BUSINESS OPERATING SEGMENTS (Tables)

6 Months Ended

Jun. 30, 2020

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Three Months Ended June 30, 2020
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$814		$419		($73	)		$1,160
Noninterest income	428		144		18			590
Total revenue	1,242		563		(55		)	1,750
Noninterest expense	735		213		31			979
Profit (loss) before provision for credit losses	507		350		(86		)	771
Provision for credit losses	80		70		314			464
Income (loss) before income tax expense (benefit)	427		280		(400		)	307
Income tax expense (benefit)	107		59		(112		)	54
Net income (loss)		$320		$221		($288	)		$253
Total average assets		$71,634		$65,280		$42,879			$179,793

	As of and for the Three Months Ended June 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$799		$371		($4	)		$1,166
Noninterest income	277		149		36			462
Total revenue	1,076		520		32			1,628
Noninterest expense	715		217		19			951
Profit before provision for credit losses	361		303		13			677
Provision for credit losses	78		25		(6		)	97
Income before income tax expense (benefit)	283		278		19			580
Income tax expense (benefit)	70		62		(5		)	127
Net income		$213		$216		$24			$453
Total average assets		$65,485		$56,135		$39,869			$161,489

	As of and for the Six Months Ended June 30, 2020
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,607		$784		($71	)		$2,320
Noninterest income	785		269		33			1,087
Total revenue	2,392		1,053		(38		)	3,407
Noninterest expense	1,473		434		84			1,991
Profit (loss) before provision for credit losses	919		619		(122		)	1,416
Provision for credit losses	177		113		774			1,064
Income (loss) before income tax expense (benefit)	742		506		(896		)	352
Income tax expense (benefit)	186		106		(227		)	65
Net income (loss)		$556		$400		($669	)		$287
Total average assets		$70,024		$62,142		$41,319			$173,485

	As of and for the Six Months Ended June 30, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$1,587		$743		($4	)		$2,326
Noninterest income	524		299		67			890
Total revenue	2,111		1,042		63			3,216
Noninterest expense	1,415		426		47			1,888
Profit before provision for credit losses	696		616		16			1,328
Provision for credit losses	145		46		(9		)	182
Income before income tax expense (benefit)	551		570		25			1,146
Income tax expense (benefit)	136		127		(9		)	254
Net income		$415		$443		$34			$892
Total average assets		$65,247		$55,884		$39,824			$160,955