NONINTEREST INCOME

3 Months Ended

Mar. 31, 2020

Other Income and Expenses [Abstract]

NONINTEREST INCOME

NOTE 14 - NONINTEREST INCOME

Revenues from Contracts with Customers

The following table presents the components of revenue from contracts with customers disaggregated by revenue stream and business operating segment:

	Three Months Ended March 31, 2020						Three Months Ended March 31, 2019
(in millions)	Consumer Banking		Commercial Banking		Consolidated (1)		Consumer Banking		Commercial Banking		Consolidated (1)
Service charges and fees		$92		$26		$118		$97		$26		$123
Card fees	45		10		55		50		9		59
Capital markets fees	—		65		65		—		49		49
Trust and investment services fees	53		—		53		47		—		47
Other banking fees	—		3		3		—		2		2
Total revenue from contracts with customers		$190		$104		$294		$194		$86		$280

⁽¹⁾ There is no revenue from contracts with customers included in Other non-segment operations.

The Company recognized trailing commissions of $4 million for the three months ended March 31, 2020 and 2019, respectively, related to services provided in previous reporting periods. Fees from other investment services are recognized at a point in time upon completion of the service.

Revenue from Other Sources

	Three Months Ended March 31,
(in millions)	2020		2019
Bank-owned life insurance		$14		$14