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ALLOWANCE FOR CREDIT LOSSES, NONPERFORMING ASSETS, AND CONCENTRATIONS OF CREDIT RISK - Summary of Allowance for Credit Losses by Evaluation Method (Details) - USD ($)
$ in Millions
Dec. 31, 2019
Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]    
Individually evaluated $ 110 $ 64
Formula-based evaluation 1,186 1,269
Allowance for credit losses 1,296 1,333
Commercial    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Individually evaluated 85 38
Formula-based evaluation 633 743
Allowance for credit losses 718 781
Retail    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Individually evaluated 25 26
Formula-based evaluation 553 526
Allowance for credit losses $ 578 $ 552