BUSINESS OPERATING SEGMENTS (Tables)

12 Months Ended

Dec. 31, 2019

Segment Reporting [Abstract]

Schedule of segment reporting information

	As of and for the Year Ended December 31, 2019
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$3,182		$1,466		($34	)		$4,614
Noninterest income	1,156		607		114			1,877
Total revenue	4,338		2,073		80			6,491
Noninterest expense	2,851		858		138			3,847
Profit before provision for credit losses	1,487		1,215		(58		)	2,644
Provision for credit losses	325		97		(29		)	393
Income (loss) before income tax expense (benefit)	1,162		1,118		(29		)	2,251
Income tax expense (benefit)	287		248		(75		)	460
Net income		$875		$870		$46			$1,791
Total average assets		$66,240		$55,947		$39,989			$162,176

	As of and for the Year Ended December 31, 2018
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$3,064		$1,497		($29	)		$4,532
Noninterest income	973		545		78			1,596
Total revenue	4,037		2,042		49			6,128
Noninterest expense	2,723		813		83			3,619
Profit before provision for credit losses	1,314		1,229		(34		)	2,509
Provision for credit losses	289		26		11			326
Income (loss) before income tax expense (benefit)	1,025		1,203		(45		)	2,183
Income tax expense (benefit)	258		276		(72		)	462
Net income		$767		$927		$27			$1,721
Total average assets		$62,444		$52,362		$39,747			$154,553

	As of and for the Year Ended December 31, 2017
(in millions)	Consumer Banking		Commercial Banking		Other			Consolidated
Net interest income		$2,651		$1,411		$111			$4,173
Noninterest income	905		538		91			1,534
Total revenue	3,556		1,949		202			5,707
Noninterest expense	2,593		772		109			3,474
Profit before provision for credit losses	963		1,177		93			2,233
Provision for credit losses	265		19		37			321
Income before income tax expense (benefit)	698		1,158		56			1,912
Income tax expense (benefit)	246		384		(370		)	260
Net income		$452		$774		$426			$1,652
Total average assets		$59,714		$49,747		$40,492			$149,953