BUSINESS OPERATING SEGMENTS (Tables)

9 Months Ended

Sep. 30, 2020

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended September 30, 2020
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$845		$421		($129	)		$1,137
Noninterest income	495		144		15			654
Total revenue	1,340		565		(114		)	1,791
Noninterest expense	742		210		36			988
Profit (loss) before provision for credit losses	598		355		(150		)	803
Provision for credit losses	55		161		212			428
Income (loss) before income tax expense (benefit)	543		194		(362		)	375
Income tax expense (benefit)	136		41		(116		)	61
Net income (loss)		$407		$153		($246	)		$314
Total average assets		$73,605		$60,889		$43,181			$177,675

	As of and for the Three Months Ended September 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$799		$360		($14	)		$1,145
Noninterest income	336		133		24			493
Total revenue	1,135		493		10			1,638
Noninterest expense	718		213		42			973
Profit (loss) before provision for credit losses	417		280		(32		)	665
Provision for credit losses	83		27		(9		)	101
Income (loss) before income tax expense (benefit)	334		253		(23		)	564
Income tax expense (benefit)	83		57		(25		)	115
Net income		$251		$196		$2			$449
Total average assets		$66,365		$55,614		$40,131			$162,110

	As of and for the Nine Months Ended September 30, 2020
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$2,452		$1,205		($200	)		$3,457
Noninterest income	1,280		413		48			1,741
Total revenue	3,732		1,618		(152		)	5,198
Noninterest expense	2,215		644		120			2,979
Profit (loss) before provision for credit losses	1,517		974		(272		)	2,219
Provision for credit losses	232		274		986			1,492
Income (loss) before income tax expense (benefit)	1,285		700		(1,258		)	727
Income tax expense (benefit)	322		147		(343		)	126
Net income (loss)		$963		$553		($915	)		$601
Total average assets		$71,227		$61,722		$41,943			$174,892

	As of and for the Nine Months Ended September 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$2,386		$1,103		($18	)		$3,471
Noninterest income	860		432		91			1,383
Total revenue	3,246		1,535		73			4,854
Noninterest expense	2,133		639		89			2,861
Profit (loss) before provision for credit losses	1,113		896		(16		)	1,993
Provision for credit losses	228		73		(18		)	283
Income before income tax expense (benefit)	885		823		2			1,710
Income tax expense (benefit)	219		184		(34		)	369
Net income		$666		$639		$36			$1,341
Total average assets		$65,624		$55,793		$39,927			$161,344