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BASIS OF PRESENTATION (Details) - USD ($)
$ in Millions
3 Months Ended 36 Months Ended
Jan. 01, 2020
Mar. 31, 2020
Mar. 31, 2019
Jan. 01, 2025
Dec. 31, 2019
New Accounting Pronouncements or Change in Accounting Principle [Line Items]          
Retained earnings   $ 6,011     $ 6,498
Income tax expense   11 $ 127    
Allowance for credit loss $ 1,747 $ 2,210     $ 1,296
Accounting Standards Update 2016-13          
New Accounting Pronouncements or Change in Accounting Principle [Line Items]          
Basis point change in CET1 (0.22%)        
Scenario, Forecast | Accounting Standards Update 2016-13          
New Accounting Pronouncements or Change in Accounting Principle [Line Items]          
Basis point change in CET1       (0.06%)  
Capital impact phase in percentage       25.00%  
Cumulative Effect, Period Of Adoption, Adjustment | Accounting Standards Update 2016-13          
New Accounting Pronouncements or Change in Accounting Principle [Line Items]          
Retained earnings $ (337)        
Income tax expense (114)        
Allowance for credit loss $ 451