BUSINESS OPERATING SEGMENTS (Tables)

3 Months Ended

Mar. 31, 2020

Segment Reporting [Abstract]

Schedule of segment reporting information

The business segments reflect this management structure and the manner in which financial information is currently evaluated by the Chief Executive Officer. For more information on the Company’s business operating segments, as well as Other non-segment operations, see Note 25 in the Company’s 2019 Form 10-K.

	As of and for the Three Months Ended March 31, 2020
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$793		$365		$2			$1,160
Noninterest income	357		125		15			497
Total revenue	1,150		490		17			1,657
Noninterest expense	738		221		53			1,012
Profit (loss) before provision for credit losses	412		269		(36		)	645
Provision for credit losses	97		43		460			600
Income (loss) before income tax expense (benefit)	315		226		(496		)	45
Income tax expense (benefit)	79		47		(115		)	11
Net income (loss)		$236		$179		($381	)		$34
Total average assets		$68,415		$59,005		$39,757			$167,177

	As of and for the Three Months Ended March 31, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$788		$372		$—			$1,160
Noninterest income	247		150		31			428
Total revenue	1,035		522		31			1,588
Noninterest expense	700		209		28			937
Profit before provision for credit losses	335		313		3			651
Provision for credit losses	67		21		(3		)	85
Income before income tax expense (benefit)	268		292		6			566
Income tax expense (benefit)	66		65		(4		)	127
Net income		$202		$227		$10			$439
Total average assets		$65,007		$55,630		$39,778			$160,415