LOANS AND LEASES (Tables)

9 Months Ended

Sep. 30, 2020

Receivables [Abstract]

Schedule of loans and leases

The following table presents the Company’s loans and leases, excluding LHFS, disclosed in portfolio segments and classes:

(in millions)	September 30, 2020		December 31, 2019
Commercial(1)		$45,185		$41,479
Commercial real estate	14,889		13,522
Leases	2,288		2,537
Total commercial loans and leases	62,362		57,538
Residential mortgages	19,633		19,083
Home equity	12,322		13,154
Automobile	12,035		12,120
Education	11,631		10,347
Other retail	6,088		6,846
Total retail loans	61,709		61,550
Total loans and leases		$124,071		$119,088

⁽¹⁾ Includes PPP loans fully guaranteed by the SBA of $4.7 billion as of September 30, 2020.

Accrued interest receivable on loans and leases held for investment totaled $470 million and $495 million as of September 30, 2020 and December 31, 2019, respectively, and is included in other assets in the Consolidated Balance Sheets.

The following table presents the composition of LHFS.

	September 30, 2020						December 31, 2019
(in millions)	Residential Mortgages(1)		Commercial(2)		Total		Residential Mortgages(1)		Commercial(2)		Total
Loans held for sale at fair value		$3,425		$162		$3,587		$1,778		$168		$1,946
Other loans held for sale	—		127		127		1,101		283		1,384

⁽¹⁾ Residential mortgage LHFS are originated for sale.

⁽²⁾ Commercial LHFS at fair value consist of loans managed by the Company’s commercial secondary loan desk. Other commercial LHFS generally consist of loans associated with the Company’s syndication business.