREDIT RISK - Summary of Changes in Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance     $ 2,443  
Charge-offs     (236)  
Provision charged to income $ (213) $ 464 (353) $ 1,064
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 1,947   1,947  
Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 2,194 2,171 2,443 1,252
Charge-offs (125) (180) (352) (354)
Recoveries 47 33 116 70
Net charge-offs (78) (147) (236) (284)
Provision charged to income (169) 424 (260) 1,027
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 1,947 2,448 1,947 2,448
Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 178 39 227 44
Provision for unfunded lending commitments (44) 40 (93) 37
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 134 79 134 79
Commercial        
Allowance for Loan and Lease Losses [Roll Forward]        
Charge-offs     (30)  
Commercial | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 1,146 752 1,233 674
Charge-offs (45) (74) (179) (121)
Recoveries 4 3 34 6
Net charge-offs (41) (71) (145) (115)
Provision charged to income (152) 554 (135) 852
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 953 1,235 953 1,235
Commercial | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 165 38 186 44
Provision for unfunded lending commitments (44) 31 (65) 28
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 121 69 121 69
Retail | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 1,048 1,419 1,210 578
Charge-offs (80) (106) (173) (233)
Recoveries 43 30 82 64
Net charge-offs (37) (76) (91) (169)
Provision charged to income (17) (130) (125) 175
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance 994 1,213 994 1,213
Retail | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance 13 1 41 0
Provision for unfunded lending commitments 0 9 (28) 9
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Ending balance $ 13 10 $ 13 10
Cumulative Effect, Period Of Adoption, Adjustment | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   453
Cumulative Effect, Period Of Adoption, Adjustment | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   (2)
Cumulative Effect, Period Of Adoption, Adjustment | Commercial | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   (176)
Cumulative Effect, Period Of Adoption, Adjustment | Commercial | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   (3)
Cumulative Effect, Period Of Adoption, Adjustment | Retail | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   629
Cumulative Effect, Period Of Adoption, Adjustment | Retail | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   0   1
Cumulative Effect, Period Of Adoption, Adjusted Balance | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   2,171   1,705
Cumulative Effect, Period Of Adoption, Adjusted Balance | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   39   42
Cumulative Effect, Period Of Adoption, Adjusted Balance | Commercial | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   752   498
Cumulative Effect, Period Of Adoption, Adjusted Balance | Commercial | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   38   41
Cumulative Effect, Period Of Adoption, Adjusted Balance | Retail | Allowance for loan and lease losses        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   1,419   1,207
Cumulative Effect, Period Of Adoption, Adjusted Balance | Retail | Reserve for unfunded lending commitments        
Allowance for Loan and Lease Losses [Roll Forward]        
Allowance for loan and lease losses / Reserve for unfunded lending commitments, Beginning balance   $ 1   $ 1